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Axis Salary Account Debit Card - 1% cb on cc bill payments

sousnake

TF Legend
VIP Lounge
If you have Axis Salary Account & your company is in Axis list of premium corporates (which lot of companies are) then you can use following visa debit card to pay credit card bills & earn 1% flat cashback. Been using it from 2023 Nov/Dec.


Account Type
Easy Salary (SAPPR) customers with the Visa Classic Debit Card
Prime Salary (SAPPM) with the Titanium Rewards Debit Card
Priority Salary (SBPBS) with the Priority Platinum Debit Card
Burgundy Salary - Doesn't work (that's why not upgrading to Burgundy)
TnC link - https://www.axisbank.com/docs/default-source/default-document-library/tncs-top-200.pdf
You can confirm above salary code in Account Details -> Category Code (For me it shows SBPBS).

Condition
Min spend - 15k per month
Cashback limit - 750 per month
Max Spend for benefits- 75k per month

Where To Use
Mobikwik (I use here with FULLPAY), Cred, Cheq, phalana, bhata, dhim etc. Try whichever platform you like.

When Cashback Is Credited
For every month you use card, you will get cashback reflected in your account on 2nd of next to next month.
Ex. - For April month I redeemed on June2, For May I redeemed on July 1.

How to redeem Cashback
1. Login to Net Banking
2. Dashboard -> Quick Links -> Services
3. Services -> Others -> Salary Cashback for Premium Corporates
4. New page opens where select your account number (Salary one).
5. It will show month wise cashback for last 3 months, post that it expires.
6. Redeem cashback using OTP.
5. It should reflect in same account instantly.

Note
It is possible that sometimes cashback redeemed is not added in your account. So please take screenshot (multiple pages from Point 4 onwards).

It is not advertised very well, even if you go to Axis Priority Salary account Page -> Features & Benefits last column, there is a Read more button which never opens anything.
But if you want to read it, here is the archive page from Oct 2024 - https://web.archive.org/web/2024101...counts/salary-account/priority-salary-account

It also unlocks lounge on Priority Visa Debit Card & Titanium Rewards Debit Card.
 
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Thank you so much for this.

My account type shows : SBPCB. Its a Citi Bank Salary Account Migrated to Axis post the business sale. will it work on this because when I navigate to the Step 3 I dont find the option " Salary Cashback for Premium Corporates "

Debit Card Type : Priority Mastercard
 
Last edited:
Thank you so much for this.

My account type shows : SBPCB. Its a Citi Bank Salary Account Migrated to Axis post the business sale. will it work on this because when I navigate to the Step 3 I dont find the option " Salary Cashback for Premium Corporates "

Debit Card Type : Priority Mastercard
Option probably not showing as account type is not correct.
Can you try to ask them migrate account type to one of those mentioned.
Only then it will appear.

Even for burgundy salary account it does not appear.
 
I have salary account, after recent switch it shows account type as saving as category as SAPRP, think its not salary account anymore right? Please guide...
 
I have salary account, after recent switch it shows account type as saving as category as SAPRP, think its not salary account anymore right? Please guide...
Not sure if this is salary account but since this code is not mentioned in TnC doc, i don't this it is eligible for cashback.
 
For a decade I have been utilizing this. But on Jan 1st 2025, my card renewed on Master world debit card making it an MDC. CS couldn't convert it to VISA , met the bank and asked them to convert to visa , even they said its system's decision and of no help . Haven't used atleast once since then.

@jeevanreddy58 you were also in the same boat right ? Were you able to succeed in converting to visa variant ?


Also there is an option of replace card. If I replace it , will I get it on VISA ?
 
If you have Axis Salary Account & your company is in Axis list of premium corporates (which lot of companies are) then you can use following visa debit card to pay credit card bills & earn 1% flat cashback. Been using it from 2023 Nov/Dec.


Account Type
Easy Salary (SAPPR) customers with the Visa Classic Debit Card
Prime Salary (SAPPM) with the Titanium Rewards Debit Card
Priority Salary (SBPBS) with the Priority Platinum Debit Card
Burgundy Salary - Doesn't work (that's why not upgrading to Burgundy)
TnC link - https://www.axisbank.com/docs/default-source/default-document-library/tncs-top-200.pdf
You can confirm above salary code in Account Details -> Category Code (For me it shows SBPBS).

Condition
Min spend - 15k per month
Cashback limit - 750 per month
Max Spend for benefits- 75k per month

Where To Use
Mobikwik (I use here with FULLPAY), Cred, Cheq, phalana, bhata, dhim etc. Try whichever platform you like.

When Cashback Is Credited
For every month you use card, you will get cashback reflected in your account on 2nd of next to next month.
Ex. - For April month I redeemed on June2, For May I redeemed on July 1.

How to redeem Cashback
1. Login to Net Banking
2. Dashboard -> Quick Links -> Services
3. Services -> Others -> Salary Cashback for Premium Corporates
4. New page opens where select your account number (Salary one).
5. It will show month wise cashback for last 3 months, post that it expires.
6. Redeem cashback using OTP.
5. It should reflect in same account instantly.

Note
It is possible that sometimes cashback redeemed is not added in your account. So please take screenshot (multiple pages from Point 4 onwards).

It is not advertised very well, even if you go to Axis Priority Salary account Page -> Features & Benefits last column, there is a Read more button which never opens anything.
But if you want to read it, here is the archive page from Oct 2024 - https://web.archive.org/web/2024101...counts/salary-account/priority-salary-account

It also unlocks lounge on Priority Visa Debit Card & Titanium Rewards Debit Card.
Is Liberty salary account eligible?
 
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