CC for jewellery purchase

[Udeek]

I am going for the same scheme. Around 1.2 LPM spend on this scheme for 11 months.

My salary is 1.5lpm, couldnt get DCMB but i have hdfc regalia gold and kotak zen signature.

Can you suggest if i should go for any other card available at my salary or gold is good?

My plan is to spend 9L and 6m and then apply for DCMB, if possible

 

[hellowo₹ld]

I am going for the same scheme. Around 1.2 LPM spend on this scheme for 11 months.

My salary is 1.5lpm, couldnt get DCMB but i have hdfc regalia gold and kotak zen signature.

Can you suggest if i should go for any other card available at my salary or gold is good?

My plan is to spend 9L and 6m and then apply for DCMB, if possible

gold is good, go for it and try for upgrade later.


On side note, isn't 1.2Lpm spends on 1.5Lpm salary a bit overkill?

 

[aayusharyan]

gold is good, go for it and try for upgrade later.


On side note, isn't 1.2Lpm spends on 1.5Lpm salary a bit overkill?

Valid point. I believe OP has some savings that they will be using to pay the CC bills for the gold purchase.

 

[hellowo₹ld]

Valid point. I believe OP has some savings that they will be using to pay the CC bills for the gold purchase.

if that is the case no issues otherwise it might trouble just incase if something not working in either of those be it salary or gold redemption.