Which Debit Card to use for Credit Card Bill Payment in July 2025

[amazon_fan]

accumulate krte krte points expire hojayega bohot logoka abb amazon gv bhi kabtak rahega bhagwan jane

I see few minor ones like apollo bata croma etc.
But is there any fee for such gift vouchers ?


But i heard that by writing to customer care, we can convert points to cash ? is that still valid ? is there any fee associated or any minimum ?

 

[muzan_21]

RECHARGE PP FSS
PHONEPE RECHARGE

Can anyone please confirm

Im getting this 2 merchant name while trying to pay CC bill from IDFC mastercard debit card in phonepe

Will i earn rewards?

 

[darkjediknight]

RECHARGE PP FSS
PHONEPE RECHARGE

Can anyone please confirm

Im getting this 2 merchant name while trying to pay CC bill from IDFC mastercard debit card in phonepe

Will i earn rewards?

Both have telecom mcc so yes you will get rewards. Try first with a small amount just to be safe.

 

[muzan_21]

Both have telecom mcc so yes you will get rewards. Try first with a small amount just to be safe.

Tried with 101 but no RP received

 

[Sobirvs]

RECHARGE PP FSS
PHONEPE RECHARGE

Can anyone please confirm

Im getting this 2 merchant name while trying to pay CC bill from IDFC mastercard debit card in phonepe

Will i earn rewards?

IDFC gives mastercard dc? I and my family always got visa infinite.

 

[iamgroot]

Both have telecom mcc so yes you will get rewards. Try first with a small amount just to be safe.

you should..how to get master card?

 

[amazon_fan]

IDFC gives mastercard dc? I and my family always got visa infinite.

yes it give MC for the 25k account

 

[muzan_21]

I have checked with 100 payment but not received, tried to call cc they said call between 9 to 6

you should..how to get master card?

 

[saber.mbt]

sbi dc is trash now though you earn 0.25% but check now no redemption option to pay cc bill also recharge and bill payment option is removed. Redeem kidhar kroge firGo for other dc than wasting time on sbi

Just checked SBI posted 3rd August points today along with milestone. SBI never let down till date. Last month they provided 1500 pantaloon voucher which myself unaware of participation in Feb 2025, some Bachat rewards campaign happened. Recharge removed so what, we have other options like vouchers. Unipay still gives points. Stay Positive Cheers🥂👍🙌🏻

 

[NikhilG]

Why aren't we using idfc tap rupay card with phone pe? Would it not receive rewards?

 

[iamgroot]

I have checked with 100 payment but not received, tried to call cc they said call between 9 to 6

try with 200-300}.

 

[saber.mbt]

Transaction done via Unipay on Aug 3rd in SBI VC not fetching points. Yet to receive points in account 😕. Will try MobiKwik today with SBI DC and will update shortly

Received August 3rd transaction reward points for SBI VDC via Unipay today.

 

[Loki_Fino]

Seems the issue is with my account! As I’m not getting any RPs even for normal ecomm txn.. anyone else faced this?
It’s not a new account, and I’ve not hit the monthly quota. So what could be the reason?

Contact customer support and ask refresh your reward and explain whenever I do eligible transaction points are not getting credited and they will explain or resolve it.

 

[preevins]

"PhonePe Private Limited" MCC also confirmed working. Received points instantly.

Worked for me. Got points for trial 100rs txn. But for higher amount, I'm getting PhonePe Pvt Ltd which is not giving points

 

[Loki_Fino]

Not getting the correct merchant on phonepe. I am always getting "Phonepe private ltd"

Don't repeat same amount on same day and try always lower to lower of last transaction i.e 2000 if you already done, then next transaction 1989, etc next 1978, etc don't use same again again same amounts.

 

[Loki_Fino]

D

I tried multiple times. At the end phonepe stopped me and said try again after 24 hrs due to security reasons. Not able to get that merchant

Don't initiate and failed transaction records more than twrice per day maintain 5-10 minutes gaps between each transaction.

 

[NikhilG]

Don't repeat same amount on same day and try always lower to lower of last transaction i.e 2000 if you already done, then next transaction 1989, etc next 1978, etc don't use same again again same amounts.

But credit card companies don't have any problem with part payments, like if a bill is 29k they would be expecting exact amount na?

 

[muzan_21]

try with 200-300}.

Tried with 500 not received 🙂

 

[NikhilG]

I figured out a hack where everytime correct mcc will come in phone pe 😤

 

[neo.puneet]

I figured out a hack where everytime correct mcc will come in phone pe 😤

okay, don't tell us