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Best Train Credit Card

Naman Jain

TF Buzz
I have been looking to get a credit card only for train because just due to work mostly spend 6,000 per month on train and if I include travel it would be around 8,000 per month so looking at my spend train is a good chunk and want to maximise the potential.

I have already using SBI cash back credit card and have good salary so getting slightly premium credit card will not be a problem like earn more then 18 LPA+ and have good credit history too with cibil more then 800

So can you suggest me a credit card as SBI cash back don’t give 5% on irctc train booking.
 

Zacobite

TF Ace
VIP Lounge
I have been looking to get a credit card only for train because just due to work mostly spend 6,000 per month on train and if I include travel it would be around 8,000 per month so looking at my spend train is a good chunk and want to maximise the potential.

I have already using SBI cash back credit card and have good salary so getting slightly premium credit card will not be a problem like earn more then 18 LPA+ and have good credit history too with cibil more then 800

So can you suggest me a credit card as SBI cash back don’t give 5% on irctc train booking.
only 2 hdfc and sbi irctc cards.. u can check out.. or DCB / Infinia for Smartbuy -irctc
 

techt

TF Legend
Summoning icchadhari nagin @Vasuki
dance bollywood GIF by BFUNK
 

Vasuki

TF Pioneer
Contributor
RML Group
VIP Lounge
I have been looking to get a credit card only for train because just due to work mostly spend 6,000 per month on train and if I include travel it would be around 8,000 per month so looking at my spend train is a good chunk and want to maximise the potential.

I have already using SBI cash back credit card and have good salary so getting slightly premium credit card will not be a problem like earn more then 18 LPA+ and have good credit history too with cibil more then 800

So can you suggest me a credit card as SBI cash back don’t give 5% on irctc train booking.
Hdfc millniea dc
And hdfc IRCTC cc ..
 

drsel

TF Legend
Buy MakeMyTrip voucher at 4% discount using SBI cashback card to get a total of 9%.
Use this voucher to buy train tickets on MakeMyTrip.

EDIT. Now the month end discount is 7%
 
Last edited:

lucifer

TF Premier
TF Family
Moderator
VIP Lounge
Buy MakeMyTrip voucher at 4% discount using SBI cashback card to get a total of 9%.
Use this voucher to buy train tickets on MakeMyTrip
I think this no longer works. Can you confirm its still working?
 

drsel

TF Legend
I think this no longer works. Can you confirm its still working?
Buy MakeMyTrip voucher at 7% discount on Amazon using SBI cashback card, to get a total of 12%.return
Use this voucher to buy train tickets on MakeMyTrip.

Screenshot_20240429-231513.jpg
 

lucifer

TF Premier
TF Family
Moderator
VIP Lounge
Buy MakeMyTrip voucher at 7% discount on Amazon using SBI cashback card, to get a total of 12%.return
Use this voucher to buy train tickets on MakeMyTrip.

Screenshot_20240429-231513.jpg
What I am asking is have you tried this recently? This loophole is now patched from my perspective
 
What I am asking is have you tried this recently? This loophole is now patched from my perspective
I also wanted to double confirm here. It's clearly mentioned on gift voucher page-
"This Gift card is not valid on Cab, Bus, Activities, Rail, Homestays,VISA and is not valid on bookings through myBiz."

So not sure if MMT thing is working or not
 
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