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Ok. I''ll Wait for some more time then.

No :( They asked me for an income proof over the mail. I wrote them a mail that I have a credit card with much higher limit, and sent the credit card statement along with that mail. But No Reply came from the other side. But now, I have taken a job, and will apply for upgrade with its salary...

SBI Rupay Debit Card. Gives 0.25% back on every spend. I know its low, but something is better than nothing. I get ₹250 per month by paying Credit Card Bills through it.

Debit Card Rewards. Plus Paytm is highly reliable for Credit Card Payments. Now, it has become reliable for ICICI Bill Payment too. But I agree that Mobikwik is unreliable for CC Bill Payments

I talked to the customer care yesterday, after the amount got finally settled to my card statement. The agent told me that the final adjustment to my "Total Amount Due" occurs 7-10 days after the bill payment via "Visa Money Transfer" and I should not be concerned about my Due Date as they will...

Few Months back, I made a payment towards my ICICI Credit Card Bill through Mobikwik. Though the payment got reflected in ICICI Card Account, the amount due on my card did NOT decrease. On calling the customer care,the agent said since "Payment Received" is NOT written in the transaction...

Looks like RBI's digital rupee is NOT a form of cryptocurrency. Though the e₹ app gave me a seed phrase to remember for recovering the wallet account, today, due to an issue, when I had to install a copy the app in the 'Secure Folder' of my Samsung phone, it did not ask me the seed phrase. Just...

Just for Info, this trick works perfectly fine at Pune Airport(Earth Lounge). My sister was able to access it through the QR while I was sitting in Lucknow, with my card.

Thanks. I will Try

I applied for PNB Rupay Select Credit Card on the basis of ITR, which is 4.75 Lakhs. As I feared, I got PNB Rupay Platinum instead of Rupay Select, with a limit of just ₹50000. I want to submit an upgrade request for PNB Rupay Select. Just want to ask the people who successfully upgraded their...

I did an FD and got IDFC WoW credit card around August end. Till now, it is not being shown in my CIBIL report. Can anyone confirm if this card is reported to CIBIL or not?

Woah!! Received Re.1 back! How did you send it back to me? I did not even share my QR with you. Did you send it through my wallet address?? But the app is NOT even letting me type the wallet address. Is there a provision of transaction reversal? Cause I am not being able to see any option of...

According to my experience, this app works more like a prepaid wallet. First, we have to load money by specifying the amount. The denomination selection happens automatically, but we can select denominations manually if we want to. In case of payment, we can just specify the amount and the...

Later, I tried sending Re.1 while having Rs.2 in my wallet(To test what will happen if we do not have matching denominations to perform the transaction). The transaction got processed, stating that Rs.2 have been debited and I will get the change of Re.1 back in my wallet. In the transaction...

I tried to send Re.1 to @anonymuos with NO money in my wallet. The app showed that I do not have enough balance to perform that transaction, and did not let me proceed further.

Can you send me your wallet QR so that I can try sending you ₹1 while having ₹2 / ₹0 in my wallet? I want to experiment what happens when we try to pay someone while having insufficient funds or mismatching denominations.

I registered myself in the CBDC invitation program through this link on Friday 9th Jan. Though its written that this programme is for customers in Delhi and Mumbai only, I got the invitation yesterday despite living in Lucknow(RBI has stated it will extend the pilot programme to the city soon).

This is a possibility. Even now, many offline merchants who work on high volume-low margins are wary of the newly introduced MDR charges for credit card UPI Transactions. Digital Rupee can be a possible alternative for them. But it has to have as high penetration in payments market as UPI, which...

A video emerged on YouTube describing the how to use SBI Digital Rupee Wallet App.

What if the Merchant's Wallet is Empty???😂😂😂