Which Debit Card to use for Credit Card Bill Payment in July 2025

[boootlooop]

Are you able to get rewards by using salary account? @boootlooop

Yes. I got the rewards by using ZAVO.

 

[NikhilG]

Using idfc tap?

Yes. I got the rewards by using ZAVO

 

[Prasanna]

I found an app for paying cc bills with debit Card
Their mcc is 4814.
Does this mcc give cashback for kotak super or hsbc debit card

 

[Mcdatptpssb]

I found an app for paying cc bills with debit Card
Their mcc is 4814.
Does this mcc give cashback for kotak super or hsbc debit card

MCC code 4814 is used to classify telecommunication services, including local and long-distance calls, credit card calls, calls through magnetic strip reading telephones, and fax services.

 

[Prasanna]

MCC code 4814 is used to classify telecommunication services, including local and long-distance calls, credit card calls, calls through magnetic strip reading telephones, and fax services.

So is it eligible?

 

[Prasanna]

I found an app for paying cc bills with debit Card
Their mcc is 4814.
Does this mcc give cashback for kotak super or hsbc debit card

Found other ways too
Merchant name is 1. www phonepe com
2. phonepe

 

[idharkyadekhraha]

Found other ways too
Merchant name is 1. www phonepe com
2. phonepe

Can you also share the app name? Thanks!

 

[Dexx]

when ?
Initially i had normal 10k acc, had got 2k RP.
last month got upgraded to wealth, again got 8k RP.

Really they stopped ?

got upgraded to wealth automatically based AMB or you had to call someone?

 

[Pravin1156]

got upgraded to wealth automatically based AMB or you had to call someone?

You speak with your branch RM for the Account upgrades

 

[iamgroot]

whats the app name?need for rbl

 

[Jesh]

Paid 1lac CC bill on z@vo through idfc tap DC... But received only 6000 reward points... I have select account variant.
Can anyone explain

 

[BhaiyaJi]

Paid 1lac CC bill on z@vo through idfc tap DC... But received only 6000 reward points... I have select account variant.
Can anyone explain

For first 50k
3 points pe 150 = 1000 points
After that 10 points per 1000 = 5000 points
Total 6k points

 

[codenerd]

Anyone got 5% cashback using kotal 811 pvc/ metal debit card for paying cc bill of any other bank successfully recently? if yes, pls confirm and also which aoo used to pay bill.

 

[amazon_fan]

I wait till my reward points hit 40k, then redeem for Amazon Gift Voucher. That's the best/ most effective way I have been able to find so far.

Did you mean shopping voucher ? I doubt gift voucher.

 

[Amit_1]

I wait till my reward points hit 40k, then redeem for Amazon Gift Voucher. That's the best/ most effective way I have been able to find so far.

Did you mean shopping voucher ? I doubt gift voucher.

My guess, Yes, we can't convert IDFC points into AGV

 

[nikhilv0303]

My guess, Yes, we can't convert IDFC points into AGV

It’s asv shopping one only.. agv isn’t available in debit rp redemption

On side note, anyone compared IDFC flight redemption? How does the total (fare+fees) compare to smartbuy and MMT?

 

[Jesh]

For first 50k
3 points pe 150 = 1000 points
After that 10 points per 1000 = 5000 points
Total 6k points

When will be welcome rewards credited?

 

[Amit_1]

When will be welcome rewards credited?

For new account, in a week.

Till last month, For each account upgrade txn - instant

 

[stech18]

Hi i already have basic account and now opening select salary account in idfc, can i also apply first tap debit card again for the new account? @Abhishek012