Which Debit Card to use for Credit Card Bill Payment in June 2025

[sidmanraj]

Txn from VISA on sav_esa_ge on 17June is 7392

Edit: It is eligible for cas_hb_ack

How is good score it has lesser charges for hsbc visa debit card

 

[CardholderCCDC]

Are you sure its 5454? I don't see an MCC code 5454 anywhere

yaa, it must be a typo error.. no mcc with 5454

Customer care representative mentioned MCC for my transaction on SaveSage on 11th April as 5454 and is eligible for cashback. Not a typo.

 

[LHR]

Customer care representative mentioned MCC for my transaction on SaveSage on 11th April as 5454 and is eligible for cashback. Not a typo.

is this for 811 or different?

 

[Aegon]

Is there any benefit of using SBI VDC over normal SBI DC for CC payments anymore? The 50k daily limit is annoying.

 

[sairamwrm]

Any working method for RBL enterprise? @Abhishek012

 

[Hemang]

Is there any benefit of using SBI VDC over normal SBI DC for CC payments anymore? The 50k daily limit is annoying.

ab sab barabar hain bhai, thuchuk thuchuk karna chor skte hain ab aap sabhi log aur apne apne rupay select debit card ki shaktiyo ko use kar sakte hain. But per transaction limit tk karna taki points limited na ho jaye.

 

[VISION]

Is there any benefit of using SBI VDC over normal SBI DC for CC payments anymore? The 50k daily limit is annoying.

if ur vdc is rupay then u get convivence fee off.., now that reward rate are same u can use ur physical card for >50k

 

[Pranay7]

Visa DC maybe charge some extra fee for GST challan, use IDFC Firstap RuPay DC.

Thanks for the help. Paid using IDFC Visa debit card.

@kwaver @Amit_1 Thanks for the help.. this time paid using visa debit card but found the way to split it after payment.

But for others help I want to share that Using HDFC payment gateway there are no charges for any debit card(VISA/RUPAY/MASTERCARD) and Axis gateway has fixed Rs.15 for visa/master debit card. ICICI gateway charged rs.10 rs.12 something but 0.15% additional so avoid that.

 

[Mcdatptpssb]

Thanks for the help. Paid using IDFC Visa debit card.

@kwaver @Amit_1 Thanks for the help.. this time paid using visa debit card but found the way to split it after payment.

But for others help I want to share that Using HDFC payment gateway there are no charges for any debit card(VISA/RUPAY/MASTERCARD) and Axis gateway has fixed Rs.15 for visa/master debit card. ICICI gateway charged rs.10 rs.12 something but 0.15% additional so avoid that.

ok "But for others help I want to share that Using HDFC payment gateway there are no charges for any debit card(VISA/RUPAY/MASTERCARD)" will we get the cashback for Kotak 811 Super DC and please help us with the transaction details like message we received for the otp and what is the CC code for for paying in HDFC payment gateway debit card(VISA/RUPAY/MASTERCARD)

 

[Pranay7]

ok "But for others help I want to share that Using HDFC payment gateway there are no charges for any debit card(VISA/RUPAY/MASTERCARD)" will we get the cashback for Kotak 811 Super DC and please help us with the transaction details like message we received for the otp and what is the CC code for for paying in HDFC payment gateway debit card(VISA/RUPAY/MASTERCARD)

I have no idea about Kotak 811 Super Dc cashback 😅😅.
For Rupay debit card transaction on HDFC gateway merchant name was "Goods and Service Tax Network" for Mcc code of it i have no exact answer... but i think it would be the other govt trxns category mcc. Maybe thats why @Abhishek012 might have suggested only IDFC First debit card...because I am sure that IDFC debit card gives points for government txns.
For Credit card, I haven't paid it yet using credit card...but as soon as i get hands on HDFC Biz black and use it then i will update it. But i think some people might know it here already.

 

[bansalp]

Is good score also giving for HDFC Salary debit card?

 

[mobsol2017]

Thank you

My plan is simple I have 3 to 4 merchant QR code different different app

Daily for each bar code maximum 2000 rupees from any rupay credit card

And no other transaction

Will this cause any issue or else any fees

never tried this myself so cant say

 

[ak_1978]

I am planning to buy a car and will do down payment of around 3 Lakhs. Which is the best credit/debit card we can use?

Any card that gives you decent base return + milestone rewards can be good. Axis Atlas & HDFC Marriott Bonvoy come to mind immediately. If you are going with the card options that you have, try SBI cash back. But you have to ask your dealer to create online payment link which can be paid by credit card. If it works, then you can pay 1 lakh on the last day of the month & another lakh the 1st day of the next month & get 10k back

 

[2006akshat]

Is Goodscore giving 5% cashback for any amount using HSBC salary account debit card? or is there any other app that works with HSBC salary account debit card for cashback?

 

[Amit_1]

How is good score it has lesser charges for hsbc visa debit card

I haven't heard and tried with risking rewards for >2Lac bill pay. If you try or hear, Keep us posted.

 

[Amit_1]

Customer care representative mentioned MCC for my transaction on SaveSage on 11th April as 5454 and is eligible for cashback. Not a typo.

Maybe that for any MasterCard type I believe, which card you used?

 

[Amit_1]

Is good score also giving for HDFC Salary debit card?

Let us know too if you learn anything about it

 

[CardholderCCDC]

Maybe that for any MasterCard type I believe, which card you used?

H-S-B-C S-a-l-a-r-y Debit card

 

[Amit_1]

H-S-B-C S-a-l-a-r-y Debit card

hmm.. don't know what save-sage team is trying to play with these MCC game.. I've got 7392 on 17 April

 

[amazon_fan]

Guys, there is one more way to pay credit card bill using ANY card but with some convenience fees (0.9%).
See if any of your debit card is fetching more than that OR you are in some milestone in VISA/MC
It is by Airtel payments

Earlier it was free, i was always using that. Later they removed DC, now introduced again with fees