ICICI CC Bill Payment Issue

[mukundstud]

Few Months back, I made a payment towards my ICICI Credit Card Bill through Mobikwik. Though the payment got reflected in ICICI Card Account, the amount due on my card did NOT decrease. On calling the customer care,the agent said since "Payment Received" is NOT written in the transaction details, and only "Mobikwik" is written there, the payment is considered as a merchant refund, thus not counted in the Credit Card Bill Payment. At that time, the amount was not much, and I paid the same amount again though UPI, and resolved the issue.

But this time, I paid my ICICI Card Bill through Paytm, and the amount has been credited to my card, but under the name of "Paytm Visa Direct IN". The amount is ₹38000, and I am afraid that ICICI will NOT consider even this as the bill payment. Should I panic over this? I have seen that my other cards consider "Paytm Visa Direct IN" as the credit card bill payment. Can anyone share his/her experience with "Paytm Visa Direct IN" payment on his/her ICICI Card?

 

[CMG]

It likely doesn't have an impact due to recent RBI regulations that classify refunds as payment.

 

[mukundstud]

I talked to the customer care yesterday, after the amount got finally settled to my card statement. The agent told me that the final adjustment to my "Total Amount Due" occurs 7-10 days after the bill payment via "Visa Money Transfer" and I should not be concerned about my Due Date as they will consider my actual payment date for due amount settlement.

 

[akki7163]

I talked to the customer care yesterday, after the amount got finally settled to my card statement. The agent told me that the final adjustment to my "Total Amount Due" occurs 7-10 days after the bill payment via "Visa Money Transfer" and I should not be concerned about my Due Date as they will consider my actual payment date for due amount settlement.

I don't know why you guyz are making payment through paytm or mobikwik

 

[mukundstud]

I don't know why you guyz are making payment through paytm or mobikwik

Debit Card Rewards. Plus Paytm is highly reliable for Credit Card Payments. Now, it has become reliable for ICICI Bill Payment too. But I agree that Mobikwik is unreliable for CC Bill Payments

 

[akki7163]

Debit Card Rewards. Plus Paytm is highly reliable for Credit Card Payments. Now, it has become reliable for ICICI Bill Payment too. But I agree that Mobikwik is unreliable for CC Bill Payments

Which debit card you are using for paytm?????

 

[mukundstud]

Which debit card you are using for paytm?????

SBI Rupay Debit Card. Gives 0.25% back on every spend. I know its low, but something is better than nothing. I get ₹250 per month by paying Credit Card Bills through it.

 

[Prateek Rathor]

Buddy, i would just say switch to cred! 😂

 

[srikant]

When we have multiple ICICI credit cards with shared billing and credit limit, does a payment to one of them amount to paying for all? Since I use NEFT to make these payments, I wonder if I could avoid adding multiple beneficiaries etc.

 

[paresh22]

When we have multiple ICICI credit cards with shared billing and credit limit, does a payment to one of them amount to paying for all? Since I use NEFT to make these payments, I wonder if I could avoid adding multiple beneficiaries etc.

It works but i tried using hdfc billpay.