Platforms to check Credit Score for free

[StanRoute66]

If you don't wanna spend some ₹1k per annum on CIBIL membership (Which has it's own advantages ) ,then here are a few Options to keep you updated on your Credit Profile for FREE :

1. OneScore - CIBIL + Experian (Once a Month)
2. PaisaBazaar - CIBIL + Experian + CRIF + Equifax (Once a Month)
3. BankBazaar - Don't even think about it (Trust me , just don't)
4. Paytm - CIBIL for some , Equifax for some, Experian for Some (Once a Quarter)
5. Bajaj Finserv- CIBIL (Once a Month) Link
6. Kotak Bank - Experian (Once a Quarter)
7. CRED - CRIF + Experian (Once a Month)
8. Amazon App - CIBIL (Once a Quarter/3months , and works for a few people only )
9. Payme IN - CIBIL (Whenever you want) Link [Be ready for Spam calls]
10. Freecharge - CIBIL (Once a Quarter)
11. Wishfin - CIBIL (Once a Month) Link
12. IIFL - CIBIL (Whenever You want) Link
13. Indialends - CIBIL (Once a month) Link [Be ready for SPAM Calls]
14. CreditMantri - Equifax (Once a Month) Link
15. Axis Bank - CIBIL (Once a Month) Link for Registration , Link for Returning Customer
16. Bank Karo - CRIF (Once a month) Link
17. Tata Neu - Experian (Tried only once) Under NeuPass Tab , press on "My Credit" .
18. INDMoney App - Experian (Once a Month)
19. BharatPe - Experian (Once a month)
20. KhataBook - Experian (Once a month)
21. MyMoneyKarma - Equifax (Once a Month) - Link
22. Experian Business Account on Whatsapp - Experian (Whenever needed) - Link
23. Airtel Thanks App - CRIF for some (CIBIL Discontinued)
24. GPay App - CIBIL (Once a Month)
25. Poonawalla Fincorp - CIBIL (Whenever You want) Link [Be ready for Spam calls]
26. Fit.Credit App - CRIF (Once in 45 Days)
27. Fi Money App - Experian (Once a Month & only for Fi Account Holders)
28. Moneycontrol - CRIF (Once a Month) Link
29. Another bank or Fintech apps ? Anymore platforms ? Let us know in this thread and I will keep updating this post .

Discontinued

1. LazyPay - CIBIL (Once a Month) Link [Currently Discontinued]
2. SBI Home Loan - CIBIL (Once a month) Link [Currently Discontinued]
3. Yes Bank - CIBIL Score (Once a Month) Registration Link , Link for Returning Customers [Currently Discontinued]
4. RBL - CIBIL Score (Once a Quarter/3months) Registration Link , Link for Returning Customers [Currently Discontinued]
5. ICICI netBanking and iMobile App - CIBIL (Free only For Wealth Management Customers) (Once a Month) [Currently Discontinued]
6. HDFC - CIBIL Score (Once a Month) Link to Register , Link for returning users [Currently Discontinued]

 

[Rahul Gupta]

Guys nothing is free in life. Checking cibil via third party comes at the price of privacy. These third party apps/sites sells your data to other financial institutions and then they spam you for cc offers etc. In my opinion you guys should take 1 year cibil plan from Technofino in 500rs.

 

[Anil_Singh]

If you don't wanna spend some ₹1k per annum on CIBIL membership (Which has it's own advantages ) ,then here are a few Options to keep you updated on your Credit Profile for FREE :

1. HDFC - CIBIL Score (Once a Month) Link to Register , Link for returning users [Currently Discontinued]
2. OneScore - CIBIL + Experian (Once a Month)
3. PaisaBazaar - CIBIL + CRIF + Equifax (Once a Month)
4. BankBazaar - Don't even think about it (Trust me , just don't)
5. Paytm - CIBIL for some , Equifax for some, Experian for Some (Once a Quarter)
6. SBI Home Loan - CIBIL (Once a month) Link
7. Bajaj Finserv- CIBIL (Whenever you want) Link
8. Kotak Bank - Experian (Once a Quarter)
9. CRED - CRIF + Experian (Once a Month)
10. Amazon App - CIBIL (Once a Quarter/3months , and works for a few people only )
11. Payme IN - CIBIL (Whenever you want) Link [Be ready for Spam calls]
12. Freecharge - CIBIL (Once a Month)
13. Wishfin - CIBIL (Once a Month) Link
14. IIFL - CIBIL (Whenever You want) Link
15. ICICI netBanking and iMobile App - CIBIL (Free only For Wealth Management Customers) (Once a Month)
16. Indialends - CIBIL (Once a month) Link
17. RBL - CIBIL Score (Once a Quarter/3months) Registration Link , Link for Returning Customers
18. Yes Bank - CIBIL Score (Once a Month) Registration Link , Link for Returning Customers
19. CreditMantri - Equifax (Once a Month) Link
20. Axis Bank - CIBIL (Once a Month) Link for Registration , Link for Returning Customer
21. LazyPay - CIBIL (Once a Month) Link [Currently Discontinued]
22. Bank Karo - CRIF (Once a month) Link
24. Tata Neu - Experian (Tried only once) Under NeuPass Tab , press on "My Credit" .
25. INDMoney App - Experian (Once a Month)
26. BharatPe - Experian (Once a month)
27. KhataBook - Experian (Once a month)
28. MyMoneyKarma - Equifax (Once a Month) - Link
29. Experian Business Account on Whatsapp - Experian (Whenever needed) - Link
30. Airtel Thanks App - CIBIL (Currently Available for a few users only)
31. GPay App - CIBIL (Currently Available for a few users only)
32. Poonawalla Fincorp - CIBIL (Whenever You want) Link
33. Another bank or Fintech apps ? Anymore platforms ? Let us know in this thread and I will keep updating this post .

Bajaj Finserv also now updating after 30 days. I checked on 5th March, its now showing old score and asking me to comeback on or after 5th April.

 

[Tr7]

Guys nothing is free in life. Checking cibil via third party comes at the price of privacy. These third party apps/sites sells your data to other financial institutions and then they spam you for cc offers etc. In my opinion you guys should take 1 year cibil plan from Technofino in 500rs.

1 year cibil for 500?? How?

 

[crazyuploader]

Still not available for me.

I force closed the app and lol it worked, I started seeing it 😂😂😂

 

[rohitpgarg]

Working for me as well.

 

[Rahul Gupta]

1 year cibil for 500?? How?

Contact technofino

 

[tappukepapa]

I force closed the app and lol it worked, I started seeing it 😂😂😂

Got it today without doing any tricks.

 

[Dr-green69]

Cibil score is now available in gpay app. U can refresh it once every 30 days

 

[n00b]

Yes, I received this notification as well. I guess they made it available to the general public.

 

[ADITYA1904]

Yes, I received this notification as well. I guess they made it available to the general public.

Yes even i can see that

 

[John123]

Guys nothing is free in life. Checking cibil via third party comes at the price of privacy. These third party apps/sites sells your data to other financial institutions and then they spam you for cc offers etc. In my opinion you guys should take 1 year cibil plan from Technofino in 500rs.

I agree with you! Gpay has lot of tie ups with private loan providers.

 

[Credit Karma]

I agree with you! Gpay has lot of tie ups with private loan providers.

There is a privacy setting where one can chose to not share any data with third parties.

But given that almost all use Android, and some Alphabet product or other, they know more about us than we could ever about ourselves.

 

[rockyBalboa]

I tried refreshing my cibil report from Yes bank link today and am facing an error and it is not refreshing. Anyone facing this issue? Was anyone able to refresh their report recently from Yes bank link?

 

[paresh22]

Cibil score is now available in gpay app. U can refresh it once every 30 days

Does this also give full report, free of cost?
Is it safe to check score here? I mean no one started getting spam calls after checking here score right?

 

[StanRoute66]

Does this also give full report, free of cost?
Is it safe to check score here? I mean no one started getting spam calls after checking here score right?

YES AND YES

 

[crazyuploader]

YES AND YES

Full report as in a PDF?

 

[archis001]

GooglePay is a good place and it shows Credit Score from CIBIL and not from Experian/CRIF

 

[thekirang]

Wrong answer of security question was entered by mistake by me. Now I am facing this error on gpay app. Any solution??

 

[Anil_Singh]

Bajaj Finserv Credit Pass - With Bajaj Finserv Credit Pass, you can check CIBIL Score by simply logging to your Credit Pass account. You can check your score on your personalised dashboard. In addition, you can access the factors affecting your score and download your detailed Credit Health Report. You can sign up for the Credit Pass for Rs. 99. The pass is valid for 12 months.

Any idea what is this?

 

[Credit Karma]

Bajaj Finserv Credit Pass - With Bajaj Finserv Credit Pass, you can check CIBIL Score by simply logging to your Credit Pass account. You can check your score on your personalised dashboard. In addition, you can access the factors affecting your score and download your detailed Credit Health Report. You can sign up for the Credit Pass for Rs. 99. The pass is valid for 12 months.

Any idea what is this?

I had also asked the same question a fortnight ago. Got no reply.

I also want to know what is this? and is it worth it?