Which Debit Card to use for Credit Card Bill Payment in June 2025

[harshpreetsingh22635@gmai]

Guys, I have a hdfc cc bill one worth 5 lakhs. i have sbi vdc and was using unipay until now, but it just gets annoying as I it takes almost 10 days for the whole payment as the daily limit is 50k. can you suggest me a debit card that I can use on zavo or goodscore to pay this bill any quicker.

Debit cards I have:

• IDFC Classic
• Indusind Pioneer
• Axis Burgundy
• 4 - HDFC Platinums (can use the 75k limit per month)
• ICICI Coral
• Equitas Elite

I can apply for different debit cards if needed.

Thanks in Advance!!!

How you get indusind poiner banking

 

[TEMPER]

I am in idfc select and i got 30k points this month , if my account upgraded to wealth in this month , i will get extra 50k points for 5L txn ?

 

[tonald_drump]

Is save sage working for hSBC salary account?
which is better between save sage and good score?

I'm using phonepe for h_S_b_c. It has the least charges 0.3% upto 2k. MCC received: 4814

 

[bansalp]

>I'm using phonepe for h_S_b_c. It has the least charges 0.3% upto 2k. MCC received: 4814

Have you received cashback?

 

[Abhishek012]

Thanks for the help. Paid using IDFC Visa debit card.

@kwaver @Amit_1 Thanks for the help.. this time paid using visa debit card but found the way to split it after payment.

But for others help I want to share that Using HDFC payment gateway there are no charges for any debit card(VISA/RUPAY/MASTERCARD) and Axis gateway has fixed Rs.15 for visa/master debit card. ICICI gateway charged rs.10 rs.12 something but 0.15% additional so avoid that.

Tax payment, sometimes charges extra fee after payment settled. Wait few days and check your transaction statement, is there any extra charges debited or not.

 

[tonald_drump]

>I'm using phonepe for h_S_b_c. It has the least charges 0.3% upto 2k. MCC received: 4814

Have you received cashback?

Not yet, it takes 45 to 60 days. But from the conversation from the support, it's eligible for cashback.

 

[Mcdatptpssb]

Guys, there is one more way to pay credit card bill using ANY card but with some convenience fees (0.9%).
See if any of your debit card is fetching more than that OR you are in some milestone in VISA/MC
It is by Airtel payments

Earlier it was free, i was always using that. Later they removed DC, now introduced again with fees

OK what is the mcc code

 

[VISION]

@amazon_fan
1.did to pay any cc bill?
2.using which dc?
3.mcc code?
I tried paying cc bill via rbl-spdc&sbi-vdc and after entering dc details it show 0.9% charges,but on clicking "paynow" getting same error! for both cards.!!

 

[sidmanraj]

How about

Not yet, it takes 45 to 60 days. But from the conversation from the support, it's eligible for cashback.

How good score for hsbc salary debit card? It has least charges?

What does the name shows for phonepe in payment page?

How do we know if our transaction is eligible?

 

[Arjun Raju]

Any working method for RBL enterprise? @Abhishek012[/USER
[/QUOTE]
Will goodscore work for this or savesage

 

[Amit_1]

How do we know if our transaction is eligible?

Connect with customer care and ask mcc and cashback eligibility

 

[curious_cc]

,000

Guys, there is one more way to pay credit card bill using ANY card but with some convenience fees (0.9%).
See if any of your debit card is fetching more than that OR you are in some milestone in VISA/MC
It is by Airtel payments

Earlier it was free, i was always using that. Later they removed DC, now introduced again with fees

Which MCC are we getting?

 

[curious_cc]

For paying bills above 2 lacs via dc, yes..

Please tell me what benefit will one get if he pays more than Rs. 2 lakh cc bill through good score.

 

[Amit_1]

Please tell me what benefit will one get if he pays more than Rs. 2 lakh cc bill through good score.

U cud use your id_fc Visa card in one go to pay and receive rewards. But u shud be having at least select account variant to get the full juice out of it

 

[kwaver]

Does the monthly point capping reset on 1st?

 

[Credit_Cards]

I am in idfc select and i got 30k points this month , if my account upgraded to wealth in this month , i will get extra 50k points for 5L txn ?

20k more only