PREMIUM BANK ACCOUNT FOR Personal loan.

[VasukiVasuki is verified member.]

I hold HDFC ,ICICI ACCOUNT.
AXIS & IDFC CLOSED RECENTLY.
NOW ,
I M LOOKING FOR PRE APPROVED LOAN - ( BUSSINES).

GETTING BUSSINES LOAN IS HASSLE . AND I NEED MONEY AROUND JULY .Hence Personal loan is required

I M WILLING TO PARK 1 LAKH AROUND ..
WHAT TO DO .

I M MED STUDENT.SO DON'T ASK ME EARNING ITS LONG JOURNEY 😂.

should I start getting 40-50k. . from distant relative current account.as salary.

 

[Walter White]

I hold HDFC ,ICICI ACCOUNT.
AXIS & IDFC CLOSED RECENTLY.
NOW ,
I M LOOKING FOR PRE APPROVED LOAN - ( BUSSINES).

GETTING BUSSINES LOAN IS HASSLE . AND I NEED MONEY AROUND JULY .

I M WILLING TO PARK 1 LAKH AROUND ..
WHAT TO DO .

I M MED STUDENT.SO DON'T ASK ME EARNING ITS LONG JOURNEY 😂.

should I start getting 40-50k. . from distant relative current account.as salary.

Bank Alfalah try karo. Nhi toh Habib Bank ke pass chale jao. 😝

 

[imdjay]

I M MED STUDENT.SO DON'T ASK ME EARNING ITS LONG JOURNEY 😂.

I just hope you are not black-marketing the things that are available to you.

 

[VasukiVasuki is verified member.]

I just hope you are not black-marketing the things that are available to you.

Kidney on discount u want spare

 

[varun__goel_]

I hold HDFC ,ICICI ACCOUNT.
AXIS & IDFC CLOSED RECENTLY.
NOW ,
I M LOOKING FOR PRE APPROVED LOAN - ( BUSSINES).

GETTING BUSSINES LOAN IS HASSLE . AND I NEED MONEY AROUND JULY .

I M WILLING TO PARK 1 LAKH AROUND ..
WHAT TO DO .

I M MED STUDENT.SO DON'T ASK ME EARNING ITS LONG JOURNEY 😂.

should I start getting 40-50k. . from distant relative current account.as salary.

I hold HDFC ,ICICI ACCOUNT.
AXIS & IDFC CLOSED RECENTLY.
NOW ,
I M LOOKING FOR PRE APPROVED LOAN - ( BUSSINES).

GETTING BUSSINES LOAN IS HASSLE . AND I NEED MONEY AROUND JULY .

I M WILLING TO PARK 1 LAKH AROUND ..
WHAT TO DO .

I M MED STUDENT.SO DON'T ASK ME EARNING ITS LONG JOURNEY 😂.

should I start getting 40-50k. . from distant relative current account.as salary.

Title for personal loan and in comment mentioned business loan🙂
Btw hdfc has been triggering offer for business loan around 5L for my father holding imperia savings acc.

 

[imdjay]

Kidney on discount u want spare

Bhaai jaan. chemicals bhi available hai. hamesa extreme hi kyu sochte ho.

 

[VasukiVasuki is verified member.]

Title for personal loan and in comment mentioned business loan🙂
Btw hdfc has been triggering offer for business loan around 5L for my father holding imperia savings acc.

Nah u r right yet wrong..
I want personal loan but i will use it for business expense

 

[VasukiVasuki is verified member.]

Bhaai jaan. chemicals bhi available hai. hamesa extreme hi kyu sochte ho.

For that contact @Walter White . direct supply from professor garden

 

[varun__goel_]

Nah u r right yet wrong..
I want personal loan but i will use it for business expense

For personal loan I guess icici provides at low interest rates

Have one personal loan in family via cred cash (idfc). Had good experience. Even you can withdraw the principal paid back again while the previous one is running.

 

[Predator]

I hold HDFC ,ICICI ACCOUNT.
AXIS & IDFC CLOSED RECENTLY.
NOW ,
I M LOOKING FOR PRE APPROVED LOAN - ( BUSSINES).

GETTING BUSSINES LOAN IS HASSLE . AND I NEED MONEY AROUND JULY .Hence Personal loan is required

I M WILLING TO PARK 1 LAKH AROUND ..
WHAT TO DO .

I M MED STUDENT.SO DON'T ASK ME EARNING ITS LONG JOURNEY 😂.

should I start getting 40-50k. . from distant relative current account.as salary.

try Kotak or AU bank, both bank offering decent personal loan without any documenation

 

[SSV]

CRED cash is an option for you to explore

 

[pkpr]

I hold HDFC ,ICICI ACCOUNT.
AXIS & IDFC CLOSED RECENTLY.
NOW ,
I M LOOKING FOR PRE APPROVED LOAN - ( BUSSINES).

GETTING BUSSINES LOAN IS HASSLE . AND I NEED MONEY AROUND JULY .Hence Personal loan is required

I M WILLING TO PARK 1 LAKH AROUND ..
WHAT TO DO .

I M MED STUDENT.SO DON'T ASK ME EARNING ITS LONG JOURNEY 😂.

should I start getting 40-50k. . from distant relative current account.as salary.

Ig kotak will easily provide personal loan
I've got pre-approved offer of 50k personal/consumer loan. i didn't check the intrest rates.

 

[VasukiVasuki is verified member.]

try Kotak or AU bank, both bank offering decent personal loan without any documenation

Have 811 account . Kotak last month gave me cc . As soon as i edited my address to Gurugram (122004) ..
Let see .

AU - aadhar address is of bihar ..so AU isn't here at all

 

[VasukiVasuki is verified member.]

For personal loan I guess icici provides at low interest rates

Have one personal loan in family via cred cash (idfc). Had good experience. Even you can withdraw the principal paid back again while the previous one is running.

Now u have confused me ..
Should i go with hdfc or icici ..
( Need cc of both though hdfc cc stuck at 20k ) so tell me one .

 

[VasukiVasuki is verified member.]

CRED cash is an option for you to explore

Axis cc is 6+ month old hoping for loan on cc offer .
I want 5-7 lakh .
Cred cash no idea when this feature will be enabled for me

 

[SSV]

Axis cc is 6+ month old hoping for loan on cc offer .
I want 5-7 lakh .
Cred cash no idea when this feature will be enabled for me

Start using cred , depending upon your credit profile it will be enabled. It can give upto 5L.
You have 5 to 6 months
Start using upi also there
No documentation needed

 

[varun__goel_]

Now u have confused me ..
Should i go with hdfc or icici ..
( Need cc of both though hdfc cc stuck at 20k ) so tell me one .

@S S V can confirm if icici provides better interest rates, as I am not a customer of icici. Have just heard abt their int rates.

 

[varun__goel_]

Axis cc is 6+ month old hoping for loan on cc offer .
I want 5-7 lakh .
Cred cash no idea when this feature will be enabled for me

I will also strongly recommend cred cash if they offer.
-Low proc fees
-Comp interest rates
-Smooth experience
-Whole process didn't take more than 5-10 minutes (including disbursal)
-Zero foreclosure charges

 

[itsAdityaS]

For Business Loan- Axis Bank has separate SME branches. One of the employees from that branch told me that if your MAB for the last one year is Rs. 1 Lakh in your current account then you will be immediately sactioned with a business loan of Rs. 10 lakhs for 3 years with a topup after 6 months (and 0% pre-closure charges if you have Udyam).

 

[sahildca]

I will also strongly recommend cred cash if they offer.
-Low proc fees
-Comp interest rates
-Smooth experience
-Whole process didn't take more than 5-10 minutes (including disbursal)
-Zero foreclosure charges

Cred Cash for 5 Lakh personal loan
-proc fee- 1.3%+gst18%
-interet rate -15.49%(reducing) or 9%(flat)
-YES smooth experience
- takes 10-15 mins time for disbursal
-YES zero foreclose charge
-No gst on Internet (as Simply Personal Loan)

ICICI personal loan on Credit card
Interest :11.81% to 16% (reducing rate)
proc fee: 0.5%-1% (depends on your negotiation with executive)
+Addition gst on Interest (credit card as a service)
-it can be within card limit or over the limit