The trick to approve IDFC Bank Card Milennia without income docs.

[NeerajNegi]

I'll make this short post


Add Salary Less Than 3 Lakh.
Add another credit card limit as 3 Lakh.

Don't proceed or finalize with the application until it has NO income docs needed

You will get a call to confirm.

Bonus: if you get rejected apply with a different number

 

[pandeyji]

Got Wealth CC without income docs.

 

[NeerajNegi]

Got a verification call. He didn't knew where my office is and saying "aap sahi se bata nahi rahe hain". I told you don't know about the location, google it.

I said same thing I cut the phone, But finally he will reject

 

[Anon1]

Got Wealth CC without income docs.

On C2C? What's the age of your card?

 

[IamTRoy4]

As I said put less than 3 Lakh else they will do verification, Not sure how they doing? I don't even have relationship with them

that's the mistake I made.

 

[NeerajNegi]

that's the mistake I made.

No worries find new number and apply again

 

[IamTRoy4]

No worries find new number and apply again

will they approve now?
as the FY ended yesterday.

 

[pandeyji]

On C2C? What's the age of your card?

No C2C. I just applied like a normal application but it didn't ask for income proof.

 

[NeerajNegi]

will they approve now?
as the FY ended yesterday.

I guess wait till it comes to credit review if this happen it will be approved I guess

 

[uchitshah]

I am getting like screenshot below tried with my secondary number.
I am holding a wow card which I have applied on November 3,2022, so this is the reason?

Please give any solution for these errors

When tried with my secondary number:


When tried with my primary number holding wow card:

Yes...
I had idfc select CC with 80k limit.
Surrender it as limit was too less.
Now I am not getting wealth cc, even after having wealth a/c with idfc bank.

They also issue only one CC per person.

Idfc cc has very rigid policy, as they are new player in CC market. They will relax there policy after few years and experience.

 

[NeerajNegi]

Yes...
I had idfc select CC with 80k limit.
Surrender it as limit was too less.
Now I am not getting wealth cc, even after having wealth a/c with idfc bank.

They also issue only one CC per person.

Idfc cc has very rigid policy, as they are new player in CC market. They will relax there policy after few years and experience.

They won't give now no way they are really solid in credit cards right now

 

[Anon1]

Yes...
I had idfc select CC with 80k limit.
Surrender it as limit was too less.
Now I am not getting wealth cc, even after having wealth a/c with idfc bank.

They also issue only one CC per person.

Idfc cc has very rigid policy, as they are new player in CC market. They will relax there policy after few years and experience.

yes I also thought one cc per person, but as per below post, he holds two cards one is wow and other one is wealth card

Thread 'IDFC Wow Credit Card' https://www.technofino.in/community/threads/idfc-wow-credit-card.9600/

 

[NeerajNegi]

yes I also thought one cc per person, but as per below post, he holds two cards one is wow and other one is wealth card

Thread 'IDFC Wow Credit Card' https://www.technofino.in/community/threads/idfc-wow-credit-card.9600/

Thats unsecured card obviously you can get that one even I am getting that option wow card even having the millennia
secured card doesn't make sense

 

[NeerajNegi]

yes I also thought one cc per person, but as per below post, he holds two cards one is wow and other one is wealth card

Thread 'IDFC Wow Credit Card' https://www.technofino.in/community/threads/idfc-wow-credit-card.9600/

BUt its good card also as it is giving 200% limit if you have a plan to get top variant card c2c you can apply this and add a big fd like 3 Lakh

 

[Anon1]

Thats unsecured card obviously you can get that one even I am getting that option wow card even having the millennia
Unsecured card doesn't make sense

U mean unsecured card as wow card?

BUt its good card also as it is giving 200% limit if you have a plan to get top variant card c2c you can apply this and add a big fd like 3 Lakh

Wow card is a secured card with FD Limit only 100% of FD, I am already holding an wow card seems to be that's the issue for getting an error while applying the new IDFC unsecured cards like millennia or select.

 

[NeerajNegi]

U mean unsecured card as wow card?


Wow card is a secured card with FD Limit only 100% of FD, I am already holding an wow card seems to be that's the issue for getting an error while applying the new IDFC unsecured cards like millennia or select.

Soory yes mine is getting option of 200%

 

[pprakash11]

IDFC doing verification of office email
Just minutes before IPV at Home was done

 

[NeerajNegi]

IDFC doing verification of office email
Just minutes before IPV at Home was done

Yes they do, They did mine too and rejected first time

 

[pprakash11]

Yes they do, They did mine too and rejected first time

Oh. Will update.

 

[pprakash11]

Very Fast! IDFC.
Approved IDFC Select Mastercard (@ashwink ).

Credit Card statement given of ICICI APAY, limit matched with APAY, 2.4 L.

 

[ashwink]

Very Fast! IDFC.
Approved IDFC Select Mastercard (@ashwink ).

Credit Card statement given of ICICI APAY, limit matched with APAY, 2.4 L.

What is Card bin bro?
When you receive this post pics 😁