SBI Debit Card Charges Revised w.e.f. From 01.04.2024

[varun__goel_]

State Bank of India revised their debit card fees effective from 1st April, 2024.
No communication received from bank regarding revision of charges. Just have been updated on their website.


The minimum debit card fee was Rs. 125 + GST. Now it’s Rs. 200 + GST, a 60% increase.
They have raised each debit card fee by Rs. 75.

As per the RBI's latest guidelines, banks must send notice/communication to their customers 30 days prior to any product feature-related changes. However, in this case, State Bank of India didn’t follow RBI guidelines. Will RBI take this matter seriously and penalize SBI and set an example? I don’t think it’s going to happen. The RBI just closes their eyes when it comes to SBI.

- This post is edited by @TechnoFino

Source:-

Debit Card Related Charges - Personal Banking

sbi.co.in

 

[Anil_Singh]

Due to increase in debit cards demand due to rupay offers

Rupa

I am too having rupay variant only. Gives points without any issue.

 

[varun__goel_]

Need suggestion kaun sa apply Karu? Genuinely Confused

Physical card ka jonsa network hai, usse diff lelo. Koi farak nhi pdta vse unless rupay select/platinum ho

 

[doraemon]

Physical card ka jonsa network hai, usse diff lelo. Koi farak nhi pdta vse unless rupay select/platinum ho

Only classic available online

 

[varun__goel_]

Only classic available online

I know, tabhi to bola koi bhi lelo😂

 

[sri222]

SMS Alert charges per quarter from Debit Card holders who maintain average quarterly balance of ₹25000/- & below during the quarter ₹12/- (incl. GST)

Debit Card Related Charges - Personal Banking

sbi.co.in

 

[doraemon]

SMS Alert charges per quarter from Debit Card holders who maintain average quarterly balance of ₹25000/- & below during the quarter ₹12/- (incl. GST)

Debit Card Related Charges - Personal Banking

sbi.co.in

That's a old info
SMS alerts charges are waived from COVID time
No sms charges

 

[ritwik2000]

I am getting points for IndusInd load, Kotak 811 load, Amazon wallet load, Mobikwik wallet load, Airtel wallet load & Slice wallet load. Have these apps only so can confirm about these apps only.

Few days back opened a sbi sb account. how to get a virtual card to get these reward points? sorry for being a noob

 

[doraemon]

Few days back opened a sbi sb account. how to get a virtual card to get these reward points? sorry for being a noob

No issue
If u are able to login to yono app
Click on cards > debit card > apply virtual cards and select rupay global card
It will get generated instantly
One more thing if u want to avoid amc charges
Permanent close your physical card

 

[ritwik2000]

No issue
If u are able to login to yono app
Click on cards > debit card > apply virtual cards and select rupay global card
It will get generated instantly
One more thing if u want to avoid amc charges
Permanent close your physical card

@doraemon thanks bhai

 

[#aniket]

PSU/ Gov Co. hoon toh public welfare karunga kya?
Lootne ke liye aaya hoon mein💀

 

[Abhishek012]

Physical card ka jonsa network hai, usse diff lelo. Koi farak nhi pdta vse unless rupay select/platinum ho

Fark parta hai bhai. PSU Bank ka Core network partner RuPay hai.

Jada RuPay issue nahi hua toh Govt aur paglo ki tarah kuch new new laws pass karega aur Visa/mastercard ki band bajwayega.

Dekho RuPay Card ka market share badhana hai, Visa/mastercard ka forcefully restriction nahi lagwana hai har jagha se.

Par govt bhi galat nahi hai, Yaha RuPay/Visa/mastercard ka benefit same hai aur PSU bank ka core network partner RuPay hai phir bhi log bina matlab k visa/mastercard apply karega toh Govt ko force karna parega na.

Mai pichle 2-4 saalo me bahot bar bola hu. Ki RuPay logo ko suggest karo warna Govt khud kuch kadam uthayega aur ab logo ko dekhne bhi laga hai.

Ek aur baat hamesa se bolta aaya hu HDFC, SBI, Axis, ICICI, etc he RuPay Card ka owner hai. Gangadhar he Shaktimaan hai aur Shaktimaan he Gangadhar hai.

Bas abhi RuPay ek for-profit company nahi hai isiliye banks force nahi karta ha. Jis din for-profit company bana diya govt RuPay Card ko. Phir dekhna Banks sirf RuPay issue karega. Par isme decades lagne wale hai. Kyunki International explanation se pahele nahi karne wala hai govt.

 

[shinchan]

Fark parta hai bhai. PSU Bank ka Core network partner RuPay hai.

Jada RuPay issue nahi hua toh Govt aur paglo ki tarah kuch new new laws pass karega aur Visa/mastercard ki band bajwayega.

Dekho RuPay Card ka market share badhana hai, Visa/mastercard ka forcefully restriction nahi lagwana hai har jagha se.

Par govt bhi galat nahi hai, Yaha RuPay/Visa/mastercard ka benefit same hai aur PSU bank ka core network partner RuPay hai phir bhi log bina matlab k visa/mastercard apply karega toh Govt ko force karna parega na.

Mai pichle 2-4 saalo me bahot bar bola hu. Ki RuPay logo ko suggest karo warna Govt khud kuch kadam uthayega aur ab logo ko dekhne bhi laga hai.

Ek aur baat hamesa se bolta aaya hu HDFC, SBI, Axis, ICICI, etc he RuPay Card ka owner hai. Gangadhar he Shaktimaan hai aur Shaktimaan he Gangadhar hai.

Bas abhi RuPay ek for-profit company nahi hai isiliye banks force nahi karta ha. Jis din for-profit company bana diya govt RuPay Card ko. Phir dekhna Banks sirf RuPay issue karega. Par isme decades lagne wale hai. Kyunki International explanation se pahele nahi karne wala hai govt.

Supreme commander chinta mat kijiye physical aur virtual dono mein rupay network hi liya hai @shinchan ne

 

[Abhishek012]

Supreme commander chinta mat kijiye physical aur virtual dono mein rupay network hi liya hai @shinchan ne

Visa Card lena hai toh RBL Signature+ Debit card ka lo na. Jo Best Card Ever hai. Jo 2% Cashback deta hai credit card bill pay or wallet load par.

 

[champaklal]

Is it possible to not have any debit card from the bank?
Don't want to pay DC charges when I am not using DC at all.

 

[#aniket]

Visa Card lena hai toh RBL Signature+ Debit card ka lo na. Jo Best Card Ever hai. Jo 2% Cashback deta hai credit card bill pay or wallet load par.

RBL Signature+ DC:

 

[doraemon]

Visa Card lena hai toh RBL Signature+ Debit card ka lo na. Jo Best Card Ever hai. Jo 2% Cashback deta hai credit card bill pay or wallet load par.

2% kaise ?
Site PE to 1% likha hai

 

[doraemon]

Is it possible to not have any debit card from the bank?
Don't want to pay DC charges when I am not using DC at all.

Yes u can

 

[varun__goel_]

Is it possible to not have any debit card from the bank?
Don't want to pay DC charges when I am not using DC at all.

Yes you can block the debit card. And better get a virtual DC, it doesn't have any fees

 

[Animal]

No issue
If u are able to login to yono app
Click on cards > debit card > apply virtual cards and select rupay global card
It will get generated instantly
One more thing if u want to avoid amc charges
Permanent close your physical card

Can physical dc be closed online? If yes, then how?

 

[ashwink]

Fark parta hai bhai. PSU Bank ka Core network partner RuPay hai.

Jada RuPay issue nahi hua toh Govt aur paglo ki tarah kuch new new laws pass karega aur Visa/mastercard ki band bajwayega.

Dekho RuPay Card ka market share badhana hai, Visa/mastercard ka forcefully restriction nahi lagwana hai har jagha se.

Par govt bhi galat nahi hai, Yaha RuPay/Visa/mastercard ka benefit same hai aur PSU bank ka core network partner RuPay hai phir bhi log bina matlab k visa/mastercard apply karega toh Govt ko force karna parega na.

Mai pichle 2-4 saalo me bahot bar bola hu. Ki RuPay logo ko suggest karo warna Govt khud kuch kadam uthayega aur ab logo ko dekhne bhi laga hai.

Ek aur baat hamesa se bolta aaya hu HDFC, SBI, Axis, ICICI, etc he RuPay Card ka owner hai. Gangadhar he Shaktimaan hai aur Shaktimaan he Gangadhar hai.

Bas abhi RuPay ek for-profit company nahi hai isiliye banks force nahi karta ha. Jis din for-profit company bana diya govt RuPay Card ko. Phir dekhna Banks sirf RuPay issue karega. Par isme decades lagne wale hai. Kyunki International explanation se pahele nahi karne wala hai govt.

🔔 issuing one core card as their partner and promoting only it's against CCI 🤣