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How to get a lifetime free ICICI Sapphiro credit card?

Bodhi

TF Premier
VIP Lounge
I've Rubyx credit card since 2017 & it was issued with Mastercard & Amex variants. But, when I received sapphiro card, it was only Visa.
Could someone clarify, whether ICICI has stopped issuing AMex variant of Sapphiro card ?

Also, I do not see any difference in the reward rate between Rubyx Mastercard & Sapphiro Visa. Shouldn't sapphiro card reward rate be higher than Rubyx ?
I have heard that ICICI has re-begun issuing Master and Amex variants. And, some members have mentioned that they have even received them as twin cards.
 

anirban.choudhury

TF Legend
TF Family
Moderator
VIP Lounge
I've Rubyx credit card since 2017 & it was issued with Mastercard & Amex variants. But, when I received sapphiro card, it was only Visa.
Could someone clarify, whether ICICI has stopped issuing AMex variant of Sapphiro card ?

Also, I do not see any difference in the reward rate between Rubyx Mastercard & Sapphiro Visa. Shouldn't sapphiro card reward rate be higher than Rubyx ?
Sapphiro is indeed offered in 2 variants
1) Visa
2) Dual ( MC + Amex)

You can ask them to swap the variants for you.

Regarding reward rate , all gemstone card has the same reward rate afaik
 

BlueFlash

TF Premier
In application they ask what platform you need on, Visa or MC + Amex (at least when applying through agent). I got the MC + Amex variant last month. Also as far as I know, you get more RP on using Amex card than MC and Visa.
Any idea if the Amex variant gets any special benefit of being on Amex network, like in ecomm discount/offer etc.
I assume MC variant would be same as Visa, just the Amex which is slightly higher (in case of RP, apart from above if applicable)
 

Sandy Singh

TF Select
VIP Lounge
Any idea if the Amex variant gets any special benefit of being on Amex network, like in ecomm discount/offer etc.
I assume MC variant would be same as Visa, just the Amex which is slightly higher (in case of RP, apart from above if applicable)
 

anirban.choudhury

TF Legend
TF Family
Moderator
VIP Lounge
Emeralde LTF for salary above 20 Lacs pm and FYF for salary above 4 Lacs pm. Confirmed by my RM.
Correct as per the internal circular below are the criteria for emeralde ltf
1) 2 cr NRV
2) 5 cr home loan
3) 35 lakhs auto loan
4) 20 lakhs per month salary

Officially Anyone of The above or in-officially very good negotiation skill or a contact in some good post even BM can help but a decent salary credit or NRV will be requirement even for that
 

jack333

TF Legend
Contributor
VIP Lounge
Can any mastercard Sapphiro holders confirm if they are getting 2 or 1 bogo on bookmyshow per month?
 
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