IDFC First Bank Launched its Debit Card Reward System

[desiviru]

Ok a Question here-
My AIS shows Gross spend on ICICI CC- 11LAKH
SBI-10 LAKH...
HAHA 😂
ON ICICI, NEVER SPENT ANYTHING..JUST ORDERED..CANCELLED..
IF THEY ARE TALKING ABOUT GROSS PAYMENTS, YES I DID TO GET IDFC REWARD POINTS AND LATER ASKED FOR REFUND FOR EXCESS PAYMENT...

HOW TO REPORT THIS IN ITR?...

Please post SS of your AIS.

Also ordering and cancelling and then getting refund is still a txn. You want to do such things and dont want things to be reported by banks?

 

[HumorSimpson]

Please post SS of your AIS.

Also ordering and cancelling and then getting refund is still a txn. You want to do such things and dont want things to be reported by banks?

Exactly

Hum kare to raasaleela
IT pakde to character deela

 

[pankaj1122]

Please post SS of your AIS.

Also ordering and cancelling and then getting refund is still a txn. You want to do such things and dont want things to be reported by banks?

Arey its ok...im not that concerned ..Since i have proofs that it was rotation and not actual buying of service ...No new Money was used...
Its just that i dnt know how to report that, which i got to know i dnt.

 

[pankaj1122]

Banks simply reported Payments Made...Not usage..In short, I PAID EXCESS BILL ON ICICI AND THEN ASKED FOR THE FEFUND OF EXCESS AMOUNT...so no issues...

 

[Strange]

Ok a Question here-
My AIS shows Gross spend on ICICI CC- 11LAKH
SBI-10 LAKH...
HAHA 😂
ON ICICI, NEVER SPENT ANYTHING..JUST ORDERED..CANCELLED..
IF THEY ARE TALKING ABOUT GROSS PAYMENTS, YES I DID TO GET IDFC REWARD POINTS AND LATER ASKED FOR REFUND FOR EXCESS PAYMENT...

HOW TO REPORT THIS IN ITR?...

11 lakh ka order cancel kis merchant se kar rahe the?

Abhi tak account ban nahi hua?

 

[6ix9ine]

11 lakh ka order cancel kis merchant se kar rahe the?

Abhi tak account ban nahi hua?

Abhirundum 2 . 0

 

[Mcdatptpssb]

Will we get the reward points for NPS payment as well with idfc dc..

Anyone tried in nps for payment and got the rewards

 

[nikhilv0303]

Anyone tried in nps for payment and got the rewards

Melody khao, khud jaan jao… aur fir sabko batao 🙂

Do a small txn, anyways IDFC is instant so you’ll know

 

[jack333]

Ok a Question here-
My AIS shows Gross spend on ICICI CC- 11LAKH
SBI-10 LAKH...
HAHA 😂
ON ICICI, NEVER SPENT ANYTHING..JUST ORDERED..CANCELLED..
IF THEY ARE TALKING ABOUT GROSS PAYMENTS, YES I DID TO GET IDFC REWARD POINTS AND LATER ASKED FOR REFUND FOR EXCESS PAYMENT...

HOW TO REPORT THIS IN ITR?...

There's an option of you don't agree with it. Just write that these were refunds not bill payments. The bank will investigate and accept their mistake. But may take 3-4 years for that 😂

 

[pankaj1122]

11 lakh ka order cancel kis merchant se kar rahe the?

Abhi tak account ban nahi hua?

Amazon 😂 Icici coral rp dedeta tha...So my rewards acnt Blocked by ICICI 😒...

 

[Strange]

Amazon 😂 Icici coral rp dedeta tha...So my rewards acnt Blocked by ICICI 😒...

and Amazon account block nahi hua?

 

[pankaj1122]

There's an option of you don't agree with it. Just write that these were refunds not bill payments. The bank will investigate and accept their mistake. But may take 3-4 years for that 😂

No issues...They were payments Made in excess of The Bill amount..eg 20000 bill..paid 1lakh...and then asked for refund..so technically bank reported erroneously..Waise bhi ITR has been processed...

 

[pankaj1122]

and Amazon account block nahi hua?

Na...They love me 😂...its just 2-3 cancellations Monthly..No big deal...And normal orders are lot...So no red flag..But dnt try anyone.Card bhi block krdte ICICI wle 😒

 

[ritziveer]

There is a big Stupid bug in IDFC. if we open a minor account. They issue Debit card. But to activate the limits it took 1month as no one is knowing how to activate. They don't offer net banking separately as its minor. They don't display the card in our net banking. They only show the transactions. and after doing the transaction with my son debit card, he got the rewards but they can't be seen or redeemed by us. they are visible only to the rewards section. when asked they are saying feedback given to the backend team lol. I was just exploring the Minor account and it was a big headache.