CC for jewellery purchase

[Udeek]

I am going for the same scheme. Around 1.2 LPM spend on this scheme for 11 months.

My salary is 1.5lpm, couldnt get DCMB but i have hdfc regalia gold and kotak zen signature.

Can you suggest if i should go for any other card available at my salary or gold is good?

My plan is to spend 9L and 6m and then apply for DCMB, if possible

 

[hellowo₹ld]

I am going for the same scheme. Around 1.2 LPM spend on this scheme for 11 months.

My salary is 1.5lpm, couldnt get DCMB but i have hdfc regalia gold and kotak zen signature.

Can you suggest if i should go for any other card available at my salary or gold is good?

My plan is to spend 9L and 6m and then apply for DCMB, if possible

gold is good, go for it and try for upgrade later.


On side note, isn't 1.2Lpm spends on 1.5Lpm salary a bit overkill?

 

[aayusharyan]

gold is good, go for it and try for upgrade later.


On side note, isn't 1.2Lpm spends on 1.5Lpm salary a bit overkill?

Valid point. I believe OP has some savings that they will be using to pay the CC bills for the gold purchase.

 

[hellowo₹ld]

Valid point. I believe OP has some savings that they will be using to pay the CC bills for the gold purchase.

if that is the case no issues otherwise it might trouble just incase if something not working in either of those be it salary or gold redemption.

 

[Udeek]

yes hes right. I have some savings that i ll use
By the way, salary disclosure was to welcome credit card suggestions.

 

[ash_m]

I am going for the same scheme. Around 1.2 LPM spend on this scheme for 11 months.

My salary is 1.5lpm, couldnt get DCMB but i have hdfc regalia gold and kotak zen signature.

Can you suggest if i should go for any other card available at my salary or gold is good?

My plan is to spend 9L and 6m and then apply for DCMB, if possible

I don't think there are any better options for you than using HDFC Regalia Gold for making your installment payments.

One callout: Diners Network is not supported by a number of payment gateways. Just check when you've availed this scheme, if it supports Diners network cards. If not, even then you can apply for DCBM and try for FYF. It will be of use for other expenses like hotels & travel, I'm assuming this gold jewellery purchase is for a wedding planned in near future.

 

[Udeek]

I don't think there are any better options for you than using HDFC Regalia Gold for making your installment payments.

One callout: Diners Network is not supported by a number of payment gateways. Just check when you've availed this scheme, if it supports Diners network cards. If not, even then you can apply for DCBM and try for FYF. It will be of use for other expenses like hotels & travel, I'm assuming this gold jewellery purchase is for a wedding planned in near future.

Right its for a future occasion. Thank you for suggestion. Once i start i ll get the MCC and get it checked before availing diners card