• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Recent content by cardio_guy

  1. cardio_guy

    Which Debit Card to use for Credit Card Bill Payment in May 2025

    Tomorrow everything will remain the same as today but the title of this thread alone will change to May 2025 😁
  2. cardio_guy

    HDFC Tata Neu card domestic lounge benefit devalued. Spend > 50k in quarter

    https://livefromalounge.com/hdfc-bank-tata-neu-cards-spend-based-lounge-access/ another article on the same.
  3. cardio_guy

    Cashback on HSBC Debit Card for Salary Account

    I exited completely from HSBC because I was not happy with their cashback cycle.
  4. cardio_guy

    Looking for Suggestion on Dining Table Purchase

    Update: 2 weeks back, I went to a Damro showroom nearby, and he gave me the number of their carpenter who repairs steel tables and glasstop tables. Luckily he was a excellent guy. He came and fixed our existing dining table, fixed the broken leg, used new screws and fittings and also glued all...
  5. cardio_guy

    How to improve the return % on credit cards?

    One unconventional way to get additional 1% return on credit card - is to use a good debit card to pay the bills and get upto 1% (sometimes even more) cashback. Somehting like SBI VDC on unipay. So if the return is 2%, with the cashback on bill payment, technically we can think of it as 3%.
  6. cardio_guy

    If it was me - To be on a safer side, it's better I would have closed my SB accounts and FDs...

    If it was me - To be on a safer side, it's better I would have closed my SB accounts and FDs. Why to cry after the bank shuts down?
  7. cardio_guy

    Malayalam Film Industry (Mollywood) Related News / Discussion

    Late update: Coming back to this thread, I am sad to say that all my expectations about Empuraan as a solid movie went wrong. Commercially it could be a huge success but overall lazy writing was glaringly visible. Good to hear that Thudarum has delivered what L2 couldn't
  8. cardio_guy

    ICICI savings bank account with amazon pay credit card - mis-selling alert

    OK, That means not just Rupay platinum, any variant debit card we take, paying 236 is a must.
  9. cardio_guy

    ICICI savings bank account with amazon pay credit card - mis-selling alert

    Hi all, I have a question related to the ICICI 0AMB account - I have a Rupay platinum debit card for this account. Last week they charged Rs 236/- towards AMC for this card. What I want to know is - will I get any other lesser variant free debit card with this account? Or is it enough to...
  10. cardio_guy

    Is is true that if you open accounts online, the branch people don't take care of you or give services properly?

    No it is false. I opened my hdfc salary account online through a virtual RM and tagged it to a nearby branch. They take care of me properly. They call me every month to ask if I need any help. Other than that I don't expect any additional care from them. More care is dangerous. They will try...
  11. cardio_guy

    Revaluation HDFC Bank Swiggy credit card cashback will be credited to the card statement instead of Swiggy Money, effective 21st June, 2024.

    If you are a heavy spender on Swiggy, you get 10% cashback on Swiggy spends on this card (capped). If you think it's good, you can take it. Apart from that, no other extra benefit given that you have other cards as above..
  12. cardio_guy

    HDFC started rolling out new app in beta to customers

    I too got it today When I opened old app it showed a pop up to migrate to the new app. But after installing and going through the new app, I like the old one more. New one is even more slower, lagging and hesitant to move. Why is HDFC doing this?
  13. cardio_guy

    Query - Lounge access for a friend (cc holder not travelling)

    Depends on the staff at the lounge. Most of them check names now a days. Very few allow exceptions.
  14. cardio_guy

    Does DBS bank offer LTF cards?

    Sorry i don't have DBS credit card
Back
Top