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  • Users: Ram1
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  1. Ram1

    DCB Urgent help needed regarding fees

    Hii, I have DCB plastic card and Tataneu card with 5L limit shared limit. PROBLEM - 1 in DCB, I didn't spend anything in this month in Tataneu, there is 2500 excess balance. so there should be 502500 limit available. However it's showing only 455300 as available limit, didn't understand Where's...
  2. Ram1

    My IDFC Wealth cc journey from 5 cibil enquiries to approval

    My biggest wish is to get a ltf premium cc and going with the hype I selected IDFC wealth CC{1 year back} 9 months back I applied Online, First i entered sal 3L & existing cc 6L icici and gave nearest serviceable pincode, I got select cc only - 1st cibil enquiry done Then came back & I...
  3. Ram1

    Rupay credit cards on shared limit

    Hello, I am looking for rupay credit cards on shared limit to existing credit card. It should not report as new card in cibil. Please suggest which banks offer like that I have Normal ccs from icici, axis, sbi, yesbank, federal, hdfc, indusind, kotak, rbl, hsbc, scb, amex
  4. Ram1

    Mrcc+plat travel rewards combination

    I have amex platinum travel card with 50k points. If take MRCC card now will the points of both cards combined? Can I use the use points of plat travel for mrcc gold category redemption? If anyone having both cards, please confirm
  5. Ram1

    No premium cards showing on idfc credit card application

    I am trying to apply idfc credit card using c2c way. But I can't see most premium cards in the list! Is that means no chance of getting premium card from idfc like wealth? Some of the cards missing in the list are Axis magnus, reserve Icici emerald Hdfc dcb, infinia Bob eterna Anybody...
  6. Ram1

    ICICI sapphiro 3 variants issued

    I have icici salary account and my sal >2L Have wealth account with nrv approx 10L Have apay and coral cards I applied online using account aggregator, which was declined. Don't know reason. Got couple of calls from agents, told me that my company was not in icici pay roll even though it is...
  7. Ram1

    Any way to upgrade Indus Legend to Pinnacle without joining fees?

    Have Indusind Legend card with 3L limit and zero balance savings account. How to upgrade legend to Pinnacle without fees? As I want to have zero bal exclusive account. 15k fee with Amazon gv brings big loss of 3k+2700
  8. Ram1

    RBL Bank bazaar save max credit card

    Any idea on this card? Is it shows as credit line or normal credit in Cibil? Video kyc possible?
  9. Ram1

    BOB Eterna ltf card

    Hi, any way to get BOB Eterna as ltf? By opening premium account or through any tricks? please guide if any
  10. Ram1

    How to request Kotak for manual limit enhancement using c2c

    Hi, How can I ask Kotak for Limit enhancement using card to card method. Any particular email id or channel?
  11. Ram1

    Hsbc account opening

    Hi, Is there any way to open hsbc salary account online? Any agents available?
  12. Ram1

    Vijayawada to new delhi flight suggestion needed

    Need a flight ticket from Vijayawada to New Delhi. I'm completely new to air miles. Have 50k edge points in axis magnus And 50k MR points in amex plat travel Please suggest me a way to maximise savings using my points Thanks in advance
  13. Ram1

    Query regarding Fresh Infinia

    How could one approach HDFC for fresh infinia? (don't have hdfc card) Have ~ 25L NRV in imperia savings & annual income doesn't come into infinia bracket. RM/BM not helping much @TechnoFino @Subhankar
  14. Ram1

    RBL debit card transaction successful without otp

    Guys today very strange thing happened I tried to add 10000 into kotak 811 account using RBL signature plus debit card, it didn't ask any otp, directly transaction successful and money debited. How can this happen? Anybody faced similar issue with RBL? If it so happens frequently, we have...
  15. Ram1

    Preapproved federal bank celesta card query

    I received call from federal bank executive He saying i received preapproved visa celesta card of 6.1L limit. Is it true? Any way to get ltf? Can we downgrade later in federal bank? Note- no nearest branch near me
  16. Ram1

    Need review about RBL signature Banking

    Hi guys, I want to open RBL signature account. Is it has any non maintainance charges? Will it be downgraded if balance not maintained? Can we use it as zero balance account?
  17. Ram1

    Kotak cc emi fees

    Hi, Does kotak charges emi cancellation fees on credit card?
  18. Ram1

    Hdfc c2c query

    Anybody applied hdfc recently using c2c method? Whats ur old card limit and how much limit hdfc given?
  19. Ram1

    IDFC credit card C2C query

    Is IDFC accepting c2c as income proof now?
  20. Ram1

    How to remove SBI Card Late Payment cibil report?

    Hello guys, My bill amount was just 772rs.i forgot to pay and delayed by 3 days. But sbi updated in cibil report. This is first time happened to me. How to remove that cibil strike??
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