Taking a Stand Against The Axis Bank Credit Card Circus

[Vasuki]

After all these i feel cashback card is good less headache
@S S V

But none good is left..
Only sbi cashback card
Millniea is getting devalued in thousand cuts

Any thing else

 

[Abhishek012]

After all these i feel cashback card is good less headache
@S S V

Yes and you can also load here using 5% SBI cashback credit card and use online anywhere or bank transfer etc -

Also order physical prepaid card and use offline everywhere -

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[SSV]

Yes and you can also load here using 5% SBI cashback credit card and use online anywhere or bank transfer etc -

Also order physical prepaid card and use offline everywhere -

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New Wallet | 5% SBI Cashback card load & 1.18% charges for bank transfer trick: Play Store: https://play.google.com/store/apps/details?id=com.giverly_app IOS Store: https://apps.apple.com/in/app/giverly/id6447155723 Download the app and complete mini kyc (full kyc also available). Generate...

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Thank you for your help. It would be appreciated to post this on the appropriate thread only rather than elsewhere. Thanks

 

[Abhishek012]

Thank you for your help. It would be appreciated to post this on the appropriate thread only rather than elsewhere. Thanks

Short me bolo ki logo ko pata na chale yaha maat daalo, mai akele lootna chahta hu. 🤣🤣

Anyway, blame @Pavan he started 5% SBI cashback card conversation on Axis Atlas post. 🤣🤣

If the first person starts talking off topic, it is common sense that the entire discussion will go off topic.

 

[techt]

But none good is left..
Only sbi cashback card
Millniea is getting devalued in thousand cuts

Any thing else

Millenia devalued when?

 

[techt]

If the first person starts talking off topic, it is common sense that the entire discussion will go off topic.

 

[Vasuki]

Millenia devalued when?

Its getting devalued year on year by bits and pieces....slow death

Not something sudden

 

[techt]

Its getting devalued year on year by bits and pieces....slow death

Not something sudden

So what good is it now? 5% agvs? Limit?

 

[techt]

Thank you for your help. It would be appreciated to post this on the appropriate thread only rather than elsewhere. Thanks

That is so brave of you.

 

[SSV]

That is so brave of you.

Nothing brave / exceptional/ daring , mate…
When we have a point, we can freely express without hearting others. That is my way of dealing with the things…
When I was in a meeting even my boss’s boss also come into my line because I call spade a spade.. this was in Australia and in India as well…
But for this , we need to be 100% accurate in what we do/say….
We should not manipulate things…when manipulation happens we can’t be confident

 

[bigbyte]

100 % … SBI CB card is one of the best no nonsense cards…if the MCC qualifies for CB then straight 5% CB.. otherwise none…
If in doubt, we need to do a small transaction to check the eligibility..

And if they suspect misuse or if they have awarded you cash back by mistake they will straightaway debit your CC account. No nonsense indeed.

They reverted the discount amount during Amazon sale couple of years back, double dip ( 10% instant and 5% cash back) was possible then and the introduced no double dip clause later.

 

[SSV]

Its getting devalued year on year by bits and pieces....slow death

Not something sudden

This is smart way of devaluing… rather than blocking redemption/ mass cancellation/ sudden axing of benefits etc

 

[SSV]

And if they suspect misuse or if they have awarded you cash back by mistake they will straightaway debit your CC account. No nonsense indeed.

They reverted the discount amount during Amazon sale couple of years back, double dip ( 10% instant and 5% cash back) was possible then and the introduced no double dip clause later.

Correct.. they will even revoke rewards for non eligible spends even after closing the card also..
The good thing is, they don’t change the rules all of a sudden , that’s changing the goal post while the game is still ON, like what AXES does quite frequently

 

[RAMESH BABU N]

P.S. I am not affected by this or any of earlier ones. And I have never got bad service from Axis. In fact, I consider Axis as best bank ever at least for my case.

This is also applicable to me.
I have 3 cards from Axis (Airtel, Ace n KWIK). Never had any issue with Axis. The local branch is also very helpful. Very happy.

All because of one thing - never chased RPs, Free Miles n Free flights, never used my cards for others or for rotation or for funding accounts.

The bottom line is no tension n no headache.

 

[tryabp]

Same here. Received notice and blocked rewards due to travel category spend. Whats our best course of action now? What invoice to submit for gift vouchers?

 

[abhiver]

Is there any Official List which clearly discriminate between Personal and Official spends.

In today's world of hybrid work culture, if a person whose annual income is around 30 lakh, has full right to decide on staying in hotel instead of renting out a room in his work location for one or two weeks. That expense although might look substantial to a 6 to 10 lakh freshers clerk, and can easily be labelled as business expense. However it is not.

 

[Abhishek012]

Same here. Received notice and blocked rewards due to travel category spend. Whats our best course of action now? What invoice to submit for gift vouchers?

Intermiles loot 🤣🤣

 

[reach2dpg]

Here are my 2 cents. Such a decision from a big bank like Axis is surely not a hasty one. They have surely considered the impact on its reputation and customer (dis)satisfaction since most of impacted customers are HNIs who avail cards with travel benefits. I can only assume that this is a very carefully considered decision, and maybe forced by misuse of the benefits. Many fintech apps and YouTubers survive purely by enabling users to follow such practices. I won’t be surprised if other banks follow suit.

 

[samm255]

Axis hai to Mumkin hai

 

[smuff]

After all these i feel cashback card is good less headache
@S S V

Hope it was like that.. today did txn at reliance digital website for 7k, txn declined, card blocked, app login blocked. Can be unlocked by calling customer care or email.
Card is few months old with regaular txn of few thousands, only personal, in multiple websites.

Every card/bank has their own drama.