Indian Bank Credit Card Application

[Walter White]

Has anyone been able to get an Indian Bank Credit Card using the online portal?

Planning to get a Rupay Select Card (annual fee 250 from 2nd year, waived off on spends of 50000). But I don't think I have the patience or the energy to visit the branch (they accept C2C for offline applications).

Also, Do we get points for UPI transactions?

 

[binno]

Were you able to get CC ?

is bank acc necessary??

 

[theda]

The banner image

Were you able to get CC ?

Did not apply yet.

 

[theda]

is bank acc necessary??

Yes it is, for online application. Look at this banner

https://indianbank.in/wp-content/uploads/2018/06/Web-Carousel-Eng.jpg

 

[binno]

Yes it is, for online application. Look at this banner

https://indianbank.in/wp-content/uploads/2018/06/Web-Carousel-Eng.jpg

cant see anything such .. related to bank cc

 

[theda]

cant see anything such .. related to bank cc

it says no documentation which clearly mean you must have an existing relationship with them to check your eligibility. You are right it does not have to be a bank account.

 

[Harry1]

Tried, it's same. In netbanking, tried kyc renewal, but that also didn't work.

Finally re-kyc worked in app.

Applied and got instant approval message with 10% of gross income as limit. It didn't ask proof, so you can enter 10 crore also😂. Probably no cibil hit too, as I didn't get any sms.

Card variant is not clear. Just rupay or visa was showing. And it is FYF, not LTF. Need 50K spends for waiving 295 annual fee.

Fees and Charges:
 No Joining Fee for primary cardholder and add-on cardholder/s.
 AMC Charges:
i. VISA-Bharat Cards: NIL.
ii. VISA-Gold, VISA-Platinum cards, RuPay Classic, RuPay Platinum and RuPay Select Cards:
1
st year free, from 2nd year onwards: Rs.250 p.a.
iii. VISA-Business Cards: from 2nd year: Rs.500 p.a.
Waiver of AMC is permitted in the following cases:
o If the transaction usage in the previous year exceeds Rs. 50,000/- p.a. in
Select/Platinum/Gold/Classic VISA and RuPay Card.
o If the transaction usage in the previous year exceeds Rs. 2,00,000/- p.a. in VISA Business Card.

 

[binno]

Finally re-kyc worked in app.

Applied and got instant approval message with 10% of gross income as limit. It didn't ask proof, so you can enter 10 crore also😂. Probably no cibil hit too, as I didn't get any sms.

Card variant is not clear. Just rupay or visa was showing. And it is FYF, not LTF. Need 50K spends for waiving 295 annual fee.

I guess you will in around 1-2 days

 

[pprakash11]

Meanwhile the link is not working for me- neither for my friends, nor for my family members. @binno @Harry1 pls help

 

[Harry1]

Meanwhile the link is not working for me- neither for my friends, nor for my family members. @binno @Harry1 pls help

He already mentioned how to access that link. You are not reading.

Edit: Here I am making it step lesser for you🤣.

Online Loans – Indian Bank | Your Own Bank :: Financial services company

Digital-Personal-Data-Protection-Policy-1-26102023

indianbank.in

Click on credit card image.

 

[pprakash11]

He already mentioned how to access that link. You are not reading.

Edit: Here I am making it step lesser for you🤣.

Online Loans – Indian Bank | Your Own Bank :: Financial services company

Digital-Personal-Data-Protection-Policy-1-26102023

indianbank.in

Click on credit card image.

Thanks a ton!!

I have successfully E Signed the document and Aadhar OTP verified!!

What should I do next ?

 

[pprakash11]

Thanks a ton!!

I have successfully E Signed the document and Aadhar OTP verified!!

What should I do next ?

@Harry1 @binno !!

 

[Harry1]

Thanks a ton!!

I have successfully E Signed the document and Aadhar OTP verified!!

What should I do next ?

Login again .

 

[pprakash11]

He already mentioned how to access that link. You are not reading.

Edit: Here I am making it step lesser for you🤣.

Online Loans – Indian Bank | Your Own Bank :: Financial services company

Digital-Personal-Data-Protection-Policy-1-26102023

indianbank.in

Click on credit card image.

Again through this portal right ?

 

[pprakash11]

DONE Thanks !! 😍

 

[binno]

Login again .

Can we get rupay select ?

 

[pprakash11]

Can we get rupay select ?

No option to select as such the variant.
Just you have to select either VISA or RUPAY.

 

[pprakash11]

@Harry1 CIBIL Hit is done of category: BUSINESS LOAN- GENERAL (Enquiry Amount: Rs. 1,60,000)

can you check urs?

 

[Sahilhenzy]

DONE Thanks !! 😍

If you don't mind your initial limit?

 

[Harry1]

@Harry1 CIBIL Hit is done of category: BUSINESS LOAN- GENERAL (Enquiry Amount: Rs. 1,60,000)

can you check urs?

I got some alert msg after 2 hours of application. Can't check as i already refreshed few days back.

Edit: Tried from sbi home loans link and can see business loan - general entry for Indian Bank. No mention of amount. I think that is for paid membership only.

 

[pprakash11]

If you don't mind your initial limit?

3.15 L .