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I had made an FD of 30k around 2yrs backWhat was your FD amount?
Did they call you for this? Mine is 50k fd which got renewed recently in February. I'm not sure if they are going to offer me unsecured card.I had made an FD of 30k around 2yrs back
Yes, I received a standard IVR call saying abt the offer and then checked the app to find it.Did they call you for this? Mine is 50k fd which got renewed recently in February. I'm not sure if they are going to offer me unsecured card.
It looks like they are offering it for plastic cards i.e below 50k fd
Yeah. But I'm eagerly looking to convert the existing one to unsecured as the limit is very lowYes, I received a standard IVR call saying abt the offer and then checked the app to find it.
Guess you are already having a metal card with 50k FD.. I don't think they'll offer upgrade to new metal one.
update the app and then checkYes, I received a standard IVR call saying abt the offer and then checked the app to find it.
Guess you are already having a metal card with 50k FD.. I don't think they'll offer upgrade to new metal one.
That's a detailed informationI aim to produce an in-depth version of the thread, providing only the necessary details, photos, and the process involved.
1. **Card Profile**:
- Age of card: 1.3 years
- Issuer: SBM
- Fixed deposit linked: ₹12K
2. **Usage Pattern**:
- My spending includes a mix of e-commerce, bills, fuel, and point-of-sale (POS) transactions. High utilization noted, with ₹12K limit and expenditure crossing ₹50K monthly.
3. **Customer Interaction**:
- Received three calls from the OneCard team before proceeding with the upgrade.
4. **App Navigation**:
- Post the third call, the app's home page indicated an upgrade option, but this was not found in the menu.
5. **Upgrade Process**:
- The unsecured limit and card details were displayed.
- Required to click through the prompts, beginning with Aadhar OTP authentication.
- Chose the card delivery address.
- FD amount to be credited back was stated.
- Acknowledged the declaration of no issuance charges for the metal card.
- Other necessary information was presented.
6. **Completion**:
- On concluding the steps, the app logged out automatically, necessitating reauthentication.
7. **Post-Upgrade**:
- After a 24-hour interval, accessing the app only allowed me to track the new card's issuance, without going deeper into the app's other features.
After 48 hours:::
Once the new account is updated in the app, scan the barcode on the card delivery package to activate it.
New card details are showing in app without limit
Note: this my family member card
Any option to add address during this process? Coz before address wasn't serviceable so got FD based ccI aim to produce an in-depth version of the thread, providing only the necessary details, photos, and the process involved.
1. **Card Profile**:
- Age of card: 1.3 years
- Issuer: SBM
- Fixed deposit linked: ₹12K
2. **Usage Pattern**:
- My spending includes a mix of e-commerce, bills, fuel, and point-of-sale (POS) transactions. High utilization noted, with ₹12K limit and expenditure crossing ₹50K monthly.
3. **Customer Interaction**:
- Received three calls from the OneCard team before proceeding with the upgrade.
4. **App Navigation**:
- Post the third call, the app's home page indicated an upgrade option, but this was not found in the menu.
5. **Upgrade Process**:
- The unsecured limit and card details were displayed.
- Required to click through the prompts, beginning with Aadhar OTP authentication.
- Chose the card delivery address.
- FD amount to be credited back was stated.
- Acknowledged the declaration of no issuance charges for the metal card.
- Other necessary information was presented.
6. **Completion**:
- On concluding the steps, the app logged out automatically, necessitating reauthentication.
7. **Post-Upgrade**:
- After a 24-hour interval, accessing the app only allowed me to track the new card's issuance, without going deeper into the app's other features.
After 48 hours:::
Once the new account is updated in the app, scan the barcode on the card delivery package to activate it.
New card details are showing in app without limit
Note: this my family member card
Edit: Not a city small Town in South state nearest City tier 2
Yes but no. It displays previous address only, for change of address suggesting to contact helpline.Any option to add address during this process? Coz before address wasn't serviceable so got FD based cc
They are asking for address proof. I have rent agreement but they don't accept thatYes but no. It displays previous address only, for change of address suggesting to contact helpline.
I can see on YouTube many ppl with 2k limit r also getting an option to upgrade to unsecured card with decent limitAnyone with 2k FD received the offer?
Then there’s hope, completed 2 years in last dec.I can see on YouTube many ppl with 2k limit r also getting an option to upgrade to unsecured card with decent limit
I got option to change address again while upgrading.Eagerly waiting
But I think I would face issues even if I receive the offer since I have changed the address on my aadhars
(different from the address given at the time of opening fd based card )