• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

Axis Vistara Signature vs SBI Vistara prime

Apply For Lifetime Free IDFC First Credit Card
I

insider_pants

TF Buzz
Hi, I'm looking to apply for Vistara card as I have realized im losing too much on these cashback cards and I take decent amount of vistara flights yearly. Upon reading the technofino articles, I settled upon Axis vistara signature card as I'm targeting to achieve for that 1.5L milestone so I can get 2 Premium economy tickets free yearly. My question here is, they recommended to go for SBI Vistara Prime card as they give rewards on fuel also and bunch of other stuff like free Priority pass etc. Currently I do not have any fuel spending at all but in future maybe that will be a possibility. I currently hold Axis Ace Card since last 4 months. So what do you recommend? Is it easier to get Axis one as I already have their card? How much difficult is to apply for SBI Cards as I do not have their credit card but have SBI account (if that helps). Thanks
 
Sort by date Sort by votes
moonsmart

moonsmart

TF Premier
raj007 said:
It is possible. They check what cards can be offered. New card will be given and existing card will be closed.
Click to expand...
Well I don't want to close my existing card. I have simplyclick card, got LE 2 times within 9 months of getting the card. Just want another card like BPCL to use in offers and relatively low spend based waiver.

Don't they offer upgrade like axis do, over the call. New cards get issued, existing card also keeps working?
 
Upvote 0 Downvote
moonsmart

moonsmart

TF Premier
anirbanm said:
Yeah ... Contact SBI and try




Keep in mind CC people don't have much knowledge so keep trying multiple times until you get positive responses
Click to expand...
I have upgrade offer for SimplySave and Prime cards for more than 7-8 months. Daily I get an sms to upgrade to prime card and get Amazon vouchers too with increased credit limit, but when I check through the app, it clearly shows that I need to split limit from the existing card, which I don't want to do. I want either shared limit like axis or totally separate limit.

Do let me know the the best course of action. Thanks.
 
Upvote 0 Downvote
CMG

CMG

TF Ace
TF Family
Moderator
VIP Lounge
moonsmart said:
I have upgrade offer for SimplySave and Prime cards for more than 7-8 months. Daily I get an sms to upgrade to prime card and get Amazon vouchers too with increased credit limit, but when I check through the app, it clearly shows that I need to split limit from the existing card, which I don't want to do. I want either shared limit like axis or totally separate limit.

Do let me know the the best course of action. Thanks.
Click to expand...
When I had another card offer in SBIcard app, I decreased my BPCL limit to 10k and kept 1.3L for new simplysave. Then submitted salary slips for increasing the limit of BPCL and they increased it to 2.4L from 10K
 
Upvote 0 Downvote
moonsmart

moonsmart

TF Premier
cmg said:
When I had another card offer in SBIcard app, I decreased my BPCL limit to 10k and kept 1.3L for new simplysave. Then submitted salary slips for increasing the limit of BPCL and they increased it to 2.4L from 10K
Click to expand...
And how much gap should be there to get manual limit enhancement from the time you get the second card?
 
Upvote 0 Downvote
moonsmart

moonsmart

TF Premier
cmg said:
I dont think it had any gap. I submitted after receiving simplysave. But manual limit increase for new card won't work (i think it has a 6 month gap)
Click to expand...
Ooh so you transferred most of the limit to new card and got manual enhancement on the older card. Quite cleaver actually 😀

But if they reject the enhancement then I'll be left with a miserable limit. Can I transfer it back to older card afterwards if they refuse enhancement.
 
Upvote 0 Downvote
CMG

CMG

TF Ace
TF Family
Moderator
VIP Lounge
moonsmart said:
Ooh so you transferred most of the limit to new card and got manual enhancement on the older card. Quite cleaver actually 😀

But if they reject the enhancement then I'll be left with a miserable limit. Can I transfer it back to older card afterwards if they refuse enhancement.
Click to expand...
Nope. this is only one time thing. It may be possible by calling customer care. Not sure.

I just tested it and it worked. :D
 
Upvote 0 Downvote
TheMentalist

TheMentalist

TF Ace
VIP Lounge
moonsmart said:
Ooh so you transferred most of the limit to new card and got manual enhancement on the older card. Quite cleaver actually 😀

But if they reject the enhancement then I'll be left with a miserable limit. Can I transfer it back to older card afterwards if they refuse enhancement.
Click to expand...
cmg said:
Nope. this is only one time thing. It may be possible by calling customer care. Not sure.

I just tested it and it worked. :D
Click to expand...
Yeah limits can be transferred between the cards by calling CC anytime
 
Upvote 0 Downvote
alphadark7

alphadark7

TF Premier
TF Family
Moderator
VIP Lounge
Moderator Verified User
Upvote 0 Downvote
You must log in or register to reply here.
Apply For SBI Cashback Credit Card

Similar threads

Swastik
  • Question
Axis Vistara Card Does Axis Vistara Signature still make sense ?
2
Replies
24
Views
917
heysac
heysac
A
  • Question
Axis Vistara Card Does axis vistara signature provide reward points on insurance premium?
Replies
5
Views
631
msk1437
msk1437
P
  • Question
Axis Vistara Signature/SBI Vistara cards: Are electricity bill payments eligible for milestone benefits and CV points?
Replies
2
Views
1K
pleasegiveltf
P
F
  • Question
Axis bank vistara credit card
Replies
9
Views
434
faiquesiddiqui
F
H
  • Question
Axis vistara platinum c2c application
Replies
1
Views
251
helloworld
helloworld
Top