HDFC Netbanking new portal with downgraded UI

[Sobirvs]

In latest UI --> did they add option to change the username ?

not yet but they did have a section about username/userID. It's blank for now. Also the app has the user id option too but when I click on it, it says coming soon.

 

[GTSaketh]

What is Extended KYC?

 

[desiviru]

View attachment 103225
What is Extended KYC?

KYC= Know Your Customer / Client.

Extended means, financial institution having extra profile details like marital status, medical records, no. of dependents, etc and so on.

Basic KYC is info. about account holder. Extended can have any amount of data as required by that Financial institute. Like your bank if offering medical insurance and you update extended KYC with them can prepare a better plan for you.

Extended KYC has questions based on what firm is looking for. Like an insurance firm can ask you details about other policies in extended. Normally they have medical with them.

So data mining is what all these are.

 

[tharun]

Extended means, financial institution having extra profile details like marital status, medical records, no. of dependents, etc and so on.

I really can't tell you are joking or serious.

I just thought extended kyc means allowing personal details for extended duration (some of the kyc expires fastly and giving extra permission to extend might solve that issue) 😭

 

[desiviru]

I really can't tell you are joking or serious.

I just thought extended kyc means allowing personal details for extended duration (some of the kyc expires fastly and giving extra permission to extend might solve that issue) 😭

I was serious anout it. Have given HDFC bank my extended KYC. 🙂

 

[GTSaketh]

HDFC Bank - Personal Banking & NetBanking Services

HDFC Bank, India's leading private sector bank, offers Online NetBanking Services & Personal Banking Services like Accounts & Deposits, Cards, Loans, Investment & Insurance products to meet all your banking needs.

www.hdfc.bank.in

New HDFC website with RBI Mandated "bank.in" domain

 

[anujdit]

Where to see current Credit card points (For unbilled transactions) in new app or site? Earlier app shows in summary the current/latest points (after bill generation)

 

[panu24]

Where to see current Credit card points (For unbilled transactions) in new app or site? Earlier app shows in summary the current/latest points (after bill generation)

On new hdfc website, Click on Card -> See your credit card image. Below that reward points are available. Just enable to view it.

 

[anujdit]

On new hdfc website, Click on Card -> See your credit card image. Below that reward points are available. Just enable to view it.

It will show the rewards which can be redeemed (last statement one). I am looking for current rewards based on unbilled transactions. Any idea on that?

 

[panu24]

It will show the rewards which can be redeemed (last statement one). I am looking for current rewards based on unbilled transactions. Any idea on that?

I don't think HDFC ever showed unbilled transactions rewards. The only way to know rewards on your unbilled transactions is to get the statement and find how many points you got which then gets updated online. At least this is my Millennia CC experience. I am not sure which CC you have and if that CC showing you unbilled transactions rewards.

 

[anujdit]

I don't think HDFC ever showed unbilled transactions rewards. The only way to know rewards on your unbilled transactions is to get the statement and find how many points you got which then gets updated online. At least this is my Millennia CC experience. I am not sure which CC you have and if that CC showing you unbilled transactions rewards.

In Old app, it showed current reward points (not per transaction, but total on unbilled transaction). Example i have 100 points in earlier statement and now i done 150/- transaction then current points showed as 105 (5 rewards for latest transaction)

 

[panu24]

In Old app, it showed current reward points (not per transaction, but total on unbilled transaction). Example i have 100 points in earlier statement and now i done 150/- transaction then current points showed as 105 (5 rewards for latest transaction)

it does not show unbilled transaction reward points for Millennia CC.

 

[anujdit]

Now i can check the unbilled transaction based rewards using HDFC whatsapp. Just ask for credit card summary

 

[panu24]

Now i can check the unbilled transaction based rewards using HDFC whatsapp. Just ask for credit card summary

Thanks. I checked there also. I can still say its not unbilled transactions rewards points at least for Millennia CC. Accumulated points are points from last statement but they are not available for redemption. When next statement gets generated Accumulated points will be available under Redeemable. Since few months Millennia CC reward points available for redemption has been changed. They are not immediately Redeemable after statement gets generated. we need to wait one more month for that.

 

[desiviru]

Thanks. I checked there also. I can still say its not unbilled transactions rewards points at least for Millennia CC. Accumulated points are points from last statement but they are not available for redemption. When next statement gets generated Accumulated points will be available under Redeemable. Since few months Millennia CC reward points available for redemption has been changed. They are not immediately Redeemable after statement gets generated. we need to wait one more month for that.

Don't get confused panu24 bhai.

Millennia CC RPs are credited based on whole month spend i.e txn settled between 1-28, 1-29, 1-30 or 1-31 depending on month. Here settled txns are given RP. So txn done on 28/29 or 30/31 usually settles on 3rd day which falls next month. So you can assume txn done between 1-28 and 1-29 in 30 and 31 days month respectively will be given RPs.

I give you example: Suppose you had Amazon txn of 10K on 20th of August of month which settled in statement on Aug 22. Your statement generation date is say 10th of every month. Npw pts for this 10K txn as it settled between 1-31 of Aug i.e 500 will be credited between Sep 1-5. That will come under accumulated points. On Sep 10, once your statement generates at 12:00 AM, these points will become redeemable by evening of 10th Sep.

And nothing has changed. It is same since I have Millennia CC which I got in 2019/20. 🙂

 

[panu24]

Don't get confused panu24 bhai.

Millennia CC RPs are credited based on whole month spend i.e txn settled between 1-28, 1-29, 1-30 or 1-31 depending on month. Here settled txns are given RP. So txn done on 28/29 or 30/31 usually settles on 3rd day which falls next month. So you can assume txn done between 1-28 and 1-29 in 30 and 31 days month respectively will be given RPs.

I give you example: Suppose you had Amazon txn of 10K on 20th of August of month which settled in statement on Aug 22. Your statement generation date is say 10th of every month. Npw pts for this 10K txn as it settled between 1-31 of Aug i.e 500 will be credited between Sep 1-5. That will come under accumulated points. On Sep 10, once your statement generates at 12:00 AM, these points will become redeemable by evening of 10th Sep.

Agree here.

And nothing has changed. It is same since I have Millennia CC which I got in 2019/20. 🙂

Disagree. Since some months statement is showing points rewarded from last to last month.
E.g. on 2nd Aug statement whatever transaction i did in July those points are credited online (1st to 5th Sep) that is accumulated but not redeemable. When next statement get generated on 2nd Sept. those accumulated points moved to redeemable points. This is the change that happened for me. Previously within 2 to 3 days of statement generation i used to redeem all points. There was no accumulated points for me as I used to redeem them immediately iirc. So there is wait of 1 month now.

Please correct me if I am still wrong in my observation.