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  1. swiftlysingh

    I created a Digital Holder for your cards! And it's open source!

    I was frustrated to be able to store my cards on my phone and need to grab physical cards whenever I needed to pay on a new site (or HDFC Smartbuy, ifykyk). I created an opensource Holder for your cards. I have been using it for couple months now, and it's been great for accessing and sharing...
  2. swiftlysingh

    Axis Miles and More not Activated but not cancelled after 60 days

    I applied for Miles and More card during the point bonus offer, but they delayed the card so much I wasn't able to activate it to get qualify for the points. I did not activated the card and thought they would cancel the card after 30 days as per RBI rule. But I just checked the app, and they...
  3. swiftlysingh

    Axis bank miles and more first transaction post Nov

    Has anyone tried activating and transacting to get 45k points? The delayed my card by so much and I’m receiving it today.
  4. swiftlysingh

    SBI Card SBI Vistara prime linking CV ID

    According to tittle. I already have a CV and want to continue the same CV ID for SBI Vistara Prime. I visited there booth in a mall and they said SBI would issue a new CV Id and we can link the CV ID after the fact. I felt it was a little weird because when I got Axis Vistara Infinite, they...
  5. swiftlysingh

    Did Magnus transaction on 30th March, transaction posted on 2nd April, making ineligible for magnus milestone

    The title explains. I booked hotels on Agoda using my Axis Magnus on 30th March. The transaction posted on 2nd April so I was not eligible for March Milestone benefit. I checked this late, so not eligible for April milestone as well. I called Axis Customer Service with no resolution. Is there...
  6. swiftlysingh

    Do I need a forex card?

    I will be travelling international (Europe) in the upcoming months. I have HDFC DCB, Axis Magnus and Vistara Infinite cards. Considering on HDFC the effective fees with Global Value Program would be 1%, and on Magnus the forex fees is 2% with 3.3% and 4.8% reward rate respectively. Will I need...
  7. swiftlysingh

    Do you use Cred? Why? Why not?

    Just wondering if people here use cred to analyse/pay their credit card and other bills? I used to use cred to analyse my spends but recently removed access to my email for cred due to privacy concerns. I still use cred to pay my credit card bills because of fast settlement. But use HDFC smart...
  8. swiftlysingh

    How bad is withdrawing money through ATM using credit card?

    As the topic suggests. How bad is withdrawing money using credit card in an emergency? I used to keep a debit card for this purpose but with my growing credit cards. I find it inconvenient to carry both my debit and credit cards. This is purely for use in emergency cases when I don’t have enough...
  9. swiftlysingh

    Axis Vistara Infinite credit card business class ticket to CV points

    I am planning to travel to Seoul in the next 6 months. I was checking points to redeem them. According to the following doc I would need around 90K CV points for travel. Has anyone with Vistara Infintie card tried to convert their business class ticket to CV points? Also I have Axis Magnus 1L...
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