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  • Users: 0xShailesh
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  1. 0xShailesh

    Missed a payment on Gold Charge Card

    So i made a partial payment on my gold charge card. I though i paid in full, but did not. A relative passed away, was not in the right state of mind. Got to know about this roughly after new statement generation. Amex blocked both my cards due to non-payment. Which was later activated...
  2. 0xShailesh

    Amex suddenly reduced credit limit of Gold Charge and Plat Travel card

    Hey guys, Namaste. So basically, i got my amex plat travel last year in august. And gold charge 4 months ago. Amex increased my credit limit of plat travel intially from INR 99,000 to INR 1,49,000 after 6 months when i called them. Gold charge card had a shadow limit of around 8L. Now...
  3. 0xShailesh

    SBI Card, Rejecting to file a chargeback

    So basically i bought a dishwasher on flipkart. After a few days, the dishwasher stopped cleaning the dishes. Contacted lloyd for support, after 3 services, the problem still exists, and despite multiple emails Lloyd went silent. I approached SBI card to file a chargeback since the merchant...
  4. 0xShailesh

    Is this true about Amex?

    Hi, I have a gold charge card and a plat travel card under my name. I want to issue a supplementary card for my family member, who wants to use it for their own business. When i contacted Amex through call and chat, i was told there are no restrictions in using personal cards for business...
  5. 0xShailesh

    Suggestion for amex redemption

    Hey Guys, I have some MR points accumulated. Is there any way for me to redeem them for a 4 person dinner at any of the 5 star hotels in Kolkata? Such as Royal Bengal, JW etc.. I know statement credit is an option, but that gives a bad return on every MR. Thanks for the help.
  6. 0xShailesh

    Indus application help

    I want ro get an indusind CC. They have rejected my application many times in the past when applied online. In 3 days, it's going to be 3 months since last rejection. Is there a way to apply C2C? I have a 8 month old Amex. Do you know any agent or a bank employee who can help?
  7. 0xShailesh

    Shoutout to the Amex God!

    I have always wanted to hold an Amex card. But for some weird reason my application was getting declined. 5 declination, and I couldn't find out what was wrong. Until someone on technofino referred me to @BestBanker I applied, filled in what he suggested and boom Amex Platinum Travel was...
  8. 0xShailesh

    Mobikwik ZIP destroyed my CIBIL

    Today i found out that Mobikwik Zip and Hero Fincorp has reported a late payment and overdue amount of INR 269 on my CIBIL report. I have joined mobikwik in december 2023 and only 2 bills are generated as of now. Both the bills are paid 4 days and 1 day before the due date and in full. What...
  9. 0xShailesh

    How can I get federal credit card

    Hi, Whenever I try to apply for a federal credit card I get a message stating No offer available. I hold a jupiter federal account as well. I hold cards from amex, sbi, axis, icici and a few more. With good cibil and 0 payment delay. Can someone suggest me what to do? Do I have to apply...
  10. 0xShailesh

    Foreign Credit Card Bill Pay

    I Have a US Capital one Credit card. However i am having issues with transferring funds from India to my Utoppia Bank account How can i pay my US card bill? I don't know anyone in the US. Thanks.
  11. 0xShailesh

    Indusind Card to Card

    Hey Guys, Can I apply for an Indus Card using my Amex or other credit card statement? If yes, do you know any agent? For some reason indus is denying my applications.. Thanks for help.
  12. 0xShailesh

    Suggestion Request : Should i apply for another Amex?

    Hey Guys, I got my First Amex Card, on 15th August 23. It's the Platinum Travel varient. Tried apply the Gold Charge card, after 1 week. It was declined, without a reason. I wanted to get the gold collection, should i apply for MRCC now or maybe the Gold Charge. Or is it recommended to...
  13. 0xShailesh

    Swap my axis card to airtel

    Hi, I currently own 3 Axis Card. 1.Flipkart 2. Aura 3. Select. I don't need the flipkart card. Is there a way to change it to Axis Airtel card? I tried asking the customer care, they said there was no offer. Is there any other way? or maybe an email where i can request axis to swap my...
  14. 0xShailesh

    ICICI card holder died, bank harassing ADD ON HOLDER now.

    Hi Guys, My grandfather had a credit card with ICICI Bank in 2005. He passed away in 2007. He made an Add on card for my uncle a few months before passing away. But somehow ICICI Bank shows this card in my Uncle's CIBIL, despite him being an add on card holder. I don't understand how, I...
  15. 0xShailesh

    Is it true about axis card limit increases?

    I head that Axis bank provides limit increase offers much more for their own branded card, compared to their co-branded cards such as Axis Flipkart etc. It this true?
  16. 0xShailesh

    I got Scammed by DBS Bank (highly likely)

    I applied for a DBS Credit card, which was pre-approved for me by Bajaj Finserv. The limit they said I would get was 79,000. The dude came for fingerprint based Aadhaar KYC, which was done. I waited 7 days. no update from the bank. Sent them an email and I got to know they do not see any...
  17. 0xShailesh

    Amex Declined, but I met all criteria

    Hi All, I applied for an amex platinum reserve card today, and it was instantly declined. There are my details - ITR - Greater than 6L Cibil - 769 Credit inquiry in last 6 months - 14 Credit utilisation - 39% I don't understand what to do now. I recently got Axis and SBI card, but wanted...
  18. 0xShailesh

    SBI Card Automatic Bill Payment

    Hi, I just got my SBI Card prime, and I have added my electricity biller for autopay to get 5% back. However the electric bill is due in the next 4 days, but the auto payment has not been made. Does somebody knows when does this automatic payment is processed? Thanks
  19. 0xShailesh

    This can be the God of Credit Card questions

    I asked the new Microsoft Bing a credit card question. check its answer. I think it's fascinating. I think there are endless possibilities.
  20. 0xShailesh

    Not getting cashback on HDFC Platinum debit Card

    Hi, In the past 2 months I have used my HDFC platinum debit card to pay credit card bill payment on Mobikwik and postpe. But it shows 0 reward points. I thought utility payments gave RP's on this card. Can somebody help. Thanks.
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