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Indian Bank Credit Card Application

Walter White

TF Legend
VIP Lounge
Has anyone been able to get an Indian Bank Credit Card using the online portal?

Planning to get a Rupay Select Card (annual fee 250 from 2nd year, waived off on spends of 50000). But I don't think I have the patience or the energy to visit the branch (they accept C2C for offline applications).

Also, Do we get points for UPI transactions?
 

Harry1

TF Legend
VIP Lounge
Finally re-kyc worked in app.

Applied and got instant approval message with 10% of gross income as limit. It didn't ask proof, so you can enter 10 crore also😂. Probably no cibil hit too, as I didn't get any sms.

Card variant is not clear. Just rupay or visa was showing. And it is FYF, not LTF. Need 50K spends for waiving 295 annual fee.

Fees and Charges:
 No Joining Fee for primary cardholder and add-on cardholder/s.
 AMC Charges:
i. VISA-Bharat Cards: NIL.
ii. VISA-Gold, VISA-Platinum cards, RuPay Classic, RuPay Platinum and RuPay Select Cards:
1
st year free, from 2nd year onwards: Rs.250 p.a.
iii. VISA-Business Cards: from 2nd year: Rs.500 p.a.
Waiver of AMC is permitted in the following cases:
o If the transaction usage in the previous year exceeds Rs. 50,000/- p.a. in
Select/Platinum/Gold/Classic VISA and RuPay Card.
o If the transaction usage in the previous year exceeds Rs. 2,00,000/- p.a. in VISA Business Card.
Got below sms today. Still can't see anything in mobile app.

Congratulations, your Indian Bank Credit Card has been generated and will be dispatched shortly. - Indian Bank
 

Harry1

TF Legend
VIP Lounge
Got below sms today. Still can't see anything in mobile app.

Congratulations, your Indian Bank Credit Card has been generated and will be dispatched shortly. - Indian Bank
Card showing in indoasis app. Same limit as shown initially.

You can check card variant by entering expiry and dob. Rupay cards have normally 5 years expiry from date of generation. So u can guess easily . Showing rupay select for me.

Do note down the card number before entering expiry. It doesn't show full card number later. Still u won't be able to use until delivery, as cvv is not shown even afterwards 😅.
 

pprakash11

TF Prestige
Card showing in indoasis app. Same limit as shown initially.

You can check card variant by entering expiry and dob. Rupay cards have normally 5 years expiry from date of generation. So u can guess easily . Showing rupay select for me.

Do note down the card number before entering expiry. It doesn't show full card number later. Still u won't be able to use until delivery, as cvv is not shown even afterwards 😅.
Got it. Showing RUPAY SELECT 😍
 
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