Another credit card application with 750 CIBIL score

[Robin_123]

Hi friends! My cousin already has some 4-5 credit cards. Still wants to apply for IDFC credit card. Her CIBIL score is 750. Will her score drop if she applies for another credit card? Please suggest.

 

[sovon]

I'm not 100% sure but in my case there was no change. I had applied last month.

 

[hitirfan]

Hi friends! My cousin already has some 4-5 credit cards. Still wants to apply for IDFC credit card. Her CIBIL score is 750. Will her score drop if she applies for another credit card? Please suggest.

Minor drop ho sakta hai ya kch b nahi. Agar bohot time se koi enquiry nahi ki to koi drop nahi hoga

 

[Robin_123]

I'm not 100% sure but in my case there was no change. I had applied last month.

Actually her score is exact 750 so she is scared of decrease in the cibil score

 

[pslashb]

Score may take a hit but idk why people worry so much about it. If you keep paying full amount on time it will eventually go up.

 

[hitirfan]

Actually her score is exact 750 so she is scared of decrease in the cibil score

Agat thoda sa kam b hoga to wo recover hojayega jaldi.

Mera 753 tha May mai fir kch enquiries and credit utilization zyada ki waje se 726 ponch gaya June mai aur July mai 761 ponch gaya.

 

[Robin_123]

Agat thoda sa kam b hoga to wo recover hojayega jaldi.

Mera 753 tha May mai fir kch enquiries and credit utilization zyada ki waje se 726 ponch gaya June mai aur July mai 761 ponch gaya.

Thanks bro for your valuable information.