Which Debit Card to use for Credit Card Bill Payment in July 2025

[NishanthSN]

Transaction on IDFC FIRST Bank Debit Card ending <xxxx> failed due to incorrect details. Please retry with correct details. Call 18004194332 if issues continue.

I am getting this error message while trying to pay with IDFC first tap in zavo since morning. Yesterday night I tried with 1000 forgot to check points before. IDFC app detected as credit card payment. So morning I tried 150rs failed with above message . Second time i double checked the card number , expiry , cvv. Still failed with same reason.

 

[NikhilG]

Transaction on IDFC FIRST Bank Debit Card ending <xxxx> failed due to incorrect details. Please retry with correct details. Call 18004194332 if issues continue.

I am getting this error message while trying to pay with IDFC first tap in zavo since morning. Yesterday night I tried with 1000 forgot to check points before. The app detected as credit card payment. So morning I tried 150rs failed with above message . Second time i double checked the card number , expiry , cvv. Still failed with same reason.

which app detected as credit card payment, idfc bank?

 

[NishanthSN]

which app detected as credit card payment, idfc bank?

Yes IDFC bank transaction history shows as credit card bill, earlier it showed me Loans/emi category

 

[im_Pro]

If the transaction got failed with idfc f.tap but points credited, is the points reversed after refund?

 

[NikhilG]

If the transaction got failed with idfc f.tap but points credited, is the points reversed after refund?

Do they really credit the rewards instantly. And where in app is the option to see rewards history or log. Like for me it says I have 400 points but I don't know from where I earned it.

 

[dealminer]

Do they really credit the rewards instantly. And where in app is the option to see rewards history or log. Like for me it says I have 400 points but I don't know from where I earned it.

No logs, just see the difference
And pts credit is instant in most cases

 

[NikhilG]

Do they really credit the rewards instantly. And where in app is the option to see rewards history or log. Like for me it says I have 400 points but I don't know from where I earned it.

Now it shows 20444 points after my first txn of 1100. But redeemable points show just 400.

 

[kalyan324]

Now it shows 20444 points after my first txn of 1100. But redeemable points show just 400.

Wait for 14 working days then all points will be redeemable

 

[im_Pro]

If the transaction got failed with idfc f.tap but points credited, is the points reversed after refund?

Please someone reply...if have knowledge

 

[ritziveer]

I was trying to find the exclusion list for IDFC debit card. If someone can post the link here. Thanks

 

[ritziveer]

Please someone reply...if have knowledge

AS of now they are not getting reversed

 

[NikhilG]

Wait for 14 working days then all points will be redeemable

Thanks, I understand 20k welcome points. How does 44 points for 1100 calculate?

 

[NikhilG]

AS of now they are not getting reversed

Is it a bug then?

 

[iamgroot]

Does zavo app show correct credit score?

yes ys ys

 

[wolf1008]

Is goodscore still working for CC bill payments using IDFC firstap card or wealth card?

 

[BhaiyaJi]

How does 44 points for 1100 calculate?

For upto 50k amount per month and private card its 6RP/150 after that its 10RP / 100

 

[NikhilG]

So how come I got 44 points because I made a txn of 1100. For 1050 worth is 42 points. How last 50 rs attracted 2 points?

For upto 50k amount per month and private card its 6RP/150 after that its 10RP / 100

 

[2025]

So how come I got 44 points because I made a txn of 1100. For 1050 worth is 42 points. How last 50 rs attracted 2 points?

Idfc give points that way. 150 = 6, so, 50= 2. Minimum 150+.

 

[BhaiyaJi]

So how come I got 44 points because I made a txn of 1100. For 1050 worth is 42 points. How last 50 rs attracted 2 points?

Try on calculator (1100 / 150) * 6 = exact 44.

 

[NikhilG]

Try on calculator (1100 / 150) * 6 = exact 44.

Usually other banks give in incremental for every 150 as 6