Best Credit Card For Rent Payment & Rent Payment Platforms

[TechnoFino]

Here I'm listing some good credit cards that you can use to pay your property rent and earn good reward:-

1. Standard Chartered Ultimate Credit Card -
   Reward Rate - 3.33%
   Capping - No Capping
   Reward Type - Reward Points, Can be redeemed for gift vouchers
   
   
2. BOB Eterna Credit Card -
   Reward Rate - 3.75% (5X)
   Capping - 5000 RP at 5X afterwards 1X
   ie. if you spend 42,000 you'll get maximum 5x points, 5000 RP per month.
   Reward Type - Reward Points, Can be redeemed for statement cash.
   
   
3. Axis Magnus Credit Card -
   Reward Rate - 4.8% Miles / 1.2% GV / 2.4% Multibrand Voucher
   Capping - You'll get reward points for maximum Rs 50,000 Per Transaction.
   ie. If you pay rent of 60,000 you'll get maximum 3000 points, not 3600.
   Reward Type - Reward Points, Can be redeemed for airmiles/hotel points (best value) or gift vouchers.
   
   
4. Axis Reserve Credit Card -
   Reward Rate - 6% Miles / 1.5% GV / 3% Multibrand Voucher
   Capping - You'll get reward points for maximum Rs 1,00,000 Per
   Transaction.
   ie. If you pay rent of 1,20,000 you'll get maximum 7500 points, not 9000.
   Reward Type - Reward Points, Can be redeemed for airmiles/hotel points (best value) or gift vouchers.
   
   
5. Axis Vistara Infinite Credit Card -
   Reward Rate - 3% CV Points
   Capping - No Cap
   Reward Type - CV Points
   
   
6. Axis Vistara Signature Credit Card -
   Reward Rate - 2% CV Points
   Capping - No Cap
   Reward Type - CV Points
   
   
7. SBI Vistara Prime Credit Card -
   Reward Rate - 2% CV Points
   Capping - No Cap
   Reward Type - CV Points
   
   
8. HDFC Infinia Credit Card -
   Reward Rate - 3.33% Airmiles/Direct travel booking / 1.67% GV / 1% Cash
   Capping - Maximum 2000 RP per month.
   ie. If you pay rent of 60,000 you'll get maximum reward points 2000.
   Reward Type - Reward Points, Can be redeemed for airmiles/gift vouchers/direct travel booking/statement cash.
   
   
9. HDFC Diners Black Credit Card -
   Reward Rate - 3.33% Airmiles/Direct travel booking / 1.67% GV / 1% Cash
   Capping - Maximum 2000 RP per month.
   ie. If you pay rent of 60,000 you'll get maximum reward points 2000.
   Reward Type - Reward Points, Can be redeemed for airmiles/gift vouchers/direct travel booking/statement cash.

Now, I'm listing some platforms, from where you can pay your rent using your credit card -

Platform Name	Processing Fees
RedGirraffe	0.39% + GST
Cred	1.5% + GST
Paytm	1.75% + GST
Magicbricks	1% + GST
Nobroker	1% + GST
Housing.com	1% + GST
Paymatrix	2% + GST
Freecharge	0.90% + GST

 

[jainsu]

Combination of redgiraffe , Payzapp and Ultimate

 

[tsj49]

I had done rent payment on 20th Dec through redgiraffe through DCB and it marked as insurance in the statement.
Does redgiraffe still come under INSURANCE category by HDFC? Has anyone paid recently (after 1st Jan,2023) through it?

 

[Nishb]

Can we get this updated moderator ?

 

[tsj49]

I got the points of feb also

 

[azharshaikh000]

Now SCB will be charging 1% fee + taxes on rent payment using SCB credit card from 2nd April 2023

 

[Rewardsmaximum]

With most cards applying fees, what is the current best option? Does Axis vistara take extra charges too like magnus?

 

[axb]

What about the current scenario after devaluation?

 

[Nishb]

Here I'm listing some good credit cards that you can use to pay your property rent and earn good reward:-

1. Standard Chartered Ultimate Credit Card -
   Reward Rate - 3.33%
   Capping - No Capping
   Reward Type - Reward Points, Can be redeemed for gift vouchers
   
   
2. BOB Eterna Credit Card -
   Reward Rate - 3.75% (5X)
   Capping - 5000 RP at 5X afterwards 1X
   ie. if you spend 42,000 you'll get maximum 5x points, 5000 RP per month.
   Reward Type - Reward Points, Can be redeemed for statement cash.
   
   
3. Axis Magnus Credit Card -
   Reward Rate - 4.8% Miles / 1.2% GV / 2.4% Multibrand Voucher
   Capping - You'll get reward points for maximum Rs 50,000 Per Transaction.
   ie. If you pay rent of 60,000 you'll get maximum 3000 points, not 3600.
   Reward Type - Reward Points, Can be redeemed for airmiles/hotel points (best value) or gift vouchers.
   
   
4. Axis Reserve Credit Card -
   Reward Rate - 6% Miles / 1.5% GV / 3% Multibrand Voucher
   Capping - You'll get reward points for maximum Rs 1,00,000 Per
   Transaction.
   ie. If you pay rent of 1,20,000 you'll get maximum 7500 points, not 9000.
   Reward Type - Reward Points, Can be redeemed for airmiles/hotel points (best value) or gift vouchers.
   
   
5. Axis Vistara Infinite Credit Card -
   Reward Rate - 3% CV Points
   Capping - No Cap
   Reward Type - CV Points
   
   
6. Axis Vistara Signature Credit Card -
   Reward Rate - 2% CV Points
   Capping - No Cap
   Reward Type - CV Points
   
   
7. SBI Vistara Prime Credit Card -
   Reward Rate - 2% CV Points
   Capping - No Cap
   Reward Type - CV Points
   
   
8. HDFC Infinia Credit Card -
   Reward Rate - 3.33% Airmiles/Direct travel booking / 1.67% GV / 1% Cash
   Capping - Maximum 2000 RP per month.
   ie. If you pay rent of 60,000 you'll get maximum reward points 2000.
   Reward Type - Reward Points, Can be redeemed for airmiles/gift vouchers/direct travel booking/statement cash.
   
   
9. HDFC Diners Black Credit Card -
   Reward Rate - 3.33% Airmiles/Direct travel booking / 1.67% GV / 1% Cash
   Capping - Maximum 2000 RP per month.
   ie. If you pay rent of 60,000 you'll get maximum reward points 2000.
   Reward Type - Reward Points, Can be redeemed for airmiles/gift vouchers/direct travel booking/statement cash.

Now, I'm listing some platforms, from where you can pay your rent using your credit card -

Platform Name	Processing Fees
RedGirraffe	0.39% + GST
Cred	1.5% + GST
Paytm	1.75% + GST
Magicbricks	1% + GST
Nobroker	1% + GST
Housing.com	1% + GST
Paymatrix	2% + GST
Freecharge	0.90% + GST

Can we update this article with all the new changes please ?

 

[yadavji]

@TechnoFino bro lots of requests to update the article. It would be helpful if you can update the post.

 

[NikhilTravelLover]

Here I'm listing some good credit cards that you can use to pay your property rent and earn good reward:-

1. Standard Chartered Ultimate Credit Card -
   Reward Rate - 3.33%
   Capping - No Capping
   Reward Type - Reward Points, Can be redeemed for gift vouchers
   
   
2. BOB Eterna Credit Card -
   Reward Rate - 3.75% (5X)
   Capping - 5000 RP at 5X afterwards 1X
   ie. if you spend 42,000 you'll get maximum 5x points, 5000 RP per month.
   Reward Type - Reward Points, Can be redeemed for statement cash.
   
   
3. Axis Magnus Credit Card -
   Reward Rate - 4.8% Miles / 1.2% GV / 2.4% Multibrand Voucher
   Capping - You'll get reward points for maximum Rs 50,000 Per Transaction.
   ie. If you pay rent of 60,000 you'll get maximum 3000 points, not 3600.
   Reward Type - Reward Points, Can be redeemed for airmiles/hotel points (best value) or gift vouchers.
   
   
4. Axis Reserve Credit Card -
   Reward Rate - 6% Miles / 1.5% GV / 3% Multibrand Voucher
   Capping - You'll get reward points for maximum Rs 1,00,000 Per
   Transaction.
   ie. If you pay rent of 1,20,000 you'll get maximum 7500 points, not 9000.
   Reward Type - Reward Points, Can be redeemed for airmiles/hotel points (best value) or gift vouchers.
   
   
5. Axis Vistara Infinite Credit Card -
   Reward Rate - 3% CV Points
   Capping - No Cap
   Reward Type - CV Points
   
   
6. Axis Vistara Signature Credit Card -
   Reward Rate - 2% CV Points
   Capping - No Cap
   Reward Type - CV Points
   
   
7. SBI Vistara Prime Credit Card -
   Reward Rate - 2% CV Points
   Capping - No Cap
   Reward Type - CV Points
   
   
8. HDFC Infinia Credit Card -
   Reward Rate - 3.33% Airmiles/Direct travel booking / 1.67% GV / 1% Cash
   Capping - Maximum 2000 RP per month.
   ie. If you pay rent of 60,000 you'll get maximum reward points 2000.
   Reward Type - Reward Points, Can be redeemed for airmiles/gift vouchers/direct travel booking/statement cash.
   
   
9. HDFC Diners Black Credit Card -
   Reward Rate - 3.33% Airmiles/Direct travel booking / 1.67% GV / 1% Cash
   Capping - Maximum 2000 RP per month.
   ie. If you pay rent of 60,000 you'll get maximum reward points 2000.
   Reward Type - Reward Points, Can be redeemed for airmiles/gift vouchers/direct travel booking/statement cash.

Now, I'm listing some platforms, from where you can pay your rent using your credit card -

Platform Name	Processing Fees
RedGirraffe	0.39% + GST
Cred	1.5% + GST
Paytm	1.75% + GST
Magicbricks	1% + GST
Nobroker	1% + GST
Housing.com	1% + GST
Paymatrix	2% + GST
Freecharge	0.90% + GST

Please give an updated version.

 

[jack333]

Magnus and Ultimate

Load payzapp through bob eterna and pay rent in Payzapp through redgiraffe

 

[MrX]

How can we pay rent to get reward points in the month of April as most of the cards have stopped giving points on rent.

 

[Arpita90]

Hi All, Can someone help me to know how should I pay rent using either hdfc infinia or any other effective method, so that I gain some points or cashback.
I have red girrafe Id as well.
Any help is appreciated.

 

[Arseon]

Is there any website or app allowing rent payment via upi?

 

[faltooAdmi]

Pls update @TechnoFino

 

[TechnoFino]

Post updated check best credit card for rent payment on TF Blog. link- https://www.technofino.in/best-credit-cards-for-rental-payments/

 

[KingKish]

Hi All, Can someone help me to know how should I pay rent using either hdfc infinia or any other effective method, so that I gain some points or cashback.
I have red girrafe Id as well.
Any help is appreciated.

If you have redgirraffe.com ID, you can setup it as a biller in HDFC online banking website. Every month the rent will be auto debited from your credit card (based on amount, you might need to authorize the transaction)

 

[appworld]

If you have redgirraffe.com ID, you can setup it as a biller in HDFC online banking website. Every month the rent will be auto debited from your credit card (based on amount, you might need to authorize the transaction)

is redgirraffe legitimate? can we trust

 

[KingKish]

is redgirraffe legitimate? can we trust

Been using for 3+ years. I think HDFC is one of the investor

 

[appworld]

Been using for 3+ years. I think HDFC is one of the investor

goot to know