Applied for Rupay Cashback credit card | HSBC bank agents are careless

[Vickyakhan555]

Applied for rupay cashback credit card, already holding platinum visa cc, got it applied through our MNC office bank agent,

Just like last time, their form filling has so much issue, last time they updated my office email id and this time they updated my address format different

They sound like goons and work like illiterates.

 

[Sai Ganesh]

s hsbc agents are worst , i have asked them to apply rupay platinum but they processed rupay cashback as they get more commission as its a price card

now i need to find way to spend 10k within 30 days to reverse my joining fees

 

[rajcasio]

s hsbc agents are worst , i have asked them to apply rupay platinum but they processed rupay cashback as they get more commission as its a price card

now i need to find way to spend 10k within 30 days to reverse my joining fees

I think you are LUCKY enough to get Rupay cashback
There is no benefit in holding a Rupay Platinum

 

[Sai Ganesh]

i already have liv+ bro , y i need this rupay cashback

i applied rupay platinum because its LTF

 

[ali4u]

i already have liv+ bro , y i need this rupay cashback

i applied rupay platinum because its LTF

What they asked for as a income documents

 

[Sai Ganesh]

What they asked for as a income documents

latest month payslip

 

[Amit_1]

Anyone got the RuPay Live plus credit card

 

[Riyon]

I have live+ and customer care called me said they couldn't issue rupay cashback as maximum limit assigned to me.

 

[Amit_1]

I have live+ and customer care called me said they couldn't issue rupay cashback as maximum limit assigned to me.

I've live + with CL 6.37, got Rupay Live plus CL 6.07, card is in printing process

 

[rajcasio]

Anyone got the RuPay Live plus credit card

I've live + with CL 6.37, got Rupay Live plus CL 6.07, card is in printing process

There is no such CC named Rupay Live plus
Don't confuse NEW members of the community

 

[Amit_1]

There is no such CC named Rupay Live plus
Don't confuse NEW members of the community

RM just confirmed it's RuPay CashBack card..

 

[cc24x7]

I have live+ and customer care called me said they couldn't issue rupay cashback as maximum limit assigned to me.

Similar case with me.
Initially, HSBC was not willing to issue a new Rupay Cashback card, stating that I had already reached the maximum credit limit on my existing cards (platinum and live+). I then requested them to reduce my existing credit limit to 30% and issue a new card. After a long wait, they finally agreed — they reduced my existing card limit from 8 lakhs to 5 lakhs and issued a new card with a 6 lakh limit.

 

[Sai Ganesh]

Similar case with me.
Initially, HSBC was not willing to issue a new Rupay Cashback card, stating that I had already reached the maximum credit limit on my existing cards (platinum and live+). I then requested them to reduce my existing credit limit to 30% and issue a new card. After a long wait, they finally agreed — they reduced my existing card limit from 8 lakhs to 5 lakhs and issued a new card with a 6 lakh limit.

hi @cc24x7 i too had this issue

since you have reduced the limit but i have a doubt or clarification to you , has hsbc informed you that if you reduce the limit , you wont be able to increase the limit in future or you wont get any default limit increase

Are you aware of this ?

@Everybody can someone confirm if such a bank policy exists that if you reduce the limit , you wont be able to increase the limit in future or you wont get any default limit increase ?

 

[cc24x7]

hi @cc24x7 i too had this issue

since you have reduced the limit but i have a doubt or clarification to you , has hsbc informed you that if you reduce the limit , you wont be able to increase the limit in future or you wont get any default limit increase

Are you aware of this ?

@Everybody can someone confirm if such a bank policy exists that if you reduce the limit , you wont be able to increase the limit in future or you wont get any default limit increase ?

Future limit increases depend on the individual's spending pattern and salary/income growth. There is no such condition, but the minimum duration for a limit revision is 6 months. Within this period, they cannot increase your limit.

 

[Sai Ganesh]

Future limit increases depend on the individual's spending pattern and salary/income growth. There is no such condition, but the minimum duration for a limit revision is 6 months. Within this period, they cannot increase your limit.

r u sure on this bro ?