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  1. cardio_guy

    Looking for a travel card

    Some suggestions: Axis Horizon (Or Olympus when Axis opens it) HSBC TravelOne HDFC Mariott Bonvoy ICICI EPM
  2. cardio_guy

    Looking for Travel Credit Card Recommendations (70K Salary | 3–4L Annual Spend | Aim: Airmiles)

    My 2 cents - In many ccgeek influencer videos and other forums, what I have seen is - if the card spends are less like 3-4L / yr in your case, it doesn't make any sense to go with a travel card, because you don't get so many points worth to redeem for one good travel. Or you will need 3-4 years...
  3. cardio_guy

    Planning a trip to Chennai - Mahabalipuram - Kanchipuram - Thiruvannamalai

    Thanks a lot @BK7 I will have a look at Sparsa. In Amazon, we had seen hotels like Anantharaa hotel, Thaai residency, Ashreya suites, Hotel seasons, and La woods village resorts. All of these are in the range of 3000 - 5000 per room per night. Sparsa and Sterling I think are like above 10k...
  4. cardio_guy

    Planning a trip to Chennai - Mahabalipuram - Kanchipuram - Thiruvannamalai

    Mahabalipuram and Kanchipuram are sorted mostly. How are the hotels or place of stays in Thiruvannamalai? Most of the hotels that show up in MakeMyTrip looks average. Anything to be taken care of specifically or can we book any decent rated hotel? The plan is to stay near the hill so that...
  5. cardio_guy

    Swiggy One Blck(Black) Launched

    Looking for Swiggy one black invite. If anyone has, pls DM.
  6. cardio_guy

    Planning a trip to Chennai - Mahabalipuram - Kanchipuram - Thiruvannamalai

    Hello all, Looking for trip plan, hotel stay, and places to visit suggestions for a family of four (including 2 senior citizen parents) The current plan is to book flight to chennai, get a self-drive car and go to Mahabalipuram. Day 1 - stay in Mahabalipuram Day 2 - Visit some places / temples...
  7. cardio_guy

    TNI LTF worth applying?

    Yes, it is a good allrounder card. You can use it for UPI, bigbasket spends through neu app, utility bill payments through neu app etc. You can get neu coins and use it for Air India Express flights or Taj hotel bookings.
  8. cardio_guy

    Jio Wi-Fi Calling Hack Every Traveler Should Know

    yes. In some gulf countries, they use Botim app instead of whatsapp. But same - no need of regular call/recharge. It's call via botim app.
  9. cardio_guy

    Jio Wi-Fi Calling Hack Every Traveler Should Know

    Jio had 2 plans - Rs 1101 without WiFi calling and Rs 1102 with Wifi calling. It's still there. If doing for the first time, we need to recharge it before leaving India (they say so). +1 to @sunit123 above, if Wi-Fi is there, I use WhatsApp call wherever possible. Why to even bother about...
  10. cardio_guy

    One more - Some of the badges are awarded based on the reputation ratings. Also I as a goodwill...

    One more - Some of the badges are awarded based on the reputation ratings. Also I as a goodwill gesture, it would be nice if you can rate my profile based on your interactions with me and my contributions. https://technofino.in/community/help/ozzmodz_badges/
  11. cardio_guy

    What is offshore bank account? What are the benefits? Related Question 1 - those who have HSBC...

    What is offshore bank account? What are the benefits? Related Question 1 - those who have HSBC premier account - that bank allows you to open premier account in other countries. Is that somehow related to this? RQ 2 - What is this GIFT city thing? Is it some way related to offshore bank account...
  12. cardio_guy

    (18+ content) 🚨Liquor shaukins 🍺🍻🥂🍷

    All the 'I don't drink bro' people assemble and like 👍 here.
  13. cardio_guy

    [** BBD/GIF 2025 **] Best Deals on Mobiles & Tablets

    I'm buying nord 5 tomorrow. Hadn't considered S24 at all. Any strong reason why should I change at the last minute?
  14. cardio_guy

    SBI PRAGATI RuPay JCB Platinum Debit Card | Free 1 year Amazon Prime, Swiggy One, MakeMyTrip, Bookmyshow Offer

    Pragati is still not working for online transactions. Card is showing as invalid in many sites. Any idea when it will be resolved?
  15. cardio_guy

    Reveal Your Highest and Lowest Limit of Credit Card

    Highest: ICICI Sapphiro (10.3L) Lowest: Axis Atlas (1.56L)
  16. cardio_guy

    🗞️📰 Newspaper - Home 🏡 Office

    Yes, we still buy newspaper at home - Mathrubhumi. (It is one of the leading malayalam newspaper) I don't read it often on all days, but some days, I glance through it when I get time. Though I get almost all big news from the websites, newspaper is still required to get the very small local...
  17. cardio_guy

    IDFC First Wealth Account Eligibility Requirement and Benefits - Discussion

    Hi friends, I was going through IDFC first app and as soon as I opened it, I saw an option to open 0 balance account, but with enabling auto-pay for credit card bill. Wanted to know - if I open the account and there is no bill amount generated, what will happen? Also, is the auto-pay only for...
  18. cardio_guy

    Official Thread - ICICI Family 360 Account

    Open a salary account -- 0 MAB Wait for 3-6 months, no need to credit salary. Convert it to regular savings account with 10k MAB (You need to fill a form and submit). Risk - No one knows what will happen after 6 months, the rules will change.
  19. cardio_guy

    ICICI Wealth Management Account Holders Please Share your Experience.

    Hi All, A quick query regarding ICICI Wealth Salary account - Like I told in another thread, my salary account has been recently upgraded to Wealth Salary. But I am still holding the default Titanium debit card that came with instant kit of regular savings account. I haven't yet got the upgraded...
  20. cardio_guy

    A Quick One-Day Trip to Bangalore

    I again went to Bangalore last week and it was kind of overall good. Started at morning 7.30 am from home Got Metro till Aluva metro station. Rs 60 Got feeder bus till airport. Rs 80 Digiyatra checkin was smooth, no crowd at security. All done within 5 mins. Went to lounge. It was the day of...
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