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  1. cardio_guy

    080 arrival lounge at t2 bengaluru airport

    Hi All, I am reaching Bangalore domestic T2 on midnight next week. My flight lands at 2 am and I want to take a short nap till 4 or 5 before I get the BMTC bus to city. Do they have any nap sofa kind of set up for a short nap?
  2. cardio_guy

    Hdfc Swiggy cashback not correct

    yes 5% is a vague area as of now. I have written complaint email to greivance@swiggy.in and HDFC customer care mail. Let me see what happens. Also if not 5%, at least I should have got the base 1%
  3. cardio_guy

    Eligibility Criteria for ICICI Emeralde Private Metal - Discussion

    Correct. Agreee. Also good that atleast the requirement is clear. 3L+ net is straightforward and they are not asking for vague things like PPOP and others. Maybe they would have realized after seeing heavy demand and simplified the process.
  4. cardio_guy

    Hdfc Swiggy cashback not correct

    My HDFC Swiggy statement got generated yesterday and I am facing one issue I have done the following transactions and I have not received any cashback for the Myntra transaction highlighted in red below: 23/05 Instamart 487 48.7 25/05 Myntra 2169 01/06 Instamart...
  5. cardio_guy

    🚀 CIBIL Score Flex! Let’s See Yours! 🚀

    When I checked last week my CIBIL was 788
  6. cardio_guy

    There are 2 unluckiest teams in this world - SA and NZ.

    There are 2 unluckiest teams in this world - SA and NZ.
  7. cardio_guy

    Eligibility Criteria for ICICI Emeralde Private Metal - Discussion

    Congrats. This is good. Some quick questions. 1. Is WM account a must-have for this card? (With 3L defenitely one will have WM account, but just in case if it is previlege account, will that be enough?) 2. Is 3L hard cutoff? Did you have above 2.8-2.9 or properly above 3 itself?
  8. cardio_guy

    Where to store your Mutual Funds and SIP's?

    OK so by now I think OP would have got an idea of where to save MF units and all. I am adding a comment here based on my recent experience. As we all know there are many apps to see our portfolio and see the MF performance. Starting with AMC apps - we can see only the AMC specific funds. Then...
  9. cardio_guy

    Devaluation HDFC Tata Neu card domestic lounge benefit devalued. Spend > 50k in quarter

    Yes but I think the number of people availing this will be less. They have to spend, get voucher email, email can go to spam folder or unnoticed, email won't even come sometimes, redeem it, dreamfolks site should be working, gyftr site should be working. lot of steps involved. If you miss any...
  10. cardio_guy

    Devaluation HDFC Tata Neu card domestic lounge benefit devalued. Spend > 50k in quarter

    Yes, I think so. I had time till Oct to claim the voucher, so if I had claimed it on October, then from there, 6 months to use it. That is good - 4 months to claim and +6 months to use = we can plan for a total of 10 months. I was impatient as ususal and claimed it immediately. So I cannot...
  11. cardio_guy

    Devaluation HDFC Tata Neu card domestic lounge benefit devalued. Spend > 50k in quarter

    I think there is a work around - while claiming the voucher, enter the name of the person who want to use it. The name and email ID fields are editable - we can enter the name and email ID of whoever is going to use this voucher, not necessarily need to be ours. (There is 4 months time to...
  12. cardio_guy

    Devaluation HDFC Tata Neu card domestic lounge benefit devalued. Spend > 50k in quarter

    @2025 @HumorSimpson I got the vouchers by email today. Attached is the screenshot. In short, I think it is like any other DF lounge QR code that we usually generate from DF website, generally it allows only if the name is matching, but depends on our luck, and the lounge staff's mind at that...
  13. cardio_guy

    I am Once again looking for a Perfect UPI App - Query & Discussion

    Agree, there is no one best UPI app. Two weeks back I installed paytm (for a different reason -- to get hte freedom card LOL) But then I found that paytm is giving Rs 50 cashback for 200 Rs UPI scan and pay using Rupay CC (2 times per user or per card I think). I did that and got Rs 100...
  14. cardio_guy

    Hotel Points HDFC Marriot Bonvoy Free Night Redemption. How to get free breakfast?

    Thanks, @da3m0n for the detailed response. In my application process I experienced a little bit different. Got SMS that card is approved and it became visible in MyCards and Payzapp 2 days back. Yesterday, Mariott app showed Silver Elite status already (0 nights and 0 points though). That...
  15. cardio_guy

    Devaluation HDFC Tata Neu card domestic lounge benefit devalued. Spend > 50k in quarter

    @2025 @HumorSimpson 1. I dont yet know because like I told in the original post, I have claimed it but not yet received it in my email, so I willl know only after getting it. 2. I don't think it will be plain voucher that anyone can use, because at the time of claiming it asked for name and...
  16. cardio_guy

    Received the first set of 2 domestic lounge access spend based voucher from HDFC Tata Neu...

    Received the first set of 2 domestic lounge access spend based voucher from HDFC Tata Neu https://www.technofino.in/community/threads/hdfc-tata-neu-card-domestic-lounge-benefit-devalued-spend-50k-in-quarter.40463/post-1038581
  17. cardio_guy

    Devaluation HDFC Tata Neu card domestic lounge benefit devalued. Spend > 50k in quarter

    Received 2 vouchers for last quarter's (April - June) spendings. This came as email and SMS. It is a gyftr portal link. After clicking the link, it asked for mobile number and then an OTP verification. I need to claim them before Oct 8th, but I think I can use it even after that. [I just...
  18. cardio_guy

    💳 Share & Brag your Credit Cards portfolio Here! 🤑

    Flexing MY HDFC cards: Swiggy Tata Neu Infinity Mariott Bonvoy Freedom Easyshop Platinum (Debit) Thank you HDFC :love:
  19. cardio_guy

    Which Debit Card to use for Credit Card Bill Payment in June 2025

    Don't worry bro! He is helping guys get some extra bucks through one hand, and helping banks fix the loop holes by exposing these in X through other hand. double agent hai :D :P
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