Which Debit Card to use for Credit Card Bill Payment in July 2025

[NikhilG]

Is the zavo app still working for the IDFC Tap rupay debit card. I am a new IDFC user, apid a bill of CC using ZAVO app today. The merchant is showing as Legalpaytech in IDFC App. In the OTP Message it is showing as LEGALPAYTECH. I haven't received any points yet.

Could anyone please confirm if it is still working. If not is there any way to earn rewards points.

When did you pay the bill?

 

[Pratap_96]

When did you pay the bill?

Today at around 4 PM

 

[Pratap_96]

since you are a new customer it might take some days to map your rewards to your account. Wait for 14 working days and then if you still don't see the points then you can call up the customer care and ask.

Okay, lets see. Thanks!

 

[ritziveer]

Okay, lets see. Thanks!

I think you can call up the customer care to ask whether the rewards are mapped or not. If they say its mapped then you have to wait till 14 WORKING DAYS.

 

[NikhilG]

Today at around 4 PM

Did you get the welcome benefit?

 

[sahil1033]

I've approx. 3.16 lakhs worth bill to pay and due date is 5th July ... daily limit of IDFC First Bank FIRSTap DC is Rs. 1 lakh and I just now paid for today ... so, I've only tomorrow (4th July) and day after tomorrow (5th July) by which I can pay Rs. 2 lakh only.

Any way to make use of IDFC First Bank Wealth DC and get reward points for Rs. 1.16 lakhs?

I didn't know that daily limit of FIRSTap DC would be this less, else I would've paid on 1st July too, so that I would've to pay only Rs. 16k by any other means.

idhar bhi guide kar do koi ... @Abhishek012

 

[tiwariV]

Hey
Does anyone else apart from me thinks about the risk if bank gets to know about credit card bill payment through debit card to earn rewards, will bank be able to take action on this like reverting it or recovering of redeemed

 

[2025]

Hey
Does anyone else apart from me thinks about the risk if bank gets to know about credit card bill payment through debit card to earn rewards, will bank be able to take action on this like reverting it or recovering of redeemed

No for actual (valid) transactions. But yes for failed transactions.

 

[iamgroot]

g

Hey
Does anyone else apart from me thinks about the risk if bank gets to know about credit card bill payment through debit card to earn rewards, will bank be able to take action on this like reverting it or recovering of redeemed

bank ki badi fikar he tumhe🤣.All bank are in profit .This is chillar infront of that

 

[ritziveer]

idhar bhi guide kar do koi ... @Abhishek012

If a single bill is more than 2L use good score and pay with VISA. And you will have 2-3 days grace period. you can pay 1 day late nothing will happen.

 

[saber.mbt]

Kahan use kiya???

Zavo bro. Today just made 25K transaction. 500 points credited instantly. Today only reward link added in my account. Previously I used to watch ppl say points credited instantly. Today I

Bit, how r u checking the reward points credited against each transaction wise as IDFC app doesn't show the same

Actually I recently opened account few days back. It is my first reward points. I know the calculation based on welcome points and balance points. This group ppl have explained about point structure frequent which helped to calculate.

 

[saber.mbt]

I've approx. 3.16 lakhs worth bill to pay and due date is 5th July ... daily limit of IDFC First Bank FIRSTap DC is Rs. 1 lakh and I just now paid for today ... so, I've only tomorrow (4th July) and day after tomorrow (5th July) by which I can pay Rs. 2 lakh only.

Any way to make use of IDFC First Bank Wealth DC and get reward points for Rs. 1.16 lakhs?

I didn't know that daily limit of FIRSTap DC would be this less, else I would've paid on 1st July too, so that I would've to pay only Rs. 16k by any other means.

Yes you can. Credit card gives 3 days Grace period from the due date as per RBI guidelines.

 

[Sudheep]

Is there any way or trick to achieve first 50k payment without making credit bill pay or any other billpay in idfc debit card?

Bro, pls.... We are already milking IDFC with 2.5% return for credit card bill payment. let it last for some more time. Don't try to bring any hacks.

 

[iamgroot]

zavo app working today?

 

[NikhilG]

zavo app working today?

Does zavo app show correct credit score?

 

[NikhilG]

Okay, I'm a new idfc user. Got my hands on private debit card and did first txn on visa DC(bought amazon gift voucher on amazon.in)for welcome benefit. Do I have to call customer care to map the points to account as it's new account or in how many days the welcome 20k points will get credited?

 

[sky_walker_rules]

Bro, pls.... We are already milking IDFC with 2.5% return for credit card bill payment. let it last for some more time. Don't try to bring any hacks.

Is there any way or trick to achieve first 50k payment without making credit bill pay or any other billpay in idfc debit card?

sir, please pardon us with un-necessary tricks to doom this cc bill payment option. even if u find, plz keep it to urself.

 

[NikhilG]

sir, please pardon us with un-necessary tricks to doom this cc bill payment option. even if u find, plz keep it to urself.

I couldn't even understand the question, without spending or paying bills how can someone even achieve 50k payment?

 

[sky_walker_rules]

I couldn't even understand the question, without spending or paying bills how can someone even achieve 50k payment?

some people want everything as free as if this option is not sufficient

 

[NikhilG]

some people want everything as free as if this option is not sufficient

that's tragic. Reminds me of killing the hen in expectation of all the eggs at once