I just closed my ICICI Coral Rupay Credit card. I wasn't using it at all, not even once after getting it. Plus, I already have Amazon Pay and Sapphiro, which cover all my needs. One less card means one more point of peace.
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For those who depend on Swiggy for food delivery, dineout, genie, etc., the HDFC Swiggy Card is very useful. It also gives 5% cashback on Ola bookings.
Overall, it is a good cashback card after Amazon Pay ICICI card.
CIBIL score is 793 this month (Feb 2024). Increase of 6 points from Jan 2024.
Got PNB Rupay Select CC (5L limit)
(Rs 500 joining fees, no annual fees if minimum 1 txn done in a quarter).
Wishing everyone all the very best for a happy, successful, and positive year 2024.
Got my third credit card: ICICI Coral (Rupay variant)
List of holding cards
- Amazon Pay - 10L - LTF
- Sapphiro - 10L - LTF
- Coral - 10L (shared with Sapphiro) - LTF
- Amazon Pay - most online uses, amazon purchases, bill payments etc.
- Sapphiro - Offline purchases, petrol expenses.
- Coral - Not started yet, could be used for UPI payments.
Finally added the 2nd card to my kitty - ICICI Sapphiro - Visa Signature; LTF.
(First one: Amazon Pay - Visa; LTF)
A newbie interested in building a decent high-value credit card portfolio. Valuable members please suggest tips. I would like to improve my contributions to the community. -
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