The trick to approve IDFC Bank Card Milennia without income docs.

[NeerajNegi]

I'll make this short post


Add Salary Less Than 3 Lakh.
Add another credit card limit as 3 Lakh.

Don't proceed or finalize with the application until it has NO income docs needed

You will get a call to confirm.

Bonus: if you get rejected apply with a different number

 

[pprakash11]

How much salary did you put in? Cibil score?

1.02L
782

 

[pprakash11]

Card Delivered.

@ashwink - MC Images 😂🤭

 

[0xfallup]

Card Delivered.

@ashwink - MC Images 😂🤭

NEPOTISM!

 

[pprakash11]

NEPOTISM!

Why so ?

 

[pprakash11]

NEPOTISM!

Btw mujhe bhi 1Lac hi de rhe the (without income proof).
Kismat thi select ki. 🤭

 

[0xfallup]

Btw mujhe bhi 1Lac hi de rhe the (without income proof).
Kismat thi select ki. 🤭

me will try for wealth next year thoda limit badhne do icici cc ka

 

[pprakash11]

me will try for wealth next year thoda limit badhne do icici cc ka

Kahi wealth k chakkar me wow na milne lag jaye 🥲
@Chaitanya-a

 

[0xfallup]

Kahi wealth k chakkar me wow na milne lag jaye 🥲
@Chaitanya-a

Naya number nayi shurwat😎

 

[Chaitanya-a]

Naya number nayi shurwat😎

🔔
I'm getting same wow from different number as well😂

 

[Dr. Drake]

Tried with SC ultimate wow card mil raha

second time disappointed by idfc ab nai apply kar raha mein

 

[pprakash11]

Tried with SC ultimate wow card mil raha

second time disappointed by idfc ab nai apply kar raha mein

After getting IDFC Select yesterday, today got a call from IDFC that "sir you are pre-approved for IDFC Credit Card ,I asked which card- Sir *WOW Credit Card*".
I was like, I have got unsecured cc Delivered yesterday only, and you are saying to get secured cc again 😂

 

[_na_cheese]

How to get in non-serviceable pincode?

 

[pprakash11]

How to get in non-serviceable pincode?

Apply from any of your friend/relative location which is serviceable

 

[_na_cheese]

Apply from any of your friend/relative location which is serviceable.

Pls elaborate. Should I put my address as their address and tell them to receive or should I go there and apply from there?

 

[pprakash11]

Pls elaborate. Should I put my address as their address and tell them to receive or should I go there and apply from there?

Yes. In Communication adress put the address of ur relative/friend which is service, (Note IPV can take place, you need to be there). No proof would be asked. But in general, doing VKYC at the same place which address you are giving for card delivery is recommended, they verify your location.

Or you can start developer mode, make your location fake as the location where u are applying, then you are good to go. IPV can take place any time. Please note that.

 

[IamTRoy4]

cibil score?

774

Salary limit you entered?

30k (3.6L per annum)

active cards you have?

Airtel Axis and Tata Neu HDFC

 

[P B R G]

Yes. Office address verification on office email + phone call verification.
Physical verification for home.

Every verification was done today.

I could have taken Millenia without any hassle (No income proof), but took a chance for Select. Was lucky to get Select

I have a query. My current address is different from my Aadhar address (permanent address). Do they allow to hold credit cards if the aadhar address is different and non serviceable?

 

[pprakash11]

I have a query. My current address is different from my Aadhar address (permanent address). Do they allow to hold credit cards if the aadhar address is different and non serviceable?

Yes. No issues.

 

[P B R G]

Yes. No issues.

Thanks man. Is there any minimum salary/income requirement for select card? My CIBIL is currently <750. Can I apply or should I wait for CIBIL to improve?

 

[pprakash11]

Thanks man. Is there any minimum salary/income requirement for select card? My CIBIL is currently <750. Can I apply or should I wait for CIBIL to improve?

I got IDFC Select with APAY Card limit 2.4L.
Exact salary /income criteria is not fixed by IDFC. They offer based on your cibil, salary entered, and credit card variant & limit entered.

I think better to wait for CIBIL > 750.
or if you just want to give it a try, go ahead 😅