How many bank accounts do you have and for what purposes?

[raghavx]

I hold following bank accounts

1. ICICI Bank (Savings) - For salary crediting and investments
2. IDFC First Bank (Savings) - for savings purposes, it gives good rate of interest.
3. DBS - Idk why I am still holding this.
4. Paytm Payments Bank - Had opened it long back, not sure why I am holding this too.
5. Fi.money - For day to day transactions as my primary savings account would get cluttered with few hundred rupees transactions.
6. Jupiter - Had opened alongside with Fi, thinking to close this.

 

[hellowo₹ld]

Premium CC is one thing, but satisfying self ego is the main thing.

tbh, that won't possible unless u have atleast 10L MAB.. for beginning along with other requirements.

 

[Trust Me]

SBI wealth, ICICI Wealth Management, HDFC Imperia, and Axis Burgundy are somethings that I am looking at.

Don't even think about SBI Wealth. Your experience will be worse than that for a regular SBI account, because it basically adds nothing, but your dissatisfaction and disappointment levels will hurt much more due to the elevated expectations.
.

 

[Rajx99]

List please !

1. Karnataka Bank

2. Bank of Baroda

3. Idfc First Bank

4. Jana Bank

5. Ujjivan small finance bank

6. RBL Bank (might close soon)

7. Bank of India

8. Canara bank

9. Uco bank

10. Indian Bank

11. Tamilnad mercantile Bank

12. Bank of Maharashtra

13. Indian overseas Bank

14. Central Bank of India

15. Bandhan Bank (might close soon)

16. Kotak 811

17. Jupiter (federal Bank)

18. DBS bank (not sure if it's active)

19. Fi money (federal Bank)

20. Jio payments Bank

21. Airtel payments bank

22. Slice bank

23. Punjab National bank

24. HDFC Max acc

25. HDFC (trying for 2nd acc but branch not ready to open regular savings acc, saying only possible in rural areas)

 

[Strange]

23. HDFC (trying for 2nd acc but branch not ready to open regular savings acc, saying only possible in rural areas)

Use this link to open 2nd account and must choose a different account variant.

 

[Rajx99]

Use this link to open 2nd account and must choose a different account variant.

🙁
once i enter number, DOB and Otp, this page shows up

 

[Strange]

View attachment 108553
🙁

Try from the mobile browser

 

[Rajx99]

Try from mobile browser

Just tried, same error

 

[Strange]

Just tried, same error

Then you are not eligible. Did you open your first account through the branch?

 

[Rajx99]

Then you are not eligible. Did you open your first account through the branch?

Yes, it said online kyc couldn't be processed and got a reference id, so i visited branch, branch cancelled my lead and created fresh lead and opened max account.

 

[Strange]

Yes, it said online kyc couldn't be processed and got a reference id, so i visited branch, branch cancelled my lead and created fresh lead and opened max account.

I think account holders who opened their accounts offline are not eligible to apply for a second account online.

 

[MC_007]

I think account holders who opened their accounts offline are not eligible to apply for a second account online.

No
My first account was opened offline,I opened the second account online.

 

[hender]

1. Karnataka Bank

2. Bank of Baroda

3. Idfc First

4. Jana Bank

5. Ujjivan small finance bank

6. RBL Bank (might close soon)

7. Bank of India

8. Canara bank

9. Uco bank

10. Indian Bank

11. Tamilnad mercantile Bank

12. Bank of Maharashtra

13. Indian overseas Bank

14. Central Bank of India

15. Bandhan Bank (might close soon)

16. Kotak 811

17. Jupiter (federal Bank)

18. DBS bank (not sure if it's active)

19. Fi money (federal Bank)

20. Jio payments Bank

21. Airtel payments bank

22. Punjab National bank

22. HDFC Max acc

23. HDFC (trying for 2nd acc but branch not ready to open regular savings acc, saying only possible in rural areas)

Nice Collection 👍
Do you have Chq Book, DC for all regular bank account !!
How do you manage NB MB for above all !!
How do you use all of them efficiently !!

 

[TripleAce]

1. Karnataka Bank

2. Bank of Baroda

3. Idfc First

4. Jana Bank

5. Ujjivan small finance bank

6. RBL Bank (might close soon)

7. Bank of India

8. Canara bank

9. Uco bank

10. Indian Bank

11. Tamilnad mercantile Bank

12. Bank of Maharashtra

13. Indian overseas Bank

14. Central Bank of India

15. Bandhan Bank (might close soon)

16. Kotak 811

17. Jupiter (federal Bank)

18. DBS bank (not sure if it's active)

19. Fi money (federal Bank)

20. Jio payments Bank

21. Airtel payments bank

22. Punjab National bank

22. HDFC Max acc

23. HDFC (trying for 2nd acc but branch not ready to open regular savings acc, saying only possible in rural areas)

Let me know if you’re looking for a secretary to manage these juggernaut number of accounts.

 

[TripleAce]

I want to upgrade some of my bank accounts to higher variants. But everything needs very high MAB or TRV. Have been trying various ways. Will see if something works out.
SBI wealth, ICICI Wealth Management, HDFC Imperia, and Axis Burgundy are somethings that I am looking at.

I have premium accounts in a lot of banks but when it comes to customer requirements and service - all are useless.
I don’t have SBI Wealth and I have no intention to get it.
Personal contacts in banks matter if you can find but that also fails at times.

 

[hender]

I have premium accounts in a lot of banks but when it comes to customer requirements and service - all are useless.
I don’t have SBI Wealth and I have no intention to get it.
Personal contacts in banks matter if you can find but that also fails at times.

Precise and on the point always ☝️ 👍 ✅ 💯

 

[TripleAce]

Precise and on the point always ☝️ 👍 ✅ 💯

Haha. Just my 2 cents brother ☺️

 

[cardio_guycardio_guy is verified member.]

I have premium accounts in a lot of banks but when it comes to customer requirements and service - all are useless.
I don’t have SBI Wealth and I have no intention to get it.
Personal contacts in banks matter if you can find but that also fails at times.

100% true. Like I told, premium accounts are only to get a high for ourselves and satisfy our ego and get happiness.
When it comes to real work, I always contact my friends in banks and get things done. Someone or there other will be there in any branch.
In hometown, most branches are nearby only and all of them know us personally. So it is easy to get things done.

 

[TripleAce]

100% true. Like I told, premium accounts are only to get a high for ourselves and satisfy our ego and get happiness.
When it comes to real work, I always contact my friends in banks and get things done. Someone or there other will be there in any branch.
In hometown, most branches are nearby only and all of them know us personally. So it is easy to get things done.

My thoughts exactly 😇

 

[wanderer0]

Here's my list of bank accounts:

• IDFC First Select: Salary + Savings (> 5L @7%)
• Slice: Savings (< 5L @ repo rate) & UPI
• HDFC Regular (5k AMB): Investment related txns & HDFC offers
• ICICI Privilege: Family Banking w/ Family DC
• Indusind Exclusive: 0 Forex + Movies (0 AMB with Pinnacle CC)
• SBI Basic: Oldest acc + Pragati DC benefits
• Niyo SBM & DCB(5k AMB): 0 Forex Cards (will close soon.. DCB at least)
• Canara Savings: For CC (probably closing)

If you guys have any suggestions about these let's hear them. I feel like this is not too much once I close one or two. Most of them are 0 AMB accounts.

 

[VJN]

1. HSBC - Salary Account - For 5% DC Cashback and Live+ CC
2. ICICI - Salary Account - Got it when I was working with ICICI Bank. Still tagged as Salary account.
3. Kotak - Savings Account - Has to be the most fuss free Bank account. Use it most frequently.
4. IOB - Savings Account - Opened it for the IOB Rupay Select Card
5. Equitas Bank - Opened for Niyo Debit Card. Has marginally higher interest rates. Hence, have kept it or else would have closed the account.
6. SBI - Savings Account - Don't use it much now.
7. PNB - Savings Account - Opened it as part of Education loan. Don't use it much now.