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  1. swiftlysingh

    I created a Digital Holder for your cards! And it's open source!

    Noted: 📝 About point 3. The app has Biometric Lock. So the CVV and other sensitive information is only visible when the user is authenticated.
  2. swiftlysingh

    I created a Digital Holder for your cards! And it's open source!

    I was frustrated to be able to store my cards on my phone and need to grab physical cards whenever I needed to pay on a new site (or HDFC Smartbuy, ifykyk). I created an opensource Holder for your cards. I have been using it for couple months now, and it's been great for accessing and sharing...
  3. swiftlysingh

    Axis Miles and More not Activated but not cancelled after 60 days

    I applied for Miles and More card during the point bonus offer, but they delayed the card so much I wasn't able to activate it to get qualify for the points. I did not activated the card and thought they would cancel the card after 30 days as per RBI rule. But I just checked the app, and they...
  4. swiftlysingh

    Axis bank miles and more first transaction post Nov

    Has anyone tried activating and transacting to get 45k points? The delayed my card by so much and I’m receiving it today.
  5. swiftlysingh

    SBI Card SBI Vistara prime linking CV ID

    According to tittle. I already have a CV and want to continue the same CV ID for SBI Vistara Prime. I visited there booth in a mall and they said SBI would issue a new CV Id and we can link the CV ID after the fact. I felt it was a little weird because when I got Axis Vistara Infinite, they...
  6. swiftlysingh

    Axis Bank Credit Card System Loopholes Revealed

    Can you share the discord channels? Would love to join!
  7. swiftlysingh

    Did Magnus transaction on 30th March, transaction posted on 2nd April, making ineligible for magnus milestone

    Asked customer care to confirm if I would be eligible. They denied it. Would wait on this then.
  8. swiftlysingh

    Did Magnus transaction on 30th March, transaction posted on 2nd April, making ineligible for magnus milestone

    The title explains. I booked hotels on Agoda using my Axis Magnus on 30th March. The transaction posted on 2nd April so I was not eligible for March Milestone benefit. I checked this late, so not eligible for April milestone as well. I called Axis Customer Service with no resolution. Is there...
  9. swiftlysingh

    Do I need a forex card?

    I will be travelling international (Europe) in the upcoming months. I have HDFC DCB, Axis Magnus and Vistara Infinite cards. Considering on HDFC the effective fees with Global Value Program would be 1%, and on Magnus the forex fees is 2% with 3.3% and 4.8% reward rate respectively. Will I need...
  10. swiftlysingh

    Magnus milestone shortfall

    You can contribute to NPS and claim the tax exemption under 80CCD(1B) upto 50k
  11. swiftlysingh

    Booked Axis Magnus Concierge Service! What next?

    Some of family members are travelling international and I was thinking if I could book the meet and get service for them. Is it necessary for primary card holder to travel to get meet and great service?‬
  12. swiftlysingh

    Axis bank vistara co-branded credit cards joining fees reversal offer 15th Nov to 31st Dec 2022

    I applied on 11th according to the screenshot, I am not eligible for this offer?
  13. swiftlysingh

    Applying for Axis Vistara Signature Credit Card

    I applied it online few weeks back but didn’t got any response, pinged a customer care representative who helped me back when I applied for magnus. They sent the executive for verification next day. Although your mileage will vary depending upon city. They only took one month of salary slip...
  14. swiftlysingh

    Best Platform to Pay the Rent using Credit Card

    I have tried cred as well as freecharge. both doesn’t require a rent agreement. Freecharge also charge considerably less fees but the paymemt is transferred to landlord after 24 hour.
  15. swiftlysingh

    Do you use Cred? Why? Why not?

    I completely agree that privacy is a myth especially in india, when our adhaar cards are linked to everything and it has so many vulnerabilities. I was also completely okay with cred having access to my email but when I thought about it and realised cred can read all of my incoming emails it...
  16. swiftlysingh

    Do you use Cred? Why? Why not?

    Just wondering if people here use cred to analyse/pay their credit card and other bills? I used to use cred to analyse my spends but recently removed access to my email for cred due to privacy concerns. I still use cred to pay my credit card bills because of fast settlement. But use HDFC smart...
  17. swiftlysingh

    How bad is withdrawing money through ATM using credit card?

    As the topic suggests. How bad is withdrawing money using credit card in an emergency? I used to keep a debit card for this purpose but with my growing credit cards. I find it inconvenient to carry both my debit and credit cards. This is purely for use in emergency cases when I don’t have enough...
  18. swiftlysingh

    Axis Bank Indian Oil Credit Card LTF

    I don’t think Axis rejects application based on age. I am 22 and hold Axis Magnus.
  19. swiftlysingh

    Diners Club Black LTF Approved

    I just got my DCB FYF as my college was not eligible in the alumni program. Will probably downgrade after the first year. Since I am already holding Magnus and paying 10k + gst for DCB doesn’t seems worth it.
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