GET 2 (1 LTF and 1 FYF)UNION BANK RUPAY SELECT DEBIT CARD/ BYPASS UNION UDAAN ELIGIBILITY CRITERIA

[kumarrohan88]

Card first 6 digits?

652379 first 6 digits

 

[imdjay]

Not sure. The lady said. A welcome letter will be delivered to you to verify your address. You need to submit that letter back to the branch.

Maybe. Let's see.

Recieved DC and cheque book in last 2 days.
Activated the DC today, from ATM, near branch. Registered in Vyom app.
went inside the branch, talked with the same lady and asked which letter she wants me to submit.
She acted like she is looking into something on screen for sometime and then said nothing, you are good.

Generate VDC just now, but can't see the CVV. Will wait for them to resolve this.

 

[Ram1]

652379 first 6 digits

Its rupay classic card not select.
Ur account variant ?

 

[kumarrohan88]

Its rupay classic card not select.
Ur account variant ?

I have already rupay select debit card in ubi from hni account

 

[Ram1]

I have already rupay select debit card in ubi from hni account

Hni account is not eligible for virtual rsdc

 

[kumarrohan88]

Hni acc

Hni account is not eligible for virtual rsdc

Okay,now understand bro, thanks for information

 

[kanhaiyabsy]

Bin number

652379 first 6 digits

On my SBPRO account i also received same bin number, on checking binchek.io it is rupay platinum debit card. But not able to see cvv

 

[Ram1]

Bin number

On my SBPRO account i also received same bin number, on checking binchek.io it is rupay platinum debit card. But not able to see cvv

Thats because u have 2 accounts

 

[jack333]

Thats because u have 2 accounts

I raised a grievance regarding cvv and got from them in response that they don't have any virtual dc. So they won't solve the issue most likely and have deliberately blocked the cvv of virtual dc

 

[Ram1]

I raised a grievance regarding cvv and got from them in response that they don't have any virtual dc. So they won't solve the issue most likely and have deliberately blocked the cvv of virtual dc

U r going through the wrong route i would say.
See netbanking can't generate or view vdc, branch can't view vdc at all, same applies to customer support or grievance.
Only source for vdc is app only. It might bug or intentional we cant say.
Since problem is with app, it has to be fixed by developers.
So u have to comment on playstore to reach developer

 

[Abhay Chauhan]

Please read the full thread to bypass eligibility criteria.

In union Bank rupay select debit card Is difficult to get. Only 4 accounts are eligible for rupay select debit card one being UNION UDAAN

Union Udaan eligibility -
Registered practicing Individual professionals - Medical & para medical professionals, Engineers & Architects, CA/ACCA/ICWA/CFA/CFM/CS, Lawyers, Consultants, Other professionals including artists, photographers, event managers etc.

Individuals: singly or jointly and in case of joint account professional should be the primary account holder.

AGE CRITERIA - 21-40

MAB- 10,000

Debit card- Rupay Select/ Visa Signature

Charges for rupay select Debit card- FYF with union Udaan and annual fees is 400+GST which is the cheapest among all rupay select debit cards.

(I did not gave any proof for being a professional as I am not a professional) Now to the main point how to bypass the eligibility if you are not a professional. Visit the best branch in your city. Now as you walk in don't mention you have to open union Udaan account. Try to find young employee in the branch.Tell him/her that I want to open a new bank account. Most probably they will open the account through computer not by form. Open the account through computer only (this is compulsory).Now they will ask for aadhar OTP after this mention them I want to open "SBPRO" account. In their system they will see SBPRO young professional. Tell them yes I have to open this account. Now usual process of account opening. Now mention them that you need RUPAY select ask them if they have Rupay select Instant kit (mostly likely they will not have the kit).They will give a physical form to sign.tick rupay and write select beside that.Get 10000 cash with yourself to deposit in the account. Which will help in to get fast verification of account. After verification which takes a day or two you will be able to make a online deposit in the account. Now in the last you can ask BRANCH TOKEN to enable your mobile banking. You will get 1 physical rupay select debit card. after the delivery of physical card generate virtual card in VYOM app. Most likely you will get a another Rupay select virtually which is LTF. Recently users are facing issues in generating virtual card. So depends on your luck now for the second LTF rupay select. If you are successful in generating virtual card you will get different card number in compare to physical so yes you can enjoy the benefits for Both the cards.

IF YOU SELECT PROFESSION AS OTHERS IT WILL FETCH CONSULTANT

One more thing you can choose your account number subject to Availability. I got _____0000001. I think branch Opened its first union udaan.

You can downgrade your account to 1k mab after few months. You can keep the debit card with downgraded account. But rupay select may not be FYF they may charge issuance fees which is 400+GST. So I will suggest you to maintain the mab for 1 year if you care about the charges

I opened this account for my brother. He is in 3rd year of BTECH. So most likely by following this process you will be able to open this account.

Edit - THERE IS A IMPOSTER ACCOUNT SCHEME AS "SBPRE". DON'T GET CONFUSED WITH It.

Edit 2- received the debit card in 4 days after applying. But not able to generate virtual debit card as of now. Will inform if the virtual debit card generates

EDIT 3- was able to generate vdc on 18 march. I got the rupay select variant with BIN 642414.

Good luck 🤞

I have visited to branch to open this account but there system is only showing 1000k mab and 15k mab account not 10k account is showing…have they removed it or changed the procedure

 

[zomatoo]

I have visited to branch to open this account but there system is only showing 1000k mab and 15k mab account not 10k account is showing…have they removed it or changed the procedure

Ask them to check in computer

 

[hdebnath]

I have visited to branch to open this account but there system is only showing 1000k mab and 15k mab account not 10k account is showing…have they removed it or changed the procedure

SBPRO is only available to open in computer ( desktop) .

 

[Lordkk]

Wait for the next update of vyom app

Virtual card generated successfully.
But unable to see the CVV,any solution of this?

There is one other way but its hard. So if you want to try.

CVV is three digit so max possible combination is 999. Start from 001 and go till 999. Within a month or two somewhere in the middle you will find the correct value.

Keep in mind do not try more than 10 times in a day. And no more than 2 times in an hour. Your card or account or both can be blocked.

 

[Abhay Chauhan]

SBPRO is only available to open in computer ( desktop) .

yes he tried on desktop only but he shared the link on my phone to verify the mobile number and aadhar card...
should i have to avoid this to get SBPRO as all accounts were visible even HNI except this.....any idea

 

[Ram1]

There is one other way but its hard. So if you want to try.

CVV is three digit so max possible combination is 999. Start from 001 and go till 999. Within a month or two somewhere in the middle you will find the correct value.

Keep in mind do not try more than 10 times in a day. And no more than 2 times in an hour. Your card or account or both can be blocked.

Its very risky, card or account will be blocked

 

[Lordkk]

Its very risky, card or account will be blocked

Not if you keep yourself in control and try in limit. Further this is only way for now.

 

[Sahil_07]

yes he tried on desktop only but he shared the link on my phone to verify the mobile number and aadhar card...
should i have to avoid this to get SBPRO as all accounts were visible even HNI except this.....any idea

Form fill up karne k liye bolo, na mane to X me complaint kardo , but do this only if you have proper documents

 

[jack333]

U r going through the wrong route i would say.
See netbanking can't generate or view vdc, branch can't view vdc at all, same applies to customer support or grievance.
Only source for vdc is app only. It might bug or intentional we cant say.
Since problem is with app, it has to be fixed by developers.
So u have to comment on playstore to reach developer

Done that but they don't reply. Now have mailed to chief grievance officer threatening rbi complaint. Let's see

 

[Abhay Chauhan]

Form fill up karne k liye bolo, na mane to X me complaint kardo , but do this only if you have proper documents

i am an engineer in MNC would Salary slip be enough to open this account...