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Recent content by mukundstud

  1. M

    Is income roof required to upgrade PNB Credit Card?

    Ok. I''ll Wait for some more time then.
  2. M

    Is income roof required to upgrade PNB Credit Card?

    No :( They asked me for an income proof over the mail. I wrote them a mail that I have a credit card with much higher limit, and sent the credit card statement along with that mail. But No Reply came from the other side. But now, I have taken a job, and will apply for upgrade with its salary...
  3. M

    ICICI CC Bill Payment Issue

    SBI Rupay Debit Card. Gives 0.25% back on every spend. I know its low, but something is better than nothing. I get ₹250 per month by paying Credit Card Bills through it.
  4. M

    ICICI CC Bill Payment Issue

    Debit Card Rewards. Plus Paytm is highly reliable for Credit Card Payments. Now, it has become reliable for ICICI Bill Payment too. But I agree that Mobikwik is unreliable for CC Bill Payments
  5. M

    ICICI CC Bill Payment Issue

    I talked to the customer care yesterday, after the amount got finally settled to my card statement. The agent told me that the final adjustment to my "Total Amount Due" occurs 7-10 days after the bill payment via "Visa Money Transfer" and I should not be concerned about my Due Date as they will...
  6. M

    ICICI CC Bill Payment Issue

    Few Months back, I made a payment towards my ICICI Credit Card Bill through Mobikwik. Though the payment got reflected in ICICI Card Account, the amount due on my card did NOT decrease. On calling the customer care,the agent said since "Payment Received" is NOT written in the transaction...
  7. M

    Live Digital eRupee P2M transaction (Select users)

    Looks like RBI's digital rupee is NOT a form of cryptocurrency. Though the e₹ app gave me a seed phrase to remember for recovering the wallet account, today, due to an issue, when I had to install a copy the app in the 'Secure Folder' of my Samsung phone, it did not ask me the seed phrase. Just...
  8. M

    DreamFolks Lounge Access through QR Code

    Just for Info, this trick works perfectly fine at Pune Airport(Earth Lounge). My sister was able to access it through the QR while I was sitting in Lucknow, with my card.
  9. M

    Is income roof required to upgrade PNB Credit Card?

    Thanks. I will Try
  10. M

    Is income roof required to upgrade PNB Credit Card?

    I applied for PNB Rupay Select Credit Card on the basis of ITR, which is 4.75 Lakhs. As I feared, I got PNB Rupay Platinum instead of Rupay Select, with a limit of just ₹50000. I want to submit an upgrade request for PNB Rupay Select. Just want to ask the people who successfully upgraded their...
  11. M

    IDFC WOW Credit Card NOT showing on CIBIL

    I did an FD and got IDFC WoW credit card around August end. Till now, it is not being shown in my CIBIL report. Can anyone confirm if this card is reported to CIBIL or not?
  12. M

    Live Digital eRupee P2M transaction (Select users)

    Woah!! Received Re.1 back! How did you send it back to me? I did not even share my QR with you. Did you send it through my wallet address?? But the app is NOT even letting me type the wallet address. Is there a provision of transaction reversal? Cause I am not being able to see any option of...
  13. M

    Live Digital eRupee P2M transaction (Select users)

    According to my experience, this app works more like a prepaid wallet. First, we have to load money by specifying the amount. The denomination selection happens automatically, but we can select denominations manually if we want to. In case of payment, we can just specify the amount and the...
  14. M

    Live Digital eRupee P2M transaction (Select users)

    Later, I tried sending Re.1 while having Rs.2 in my wallet(To test what will happen if we do not have matching denominations to perform the transaction). The transaction got processed, stating that Rs.2 have been debited and I will get the change of Re.1 back in my wallet. In the transaction...
  15. M

    Live Digital eRupee P2M transaction (Select users)

    I tried to send Re.1 to @anonymuos with NO money in my wallet. The app showed that I do not have enough balance to perform that transaction, and did not let me proceed further.
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