IDFC Wealth CC approved Instant using C2C

[RupayMan]

Just wanted to check my eligibility for which card IDFC is offering and surprisingly got Wealth Card instantly with my existing HDFC Intermiles limit,

Even they offered another option as 1.5L extra credit card limit along with 7.5L but asking for Credit card statement, I decided to choose first option and don't want any delay, within seconds got VKYC done and aadhar OTP part took sometime as OTP didn't received instantly, everything done, waiting for card approval, its approved in half an hour and virtual card ready to use in IDFC application.

 

[thisisripunjay]

Goto idfc credit card apply website and fill basic details then in employment options you have a toggle button to enable c2c stating having other credit then put its variant and limit

If I apply via c2c, do I need to provide income docs?

 

[Wealth is my birth right!]

If I apply via c2c, do I need to provide income docs?

Generally c2c applications won’t ask other docs

 

[flash2399]

I had a very quick experience with IDFC too 6 months ago. I had 2 cards at the time: Flipkart Axis (5.78L) and APay ICICI (4.2L). Got Wealth Card (4.1L) within minutes

 

[iAmPm]

I had a very quick experience with IDFC too 6 months ago. I had 2 cards at the time: Flipkart Axis (5.78L) and APay ICICI (4.2L). Got Wealth Card (4.1L) within minutes

age of the card that you used for c2c?

 

[Gopi007]

My existing card is 3 year old, icici coral card with the limit of 2.5 lakh.
They given me the wealth limit of 4.7 lakh with no doc, i haven't asked for reconsideration. I dont know where and how to write that mail.

Can u please help me out for this process

Hey! Even mine was coral with around 5l limit and 3 years limit. But was offered select and not wealth. Can you please tell the income that you have entered while submitting the application sir?

 

[Gopi007]

I had a very quick experience with IDFC too 6 months ago. I had 2 cards at the time: Flipkart Axis (5.78L) and APay ICICI (4.2L). Got Wealth Card (4.1L) within minutes

What was the income that you have entered while submitting the application

 

[flash2399]

age of the card that you used for c2c?

2 years

 

[flash2399]

What was the income that you have entered while submitting the application

Net 2L per month iirc

 

[Gopi007]

Net 2L per month iirc

Okay, i entered 1l so i think I was offered only select and not wealth

 

[Naddy]

I had a very quick experience with IDFC too 6 months ago. I had 2 cards at the time: Flipkart Axis (5.78L) and APay ICICI (4.2L). Got Wealth Card (4.1L) within minutes

Do you have idfc bank account or any other relationship with IDFC?

 

[flash2399]

Do you have idfc bank account or any other relationship with IDFC?

Nope, that was my first interaction with IDFC. I just applied via an ad in the Flipkart app

 

[CardEnthusiast16]

I applied for IDFC CC. The card it offered me was IDFC Select card even though I have a DCB with a high limit, because DCB is not even in their CC list when we are supposed to provide the limit. I kept my application as is. Sent them an email with the salary and card details, got the standard reply: internal policies card will remain select.

After 2 months, I checked my application, it showed LTF wealth card. Applied for it, got it within 7-8 days

 

[Hitman_107]

I applied for IDFC CC. The card it offered me was IDFC Select card even though I have a DCB with a high limit, because DCB is not even in their CC list when we are supposed to provide the limit. I kept my application as is. Sent them an email with the salary and card details, got the standard reply: internal policies card will remain select.

After 2 months, I checked my application, it showed LTF wealth card. Applied for it, got it within 7-8 days

This is a good trick to leave the application as it is if you dont get the card you are looking for and then after some time check it and have seen in the forum many people got atleast 1 upgraded card then what they were showed initially

 

[Naddy]

I applied for IDFC CC. The card it offered me was IDFC Select card even though I have a DCB with a high limit, because DCB is not even in their CC list when we are supposed to provide the limit. I kept my application as is. Sent them an email with the salary and card details, got the standard reply: internal policies card will remain select.

After 2 months, I checked my application, it showed LTF wealth card. Applied for it, got it within 7-8 days

Do you have saving account with idfc?

 

[CardEnthusiast16]

Do you have saving account with idfc?

Nope. This is my first product of idfc

 

[Gopi007]

I applied for IDFC CC. The card it offered me was IDFC Select card even though I have a DCB with a high limit, because DCB is not even in their CC list when we are supposed to provide the limit. I kept my application as is. Sent them an email with the salary and card details, got the standard reply: internal policies card will remain select.

After 2 months, I checked my application, it showed LTF wealth card. Applied for it, got it within 7-8 days

Oh.. i think I came back or clicked on close button when select was offered to me. So i think now the application would have been closed already. No hope for wealth in the near future may be

 

[Naddy]

Nope. This is my first product of idfc

What was your salary? Where r u from? And which card do you use other bank card?

 

[Naddy]

Oh.. i think I came back or clicked on close button when select was offered to me. So i think now the application would have been closed already. No hope for wealth in the near future may be

Exactly, but ye bhai bata rahe hai so maybe we can try

 

[CardEnthusiast16]

What was your salary? Where r u from? And which card do you use other bank card?

I hold a HDFC DCB. Also I sent an email to them that I meet the critieria for wealth, really not sure if that would have helped in this case, but you can try dropping an email to them

 

[Naddy]

I hold a HDFC DCB. Also I sent an email to them that I meet the critieria for wealth, really not sure if that would have helped in this case, but you can try dropping an email to them

Actually i enterned my salary above 3 lac and it shows wealth card without income doc. But later on after home and office verification my card was declined.