Thanks, CIBIL is 782 and holding cards like DCB Metal, Play Reserve 🙂
Just received a call from Yes Agent and he kept insisting on taking Reserve or BYOD card and confidently said that I will get an upgrade to Marquee in 3 months 😛
I said no, and asked to call back.
What do you suggest?
Don’t take Reserv , ask for Marquee only.
Apply for Marquee after a month or so, you will get it..
I too had experienced the same..
Initially when I applied for yes card, I got reserv and I wanted it LTF and hence didn’t continue my application.
They called me several times but denied my LTF request..
At that time I didn’t know anything about Yes cards
Later after about 40 days I applied again.
This time I got Marquee… but by this time I researched about reserv card and found it very useful with subscription and insisted for reserv but they can’t change my marquee offer to reserv..
So I ended up taking marquee, which I found later to be a better card for my needs
So moral of the story:
If you want marquee, don’t go for reserv now, wait for a month or so, you will get marquee offered basis your CIBIL.
Your CIBIL looked good.
If you make your utilisation 0,( on each account) then your score will jump by another 10 points and if you apply then you will definitely get Marquee.
Best wishes