This forum and specially such threads are a great feed for the banks. Banks are otherwise not so fast... IDFC has a TAT of 3 days for just a call back
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Which Debit Card to use for Credit Card Bill Payment in July 2025
- Thread starter Abhishek012
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Loki_Fino
TF Select
Morning made 10K each with visa dc on same merchant name RP credited instant, PayU Gateway - is they changed MCC codes afternoon onwards? It make sense their system may be down in day time and try tomorrow early morning and let us know if tried I'll inform.
Loki_Fino
TF Select
That's why still we most of them don't know app name start with "R" which which gives rewards on i-d-f-c. I too don't know it if anyone knows please share by dm.
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Loki_Fino
TF Select
I already told don't do more than 50K in single transaction and not more than two transactions and maintain time gaps - i think nobody have patience to read full threads.
NikhilG
TF Ace
What do you mean?
Whatever we post at midnight like some trick working,then in morning that trick just stops to work
NikhilG
TF Ace
Yes I agree, and I can confirm someone from idfc backend guy tracking. Today I was talking to my bm about private credit card and due to slip of his tongue he mentioned technofino and then changed the whole context to cover it. He might be some part of internal training or discussion.
There's no app that starts with 'R' and give you the reward points on CC payments. Sabko gumrah karne ki sajish hai.
Infact, this thread must be closed now, it has lived its life to the fullest.
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saber.mbt
TF Premier
Here time matters, once bank or App knows the MCC crediting points through insider, they block or changes it. The famous proverb "Make Hay While Sun Shines" applicable here😄
Let's not discuss it and cool down the thread for some time..if possible
amazon_fan
TF Select
I have thr normal account (10k MAB) with IDFC, First-Tap is also issued, so how should I pay?
I am reading that Phonepe isn't giving points anymore.
I am reading that Phonepe isn't giving points anymore.
BhaiyaJi
TF Legend
What took u this much time? 😅
nikhilesh71
TF Premier
Idfc visa still fetching instant rp on phonepe, merchant name- www.phonepe.com in small.
IDFC VISA DC on PhonePe is still fetching points for me. Did multiple trials and figured out I'm getting pay U gateway only for txn amount till 8k. Over that, other merchant names coming which doesn't give any rewards. All eligible payments fetched rewards instantly. Last txn was done at 7.50pm
H4CK_H0PP3R
TF Select
When you tried ? Amount? Otp on screen?
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