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Issuers that allow easy swapping- Axis ICICI Issuers that DON'T allow easy swapping- HDFC This thread will be maintained and updated by me, based on responses received. @helloworld @SSV please contribute.

Any offer that you can recall where the parity was not there. My concern is about Kotak, but since this thread is worded generally, if you have information about other issuers (Axis, HDFC, SBI, BoB IDFC etc) please do share... SBI- Currently All Offers Apply Axis- All Offers to apply as IOCL =...

This post is just for information. It is a wiki effort. I will keep it updated. Inspired from this. Axis: DOES SHOW - Axis Flipkart DOES Does NOT Show - Axis Airtel - Axis Magnus AMEX Does SHOW - MRCC ICICI Does SHOW - ICICI Amazon ^ - ICICI Coral Rupay

Which banks are sensitive to Credit Limit and Enquiries? Credit Limit Exposure- - SBI Cards - UBI ^ - HSBC ^ Weak Correlation - Axis ^ *(Very Moody Bank) Credit Enquiries- - Amex: Usually doesn't like more than 3-4 queries in last 3 months * - StanC ^ * - HSBC ^ ^ - Federal Bank Known for...

Wanted to Get Kotak CC, started applying IOCL Kotak last month (Grocery being the draw and *Rupay*), but didn't want to pay fees, so stopped in address window. Now thought to get League Platinum and started application. It directly started from address and later Kotak IOCL was offered with no...

I had Scapia Banner in ParkPlus app. Applied. Got meagre 50k Limit. Haven't done VKYC etc. - How is Federal Bank/ Scapia in giving limits? - How is the bank in giving LE? Should I take 50k limit? It is my 2nd lowest limit (after HDFC PreApproved CC and I took the offer). It is less than 1/10th...

I already have IDFC Wealth CC. I do not use IDFC Signature Debit Card (got it blocked when they were thinking to charge annual fee). I do not see any difference between 25k MAB acc and 10k MAB acc. Please enlighten if there is. I do not want the obligation to keep 25K else penalty. Also, I am...