SC Platinum Rewards card approved without document within 6 hours.

[Patil007]

Hello Everyone,

Standard charter bank's credit card was never in my wish list, As I did many research that like SBI they will not give me LTF card without salary account.

But, Last week SC guys came in my company and was offering LTF EasyMyTrip card for Salary account. I refused and asked them to give any other card LTF. They were ready to give FYF SmartValue card with Oneplus buds. But I refused that too.

Today, I got to know in other Youtuber's Telegram channel that SC is offering LTF card, So I applied.

Today 20th March, Around 1 PM, I applied from SC bank's official website, Filled basic details, Name, address, PAN, Current and permanent address, income details, office address etc, Option was to select Income proof as Either Payslip or other bank card starement. I selected Paylsip. For identity proof Option was VoterId, Passport or driving license. I selected Driving license.

Post that application was submited and got Congratulation message that "Application with number got approved in principle".

There was document tab, So I thought they will later enable it for upload. I they never did .

Got call from customer care after 1 hour and verified my email address and mobile number and said you will receive SMS just select otp and do Ekyc. It was Aadhaar based ekyc which I did.

After 2 Hour got call from same executive and asked me for OTP. I already watched videos over YouTube So, I was aware that SC bank ask OTP for credit card application over call. So I gave that OTP to her over call and post verification she said VKYC link will come on mail and SMS.

Got VKYC link within 10 min and completed VKYC via link received on email.

Video KYC: They took my Photo, PAN original photo and need to read OTP from screen. Later he asked me many questions for confirmation: Name, Mobile number, DOB, address PIN, office address, Product you applied, Annual salary etc.

and Done.

Got SMS and emails with credit card last four digit number and other onboarding details

Hope it is LTF after spending Rs. 500 within 30 days 😅

 

[CC-Muncher]

Yes, It will be done, if they want document, they will call you.

done with vKYC as well, it was all within one hour.
Good response time.

By When do I get the approval?

 

[Patil007]

done with vKYC as well, it was all within one hour.
Good response time.

By When do I get the approval?

2-3 days mostly.

 

[CC-Muncher]

Hello Everyone,

Standard charter bank's credit card was never in my wish list, As I did many research that like SBI they will not give me LTF card without salary account.

But, Last week SC guys came in my company and was offering LTF EasyMyTrip card for Salary account. I refused and asked them to give any other card LTF. They were ready to give FYF SmartValue card with Oneplus buds. But I refused that too.

Today, I got to know in other Youtuber's Telegram channel that SC is offering LTF card, So I applied.

Today 20th March, Around 1 PM, I applied from SC bank's official website, Filled basic details, Name, address, PAN, Current and permanent address, income details, office address etc, Option was to select Income proof as Either Payslip or other bank card starement. I selected Paylsip. For identity proof Option was VoterId, Passport or driving license. I selected Driving license.

Post that application was submited and got Congratulation message that "Application with number got approved in principle".

There was document tab, So I thought they will later enable it for upload. I they never did .

Got call from customer care after 1 hour and verified my email address and mobile number and said you will receive SMS just select otp and do Ekyc. It was Aadhaar based ekyc which I did.

After 2 Hour got call from same executive and asked me for OTP. I already watched videos over YouTube So, I was aware that SC bank ask OTP for credit card application over call. So I gave that OTP to her over call and post verification she said VKYC link will come on mail and SMS.

Got VKYC link within 10 min and completed VKYC via link received on email.

Video KYC: They took my Photo, PAN original photo and need to read OTP from screen. Later he asked me many questions for confirmation: Name, Mobile number, DOB, address PIN, office address, Product you applied, Annual salary etc.

and Done.

Got SMS and emails with credit card last four digit number and other onboarding details

Hope it is LTF after spending Rs. 500 within 30 days 😅

Spending 500 to add in Amazon wallet will be counted or not to make it LTF?

 

[Patil007]

Not sure

Spending 500 to add in Amazon wallet will be counted or not to make it LTF?

 

[CC-Muncher]

Not sure

nevermind. I recharged my country delight wallet

 

[CC-Muncher]

Dear Sir/Madam,

I am writing to bring to your attention two inquiries that were made on my credit report from Standard Chartered Bank. I recently applied for a credit card with an application number XXXX with your esteemed bank and while processing my application, two inquiries were made on my CIBIL report.

I would like to request that one of these inquiries be removed from my credit report as it was made in error. I understand that such inquiries can impact my credit score negatively and it is crucial that they are accurate and relevant.

I appreciate your prompt attention to this matter and kindly request that you initiate the necessary steps to have the incorrect inquiry removed from my credit report as soon as possible.

Thank you for your time and assistance.

Sincerely,

(Name)

SC customer care is asking for the CIBIL report, but GPAY and Amazon both doesn't give the option to download the report.
What to do?

 

[srichaitanya]

SC customer care is asking for the CIBIL report, but GPAY and Amazon both doesn't give the option to download the report.
What to do?

Check full report and print the report.

 

[CC-Muncher]

Check full report and print the report.

there is no option for print

 

[burugu]

Hello Everyone,

Standard charter bank's credit card was never in my wish list, As I did many research that like SBI they will not give me LTF card without salary account.

But, Last week SC guys came in my company and was offering LTF EasyMyTrip card for Salary account. I refused and asked them to give any other card LTF. They were ready to give FYF SmartValue card with Oneplus buds. But I refused that too.

Today, I got to know in other Youtuber's Telegram channel that SC is offering LTF card, So I applied.

Today 20th March, Around 1 PM, I applied from SC bank's official website, Filled basic details, Name, address, PAN, Current and permanent address, income details, office address etc, Option was to select Income proof as Either Payslip or other bank card starement. I selected Paylsip. For identity proof Option was VoterId, Passport or driving license. I selected Driving license.

Post that application was submited and got Congratulation message that "Application with number got approved in principle".

There was document tab, So I thought they will later enable it for upload. I they never did .

Got call from customer care after 1 hour and verified my email address and mobile number and said you will receive SMS just select otp and do Ekyc. It was Aadhaar based ekyc which I did.

After 2 Hour got call from same executive and asked me for OTP. I already watched videos over YouTube So, I was aware that SC bank ask OTP for credit card application over call. So I gave that OTP to her over call and post verification she said VKYC link will come on mail and SMS.

Got VKYC link within 10 min and completed VKYC via link received on email.

Video KYC: They took my Photo, PAN original photo and need to read OTP from screen. Later he asked me many questions for confirmation: Name, Mobile number, DOB, address PIN, office address, Product you applied, Annual salary etc.

and Done.

Got SMS and emails with credit card last four digit number and other onboarding details

Hope it is LTF after spending Rs. 500 within 30 days 😅

Even i applied last month . My application also done with in a day. They offered me Nord buds if i do txn of 3000 rs with in 30 days of the card issued.

 

[CC-Muncher]

Even i applied last month . My application also done with in a day. They offered me Nord buds if i do txn of 3000 rs with in 30 days of the card issued.

Did you apply directly or through your company?
I thing Buds offer is not for platinum.

 

[burugu]

I applied directly in sc portal and my card is standard chartered ultimate card

 

[srichaitanya]

there is no option for print

Check detailed report in Freecharge, there is option to print.

 

[moneyMaker]

Even i applied last month . My application also done with in a day. They offered me Nord buds if i do txn of 3000 rs with in 30 days of the card issued.

SC smart CC right?

Which documents they asked and what was the vkyc experience?

 

[burugu]

SC smart CC right?

Which documents they asked and what was the vkyc experience?

No .. i am talking about standard chartered ultimate card.

Coming to vkyc it's very quick process. Hardly they completed in 5 min

 

[NeutronNova]

Last 6 Months.

Total 8.

Oct: 3 (1 Home loan, 2 HDFC credit card)
Nov: 1 (credit card)
Dec: 1 (credit card)
Jan: 2 (1 credit card, 1 personal loan Axis did without my consent, now they are not removing it )
Feb: 0
March: 1 (1 BOB card- in progress)

complaint to the RBI Ombudsman about that Axis Bank PL inquiry. They will have to remove it.

 

[CardSeeker]

Any Self employed people got the card

 

[RadioactiveTabela]

Any Self employed people got the card

They want 2 year ITR with 36lpa+ income for self employed professional. I did not proceed further in the application.

 

[Pavan]

Once the card is approved post VKYC how many days it takes to dispatch

 

[pprakash11]

Once the card is approved post VKYC how many days it takes to dispatch

They didn't send any notification about dispatch details.
After 1 week direct Bluedart mesg of OFD

 

[Hisoka]

Hello Everyone,

Standard charter bank's credit card was never in my wish list, As I did many research that like SBI they will not give me LTF card without salary account.

But, Last week SC guys came in my company and was offering LTF EasyMyTrip card for Salary account. I refused and asked them to give any other card LTF. They were ready to give FYF SmartValue card with Oneplus buds. But I refused that too.

Today, I got to know in other Youtuber's Telegram channel that SC is offering LTF card, So I applied.

Today 20th March, Around 1 PM, I applied from SC bank's official website, Filled basic details, Name, address, PAN, Current and permanent address, income details, office address etc, Option was to select Income proof as Either Payslip or other bank card starement. I selected Paylsip. For identity proof Option was VoterId, Passport or driving license. I selected Driving license.

Post that application was submited and got Congratulation message that "Application with number got approved in principle".

There was document tab, So I thought they will later enable it for upload. I they never did .

Got call from customer care after 1 hour and verified my email address and mobile number and said you will receive SMS just select otp and do Ekyc. It was Aadhaar based ekyc which I did.

After 2 Hour got call from same executive and asked me for OTP. I already watched videos over YouTube So, I was aware that SC bank ask OTP for credit card application over call. So I gave that OTP to her over call and post verification she said VKYC link will come on mail and SMS.

Got VKYC link within 10 min and completed VKYC via link received on email.

Video KYC: They took my Photo, PAN original photo and need to read OTP from screen. Later he asked me many questions for confirmation: Name, Mobile number, DOB, address PIN, office address, Product you applied, Annual salary etc.

and Done.

Got SMS and emails with credit card last four digit number and other onboarding details

Hope it is LTF after spending Rs. 500 within 30 days 😅

Mera vKYC bhi ho gaya after 2 days received mail on my office email ID to verify my designation and date of joining. I was not able to reply to that mail since it was my office email Id, so I replied to the guy with my personal email ID. It's been 2 days and no response so far, should I contact customer care?