Which Debit Card to use for Credit Card Bill Payment in July 2025

[Amit_1]

Zavo + Good Score total 3.5L failed transactions on 1st August, still not refunded. Pathetic levels of service as well.

My GoodScore failed txn of 2Aug got refund on 3Aug for ~8L

 

[tempmirzaa]

My GoodScore failed txn of 2Aug got refund on 3Aug for ~8L

Same they inform me refund already done our aide still amount not credited my account

 

[Amit_1]

Same they inform me refund already done our aide still amount not credited my account

Write a email and ask the details in the email itself if chat support is not working for you

 

[Srikkanth]

are you sure, can someone confirm if it would work ?

What is there is to lose ? try with some 100's and check whether the points are coming ? with keeping an eye on the merchant name mentioned...

 

[amazon_fan]

you mean in direct phonepe app, by pain g 0.60% we can pay through 1dfc rpay card and get the points instant ?
Is the understanding correct ?

I just tried to pay just Rs 200 through phnepay using 1dfc rpay card, it is failing (something went wrong) and no money deducted. tried twice.

 

[amazon_fan]

What is there is to lose ? try with some 100's and check whether the points are coming ? with keeping an eye on the merchant name mentioned...

same thinking, i tried updated and sametime received your message. did not work for me

 

[amazon_fan]

I received points on all the transactions with this merchant name today.

Just now paid 81500 CC Bill with the Merchant Name and received points instantly.

In current situation with no app working or charging a lot of fees, this seems a lot convenient with 0.60% charges.

Could you pls elaborate the procedure ? Any VPN ? for me after entering otp it is failing

 

[Abhishek012]

@Abhishek012 sir please update the page for August 2025 month 🙏🏻
Also if you can add some more options, like where to use Kotak 811 Super, Fi, etc. it will reduce the burden on poor S@ves@ge app and IDFC cards 😄

Aug ka kam he nahi kar raha toh kya update karu.

Zavo, savesage me kam karne lage ache se toh bolna update kar dunga.

 

[mojo_jojo123]

Aug ka kam he nahi kar raha toh kya update karu.

Zavo, savesage me kam karne lage ache se toh bolna update kar dunga.

any one able to decode what is happening with good score + idfc .. why it is a hit or miss ? ideally if merchant name is same it should always give reward point

 

[kev569]

you mean in direct phonepe app, by pain g 0.60% we can pay through 1dfc rpay card and get the points instant ?
Is the understanding correct ?

Yes, directly going to PhonePe app and paying the bill. Not entering OTP until and unless you receive "www.phonepe.com" Merchant Name.

You won't receive points on any other Merchant Name as far as I know except for the 'Recharge' one, this is not an excluded category for IDFC.

And you don't have to use any VPN service.

 

[Amit_1]

Yes, directly going to PhonePe app and paying the bill. Not entering OTP until and unless you receive "www.phonepe.com" Merchant Name.

You won't receive points on any other Merchant Name as far as I know except for the 'Recharge' one, this is not an excluded category for IDFC.

And you don't have to use any VPN service.

exactly the same merchant "www.phonepe.com" you're stating or "www phonepe com" will also work ?

 

[kev569]

exactly the same merchant "www.phonepe.com" you're stating or "www phonepe com" will also work ?

I think they are same

in OTP msg it will be simple 'phonepe' in lower caps
And on payment page 'www.phonepe.com'

 

[Amit_1]

I think they are same

in OTP msg it will be simple 'phonepe' in lower caps
And on payment page 'www.phonepe.com'

okay, will try this tomorrow if other saviors won't work

 

[Infinite]

I think they are same

in OTP msg it will be simple 'phonepe' in lower caps
And on payment page 'www.phonepe.com'

I am getting
PHONEPAYPRI
in the text message everytime

 

[kev569]

I am getting
PHONEPAYPRI
in the text message everytime

Keep trying until you receive the correct merchant name

 

[S.B.N.B]

Yes,it gives reward points.I personally tested it.

Mc or visa..

 

[AllThatStuff]

android only?

not showing for me on ios

For me it's showing DC option on my iPhone !!

 

[AllThatStuff]

SBI bill payment giving error on BBPS... saying invalid combination.....was working fine till evening!!
Anyone else facing same error??

 

[HumorSimpson]

Going by all these failure posts. Seems there is going to be a blanket ban on cc bill payment via dcs

 

[alpha2betaa]

Mc or visa..

Working
With Visa …
Not RuPay