Hdfc launch 4 new business credit card

[CMG]

1. Biz Black Metal Edition Credit Card (https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-black)
   • 5 Reward Points for every ₹ 150 spent (1 RP is equal to upto ₹1)
   • 5X Reward Points on Bill Payments via PayZapp/SmartPay, Income Tax, GST & vendor payments via Swifti & SmartHub Vyapar, SmartBuy BizDeals
   • Unlimited Airport Lounge Access
   • Complimentary Annual membership of Club Marriott & Taj Stay Voucher worth ₹ 5000 on spends of ₹1.5 lakh within first 90 days as Welcome Benefit
   • Flight tickets / Taj Hotels Stay Voucher worth up to Rs.5,000 on every ₹ 5 Lakhs & above spends, Earn voucher worth ₹ 20,000 in calendar year as Milestone Benefit
   • Joining/Renewal Membership Fee – Rs. 10,000/- plus Applicable Taxes
2. Biz Power Credit Card (https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-power)
   • 5X Reward Points on Bill Payments via PayZapp/SmartPay, Income Tax, GST & vendor payments via Swifti & SmartHub Vyapar, SmartBuy BizDeals, Google Ads, Cleartax, Reliance Digital
   • Up to 16 domestic & 6 International Airport Lounge Access in a year
   • Complimentary Amazon Prime Annual Membership + BizPrime 6 months Subscription on completing 1 online transaction within 30 days as Welcome Benefit
   • MakeMyTrip / Reliance Digital Gift Voucher worth up to Rs.2,500 on per quarterly spends of Rs. 2.5 Lakhs as Milestone Benefit
   • 4 Reward Points for every ₹ 150 spent (1 Reward Point = Upto 0.50 paise)
   • Joining/Renewal Membership Fee – Rs. 2500/- plus Applicable Taxes
3. Biz Grow Credit Card (https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-grow)
   • 10X Cashpoints on Bill Payments via PayZapp / SmartPay, Income Tax, GST & vendor payments via Swifti & SmartHub Vyapar, SmartBuy BizDeals, Cleartax, DMart
   • Get 2000 Bonus Cashpoints on quarterly spends of ₹ 1 Lakh as Milestone Benefit. Earn up to 8,000 Cashpoints in a calendar year.
   • 1% Fuel surcharge waiver
   • 2 Cashpoints for every ₹ 150 spent
   • Joining/Renewal Membership Fee – Rs. 500/- plus Applicable Taxes
4. Biz First Credit Card (https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-first)
   • 3% Cashpoints on EMI spends (Earn Maximum 1,000 Cashpoints/ month)
   • 2% Cashpoints on Utility Bills, Electronics, SmartPay & PayZapp transactions (Earn Maximum 500 Cashpoints/ month)
   • 1% Cashpoints on UPI and other spends (Earn Maximum 500 Cashpoints/ month)
   • Get 2000 Bonus Cashpoints on quarterly spends of ₹ 75,000 as Milestone Benefit. Earn up to 8,000 Cashpoints in a calendar year.
   • 1% Fuel surcharge waiver
   • Joining/Renewal Membership Fee – Rs. 500/- plus Applicable Taxes
5. HDFC Bank UPI RuPay Biz Credit Card (https://www.hdfcbank.com/personal/p...dit-cards/hdfc-bank-upi-rupay-biz-credit-card)
   • 3% Cashpoints on Groceries, SuperMarket & Dining spends & all PayZapp transactions. (Maximum of 500 Points can be earned in a calendar month)
   • 2% Cashpoints on Utility spends (Maximum of 500 Points can be earned in a calendar month)
   • 1% Cashpoints on other spends (Excluding Rent, Wallet loads, EMI, Fuel & Education categories) (Maximum of 500 Points can be earned in a calendar month)
   • Joining/ Renewal Membership Fee - ₹99/- + Applicable Taxes (Festive Season Offer!!!)

 

[sidp]

Never tried Smartbuy, I use my cards for business transactions directly on my vendor website.
B regalia Return nothing without milestones.

Cool. If you check later in your free time and update that would be great help. I just wanted know if the agv option is avaliable or not in these business cards.

 

[Dad0h0j0]

Here is the actual photo of the BizBlack card.

@787

Hi,
First of all congratulations...

Now i have some doubts:

i) Have you done any GST payment (If yes do swifti levy some charges on payment of GST?)

ii) I hope you have used this card for over a month now, How much was your spend and how many rewards you get?

iii) have you tried Smartpay for utilities payment? (If yes how was your experience)

iv) please do share your overall experience with the card.

v) do dcb card accepted at local POS? because in my center (teir 2 city) they dont accept AMEX card, will DCB have same issue?

also the minimum amount for 5x Points are 50k so if i make first payment of 60k it would give me 5x on 10k amt. or it should be separate transaction?

 

[Heisenberg37]

is biz blqck metal card better than dcb metal?
I already have infinia metal

 

[sid16]

is biz blqck metal card better than dcb metal?
I already have infinia metal

Do you have regular GST, Advance Tax, etc tax payments? Then BizBlack Metal is the card for you. Else, it is not for you.

 

[Heisenberg37]

Do you have regular GST, Advance Tax, etc tax payments? Then BizBlack Metal is the card for you. Else, it is not for you.

Can you redeem your points on Apple?
What’s the value of 1 point?

 

[SpidySpider]

Does anyone know what is the business catalogue in the biz black card which gives Rs 1 for each reward point?

 

[sidp]

Does anyone know what is the business catalogue in the biz black card which gives Rs 1 for each reward point?

Can you redeem your points on Apple?
What’s the value of 1 point?

1:1 is only for Flight & hotel. For business catalog/gv it is 0.35rs.
Hdfc site mentions raymond/croma/amazon /reliance digital gv.
For business catalog most likely it would be sw subscription like ms office, azure, tally, canvas, aws, etc. Nuclei also has options for Adobe creative cloud and come sw like fresh sales & Kylas

 

[SpidySpider]

1:1 is only for Flight & hotel. For business catalog/gv it is 0.35rs.
Hdfc site mentions raymond/croma/amazon /reliance digital gv.
For business catalog most likely it would be sw subscription like ms office, azure, tally, canvas, aws, etc. Nuclei also has options for Adobe creative cloud and come sw like fresh sales & Kylas

Might be possible since it shows UPTO 1Rs for each reward point. But where does Amazon voucher come in the given redemption list? Any ideas?

 

[sidp]

Might be possible since it shows UPTO 1Rs for each reward point. But where does Amazon voucher come in the given redemption list? Any ideas?

Where did you get that?
Is that before relaunch?

Currently this is the redemption matrix

 

[SpidySpider]

Where did you get that?
Is that before relaunch?

Currently this is the redemption matrix

I just went on the link in the first post. Here's the link - https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-black.
Don't know if it's latest or not.

 

[sidp]

That's odd. A different link was shared to me. Both links are active.

I just went on the link in the first post. Here's the link - https://www.hdfcbank.com/personal/pay/cards/business-credit-cards/biz-black.
Don't know if it's latest or not

 

[laser00]

What airlines are available for conversion at 1:1 ratio?

 

[Cashif]

A doubt. My father is a partner in Business, can I apply on his behalf, as an employee/Manager. My ITR is not so good but hold HDFC Classic account & Neu Infinity card with 15L limit. Can get a letter from the company authorizing me as I look after financial dealings and we pay substantial amount GST every month.

 

[goelkun]

Vistara, Singapore Airlines and Intermiles are the only transfer options. All with 1:1 transfer ratio.

Can you please share what is the conversion ratio for buying Amazon vouchers using the reward points ?

I need a card to make monthly business utility bill payments and this card seems to be a good option depending on the various redemption options.

 

[goelkun]

That's odd. A different link was shared to me. Both links are active.

Can you share that link and where you got it from?

 

[Dad0h0j0]

What airlines are available for conversion at 1:1 ratio?

HDFC Bank new airmiles transfer partners | How to transfer your points

You can now transfer your HDFC Bank Credit Card reward points to its various partners. Earlier, there were only 3 airline partners where you could transfer your HDFC Bank's reward points, but now you can transfer to 11 airlines and 3 hotel loyalty programmes. This new transfer partner system is...

www.technofino.in

Here is the List. I'm 99% sure it align with Infinia Transfer parter.

 

[Dad0h0j0]

Can you please share what is the conversion ratio for buying Amazon vouchers using the reward points ?

I need a card to make monthly business utility bill payments and this card seems to be a good option depending on the various redemption options.

Usually it is 6660 RP. for 1000 RS. for regalia, it should be around that only. (Amzzon Voucher)

 

[calculatedRISK1433]

Usually it is 6660 RP. for 1000 RS. for regalia, it should be around that only. (Amzzon Voucher)

how much we have to spend for this points?

 

[goelkun]

Usually it is 6660 RP. for 1000 RS. for regalia, it should be around that only. (Amzzon Voucher)

That would mean a conversion of 1 RP = 0.15-0.16 Rs.
I doubt that because I already have HDFC Corporate Premium Credit Card and there I get a conversion of 1 RP = 0.35 Rs. for Amazon vouchers.

 

[Dad0h0j0]

That would mean a conversion of 1 RP = 0.15-0.16 Rs.
I doubt that because I already have HDFC Corporate Premium Credit Card and there I get a conversion of 1 RP = 0.35 Rs. for Amazon vouchers.

I am basing that from my regalia card vouchers; i think Infinia also have same vouchers. @S S V can you confirm?