Which Debit Card to use for Credit Card Bill Payment in July 2025

[ritziveer]

I believe problem is with my DC, in app it is showing 0 limit for online transaction. And unable to change it also.

The limits are shared limits. So keep all other zero. then you have 1lakh for online.

 

[ritziveer]

Is idfc FirstTap still working on credit card bill payments? if yes, which platform? I am planning to order firsttap card

Yes its still giving points

 

[cardenthu09]

Variant	Welcome RP	Base earn ≤ ₹50 K	10× band (only ₹ 50 K+)	Cap / mo (RP)	₹ Spend to hit cap*	Blended return @ cap
Classic	2 000	Online 2 RP/₹150, Offline 1 RP/₹150	10 RP/₹150 (≈1.67 %)	8 000	₹1.60 L	1.25 %
Select	4 000	Online 3 RP/₹150, Offline 2 RP/₹150	10 RP/₹100 (2.50 %)	30 000	₹3.40 L	2.21 %
Wealth	8 000	Online 4 RP/₹150, Offline 3 RP/₹150	10 RP/₹100 (2.50 %)	50 000	₹5.37 L	2.33 %
Private	20 000	Online 6 RP/₹150, Offline 4 RP/₹150	10 RP/₹100 (2.50 %)	5 00 000	₹50.30 L	2.49 %

In how much time do we get the RP and what's the value of each RP?

 

[BhaiyaJi]

In how much time do we get the RP and what's the value of each RP?

Points are credited instantly, redeemable after 14 working days. 0.25 value per point

 

[cardenthu09]

Points are credited instantly, redeemable after 14 working days. 0.25 value per point

Ok. I just did my first 56k txn using IDFC select firsttap and I should have received 4000 welcome + 1000(3x) + 600(10x) totaling 5600 but I only received 3946 points. I am not sure the issue here

 

[Batmanbaba]

Anyone tried pice app? If yes, please share how are the rewards?

Pice: Credit Card Bill Payment - Apps on Google Play

Pay Credit Card bills | Make Rent, Utility or Business Payments | Earn Cash-back

play.google.com

What's the mcc

 

[Tamraj Kilvish]

What's the mcc

Try kiya tha, 1st txn 100 off ke liye, aur sbi DC use kiya tha, mcc maybe 6012 (not confirm)

 

[beingsarab]

Variant	Welcome RP	Base earn ≤ ₹50 K	10× band (only ₹ 50 K+)	Cap / mo (RP)	₹ Spend to hit cap*	Blended return @ cap
Classic	2 000	Online 2 RP/₹150, Offline 1 RP/₹150	10 RP/₹150 (≈1.67 %)	8 000	₹1.60 L	1.25 %
Select	4 000	Online 3 RP/₹150, Offline 2 RP/₹150	10 RP/₹100 (2.50 %)	30 000	₹3.40 L	2.21 %
Wealth	8 000	Online 4 RP/₹150, Offline 3 RP/₹150	10 RP/₹100 (2.50 %)	50 000	₹5.37 L	2.33 %
Private	20 000	Online 6 RP/₹150, Offline 4 RP/₹150	10 RP/₹100 (2.50 %)	5 00 000	₹50.30 L	2.49 %

Loved this illustration, thank you so much for the explanation!!!

 

[beingsarab]

You will get 20k don't worry. They will give that welcome benefit.

You said they have fixed the bug... but then they will give 20k RP - how come?

 

[Batmanbaba]

Try kiya tha, 1st txn 100 off ke liye, aur sbi DC use kiya tha, mcc maybe 6012 (not confirm)

Any charges on debit card usage???

 

[spd]

wealth ke liye Rm me sath kya kia jaye?😂😂

Nothing just deposited 10 lakhs into saving account before 10 days.. as he said minimum 3 months required for to change one plan(select) to another (wealth)...

 

[Tamraj Kilvish]

Any charges on debit card usage???

Completely zero, and additionally if you are exclusive user then you will receive 100 off on your first bill payment

 

[palen]

I need to pay 2L+ HDFC cc bill.

Please suggest a better way to earn some rewards.

I have HDFC platinum DC and SBI virtual DC.

Thanks guys. Received 1000 points for using SBI VDC in SBI Unipay.