Which Debit Card to use for Credit Card Bill Payment in July 2025

[Akash Topder]

Uninstall Zavo, move on.

What happened to it?

 

[wanderer0]

Is idfc working with phonepe or visa? Or any other method?

 

[Sachin2008]

Does any method working? Today is the last for my cc bill
anyone share
Is idfc working with phonepe or visa or anything else bill desk etc working?

 

[Pachiboy]

Thank you.
In that case, she also needs to maintain 10 L (wealth) monthly and 1 cr (private) ?
Or if i just maintain, that is good ?

Only the primary account holder needs to maintain.

 

[pranaym]

Phone pe still works with paid option I mean ID-fc visa?

 

[Ganeshraja]

Phone pe still works with paid option I mean ID-fc visa?

Yes. Ymmv gj

 

[ash_m]

Couldn't go through the complete thread, but can anybody share what do you guys use these Zavo coins for?

I have been paying my bills (1L+ every month) using SBI Virtual RuPay DC for quite some time, 1% was really good return. I still pay using SBI DC (still gives 0.5%). Anyway, read that Zavo supports RuPay DC so paid my last few bills with it. Have accumulated over 50K coins but I don't see any way I can use it effectively. The only way is to buy something on their *Zavo Mall*, and even there you have to pay almost entirely so I doubt anyone would use it.

Anyone was able to utilise it? or should I just hit uninstall?

 

[Sobirvs]

Could you please tell me what is the benefit of adding wife / someone ? do they also get welcome points ?
If so, shall i add while i am on wealth or after moving to private ?

Yes additional members get additional benefits. Same as primary member.

You can add the member on wealth too and when you move to private, the member will automatically also be moved to private.

 

[Sobirvs]

In that case, she also needs to maintain 10 L (wealth) monthly and 1 cr (private) ?
Or if i just maintain, that is good ?

either you can maintain or when u add a member or 2 members or 6 members, there adds a "group id". So if you are not maintaining and your wife maintains, that is also considered.

 

[Mr. X]

Thanks @saber.mbt
🚨 IDFC First Tap Debit Card - Pay CC Bills & Earn 2.5% Rewards!

You can now use it to pay your Credit Card bills via select BillDesk portals - and still earn 2.5% reward points! 💸

Please note, not all Billdesk platforms have DC option, and not all bank links give points. These are official billpayment links for all banks !

✅ Confirmed Working Portals (Rewards Given):

Axis Bank:
🔗https://www.billdesk.com/axiscard/

BOBCARD (Bank of Baroda):
🔗https://pay.bobcard.co.in/online-payment.htm

It's not working anymore

 

[vaibhav111vaibhav111 is verified member.]

Thank you.
In that case, she also needs to maintain 10 L (wealth) monthly and 1 cr (private) ?
Or if i just maintain, that is good ?

Family banking. .

 

[vaibhav111vaibhav111 is verified member.]

Couldn't go through the complete thread, but can anybody share what do you guys use these Zavo coins for?

I have been paying my bills (1L+ every month) using SBI Virtual RuPay DC for quite some time, 1% was really good return. I still pay using SBI DC (still gives 0.5%). Anyway, read that Zavo supports RuPay DC so paid my last few bills with it. Have accumulated over 50K coins but I don't see any way I can use it effectively. The only way is to buy something on their *Zavo Mall*, and even there you have to pay almost entirely so I doubt anyone would use it.

Anyone was able to utilise it? or should I just hit uninstall?

No clue either on zavo coins but i wont recommend to uninstall cause it was de listed from apple store so keep the app who know when it could be usefully again.

 

[shashankverma]

It's not working anymore

It didn't give RP?

 

[Mr. X]

It didn't give RP?

Now Payments failing

 

[khabib101]

Is phone pay working getting phonepaypvt limited

 

[alpha2betaa]

Is phone pay working getting phonepaypvt limited

No
Use IDFC VISA DC and merchant shall be www.phonepe.com

0.6% for >2000

Try with small amount first

 

[Strange]

No
Use IDFC VISA DC and merchant shall be www.phonepe.com

0.6% for >2000

Try with small amount first

How are you getting the same merchant for transaction > 2000?

Is your card tokenized/saved in Phonepe app?

 

[iamgroot]

No
Use IDFC VISA DC and merchant shall be www.phonepe.com

0.6% for >2000

Try with small amount first

everytime i am getting pvt one

 

[alpha2betaa]

everytime i am getting pvt one

Try
1. Closing and reopening app
2. Use other Visa dc

 

[Kartik]

everytime i am getting pvt one

Same for me. Using phone and idfc visa card.