Which Debit Card to use for Credit Card Bill Payment in July 2025

[amazon_fan]

Also if someone wants to validate this, pls make sure you were getting points with visa dc instantly before. So workaround to make it work is, first do txn of 150 on visa dc it Will give points. Then do a txn of 150 on rupay dc it will surely give points again. Then do your fnf txn of higher amount. Enjoy

earlier i did some billpayment through mobi and bajaj, i used to get points for less than 1k and even otp page was slightly diff.
one day i did some bill payment of higher value, i did not get, that day i thought they stopped giving RP, never thought it was based on bill value.

 

[amazon_fan]

Thats not a repetition, every success or fail otp is appended as an incremental update.

>> Instead of multiple posts, just one threadmark and editing that in case of fresh update would have solved the purpose.

• No one does that, the repeated questions are proof of this.

>>Btw, everyone who follow the thread actively and want to pay bills using that card(s) without spoon feeding are already knew about that. Some of us knew this for months. Nothing new. Hence, it's not wrong for that guy to question what is the purpose of that! ...to let the bank know... Who, when, and how are getting points?

• Even the guys who followed this thread are unclear and lost CB, I did get few DMs about this

>>We should also understand multiple non essential posts trigger multiple notifications all the time. your post on that was valuable and a summary for I-D-F-C users but also was repetitive in nature. Infact, while posting this response I am thinking should I post this? Because again it will trigger another notification.
There are even 100s of triggers about some sbi bill pay and calculating cb which is not even relevant to this thread

• Have you noticed when I tabulated the scenarios, people stopped asking about which OTP got CB ?

Anyways peace out . My last post in this thread 👋 Thanks to that blind Buzzard .

my be we can use the first page (wiki) updated. in a table format.
we need to keep changing the table based on the update

 

[H4CK_H0PP3R]

IDFC VISA DC on PhonePe is still fetching points for me. Did multiple trials and figured out I'm getting pay U gateway only for txn amount till 8k. Over that, other merchant names coming which doesn't give any rewards. All eligible payments fetched rewards instantly. Last txn was done at 7.50pm

How many transactions you did ? & What interval ?

 

[theflash]

Idfc visa still fetching instant rp on phonepe, merchant name- www.phonepe.com in small.

Txn successful no rps recvd. but showing as home expenses...

 

[amazon_fan]

instead of paying 0.6% for first 50k in pp visa,
can we pay first 50k through rupay free and and later after crossing 50k, can we try with vISA ?

will that work ?
i dont have any pending to try.

 

[mojo_jojo123]

instead of paying 0.6% for first 50k in pp visa,
can we pay first 50k through rupay free and and later after crossing 50k, can we try with vISA ?

will that work ?
i dont have any pending to try.

no .. spends which don't fetch rewards wont be counted for initial 50k , I think

 

[BhaiyaJi]

instead of paying 0.6% for first 50k in pp visa,
can we pay first 50k through rupay free and and later after crossing 50k, can we try with vISA ?

will that work ?
i dont have any pending to try.

50k eligible spends hona chahiye nahi to log wallet load kar lete.

 

[H4CK_H0PP3R]

Txn successful no rps recvd. but showing as home expenses...

What was amount & merchant ?

 

[SmartyAadi]

okay, just to let you know I tried with 150 with rupay dc and offcourse it was zero convenience and I got green animation and merchant as www.phonepe.com and got rewards. One thing to note after I entered otp
Amount deduct msg had upper caps but I got rp

I am not getting the green animation nor the www.phonepe.com in small as merchant name, any other place to pay from?

Have to pay 3L bill 😬

 

[Credit_Cards]

Me hi hu idfc ka employee..sab band kardia..Huihuihui

we are groot

 

[theflash]

What was amount & merchant ?

merchant same as tagged message amt 20190

 

[HatakeKakashi]

I am not getting the green animation nor the www.phonepe.com in small as merchant name, any other place to pay from?

Have to pay 3L bill 😬

Am on the same boat! But unable to find the right phonepe merchant name. Even when i got phonepe.com , i did not receive any reward points. But some of the previous posts claim they are receiving.

 

[NikhilG]

Am on the same boat! But unable to find the right phonepe merchant name. Even when i got phonepe.com , i did not receive any reward points. But some of the previous posts claim they are receiving.

Try to pay with idfc first tap rupay card.

 

[Juganta]

I am not getting the green animation nor the www.phonepe.com in small as merchant name, any other place to pay from?

Have to pay 3L bill 😬

Tried just 30k +49k with smallcap merchant name both time got RP

 

[NikhilG]

Tried just 30k +49k with smallcap merchant name both time got RP

Try with idfc rupay too, you will get points without any convenience fee

 

[iamgroot]

What took u this much time? 😅

salary kam tha bhai.me bhi loot raha tha🤣

 

[iamgroot]

Try with idfc rupay too, you will get points without any convenience fee

tujhe kitni bar puchu merchant name kya ata he🤣

 

[SmartyAadi]

Tried just 30k +49k with smallcap merchant name both time got RP

I am not getting the small cap merchant name, I am trying via Rupay (First tap) are you doing it via the same?

I am trying low amounts 5k 10k only


How to chrck if I get points? I recently opened an account, and I don't have the rewards button in the menu.

 

[SmartyAadi]

Am on the same boat! But unable to find the right phonepe merchant name. Even when i got phonepe.com , i did not receive any reward points. But some of the previous posts claim they are receiving.

When did you open account? Mine was opened last week and I don't see the rewards option in the idfc app, so can't even confirm if I am getting points or not.

 

[H4CK_H0PP3R]

I am not getting the small cap merchant name, I am trying via Rupay (First tap) are you doing it via the same?

I am trying low amounts 5k 10k only


How to chrck if I get points? I recently opened an account, and I don't have the rewards button in the menu.

Google I d f c rewards & login in 1st link