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Recent content by cardio_guy

  1. cardio_guy

    Which Debit Card to use for Credit Card Bill Payment in July 2025

    Regular reminder to change the title -- It's August now. :D @Abhishek012
  2. cardio_guy

    How I Successfully Upgraded My Airtel Axis Bank Credit Card from Mastercard to RuPay Variant

    That means @Deepak_9155 will have to pay annual charge for the older one in september?
  3. cardio_guy

    ICICI Bank Account Opening Experience - Comprehensive Discussion

    Thanks for the consistent follow up :) So I like I told in my previous post, decided to get a salary credit in this account and my July salary came in this account last week. I was supposed to go to bank to check the account status and conversion to WM but I couldn't go this week. I am going...
  4. cardio_guy

    Optimising Amex and Atlas reward points

    Congrats on achieving these milestones and accumilating the points. I am just getting started on points and miles. Following this thread for valuable information about redemptions. I can add some points that come to my mind - 1. Create accounts in both Mariott and Accor with all your correct...
  5. cardio_guy

    SBI PRAGATI RuPay JCB Platinum Debit Card | Free 1 year Amazon Prime, Swiggy One, MakeMyTrip, Bookmyshow Offer

    Got both of these. Thanks. Pragati for me and Nari shakti for wife.
  6. cardio_guy

    Best debit card from SBI

    Thanks I got the Pragati card issued today.
  7. cardio_guy

    Which card or cards are you using for maximum return on fuel purchase?

    Started using Atlas on HP Pay 2EM/100 = 4 Accor points = 8 INR = 8% returns.
  8. cardio_guy

    New ICICI MakeMyTrip card on Mastercard and Rupay network Launched (Old Cards Discontinued)

    Hi all, I was uninstalling some unwanted apps in my phone and just thought of opening MMT before deleting. That time I saw a popup that they are offering this ICICI MMT card as first year free, 0 joining fees. I am thinking of applying just for MMT black gold membership. But my question is - I...
  9. cardio_guy

    Going to take my first travel card - Axis Atlas, need some inputs.

    Bro don't devalue me like this :D I was thinking Atlas is a premium card :P Next I am targeting Regalia Gold. We middle class need only these mid-tier cards. No need of M4B Infinia EPM and all. Not that much spends. Howmuchever big I can dream of, I will still be spending less than 15-20L per...
  10. cardio_guy

    Going to take my first travel card - Axis Atlas, need some inputs.

    Bro they gave 1.5L credit limit. With that limit I don't even care if they take it back. Dont know whether to laugh or cry :|
  11. cardio_guy

    Nifty Breakdown below 22100

    Nifty in green now. What a move from the opening bottom.
  12. cardio_guy

    Going to take my first travel card - Axis Atlas, need some inputs.

    A journey I begin with joyful heart, Where paths unknown will play their destined part. No grand upheaval, no seismic shift, I see, Yet some of my resources now will flow to thee. My reward points, a curious, fresh design, As Edge Miles now, their destiny align. No points redeemed, no prior...
  13. cardio_guy

    Bhubaneswar Passport Office delaying PCC - Life at Stake

    I remember saying that you could have given naatile address. Aal illenkilum Avar approve cheythene. Anyway no use of telling that now. Sorry. Like the one person told above, try through an agent. See if you can get hold of any agent. Or Ask this guy to send the approval again brother of my...
  14. cardio_guy

    Eligibility Criteria for ICICI Emeralde Private Metal - Discussion

    Nice. Advance congrats bro. How did you apply? through branch?
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