Yes, even if you get another DC, your max RPs will be 50K Points per month, no use case
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IDFC First Bank Launched its Debit Card Reward System
- Thread starter TechnoFino
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Y e s
Gave physical form for 25k account.
Will get another first tap dc?
Can i downgrade to 10k account in future?
I am not sure on this point as I have one single Account rest are joint accounts. So, I only have 1 Firstap and I don't see the benefit of having another.
No need, link your account to the primary one and enjoy 0 MAB.
Pravin1156
TF Premier
Joint accounts means only one debit card feature only able to avail? or if i have have 2 select & 1 wealth accounts means, can i link 2 select with wealth means how much debit cards i am able to use. please clarify brother
DM . .
No, Use Zavo app and pay credit card bill using IDFC Firstap RuPay Debit Card and get rewards.
whats the max limit of points I can earn in a month ? I have 10k account.
Depends on the account variant: normal, select, wealth, private. All have different limits, read main post
Hi, I am your Maths AI Teacher,
Before start let me tell you - this reward rate, welcome reward and monthly first transaction reward also eligible on your IDFC Firstap RuPay Platinum Debit Card (Card Variant don't matter but your account variant decides) -
As per your query, IDFC has reward system that provides you 3 points per Rs.150 spent for first Rs. 50,000.00 which means 50000/150*3= 1000 Pts for Select account holders upto maximum 30000 pts.
After that for every 100 spent you get 10 RPs. So for rest 29000 spend Rs.2,90,000. Total- Rs.3,40,000.
Here are the details fetched from IDFC First website,
1. 250 points on first Bill payment through savings account via app/ net banking every month
250 points for FIRST Select, 250 points for FIRST Wealth and 250 points for FIRST Private
2. 2000 points on first debit card transaction above Rs. 1000
4000 welcome points for FIRST Select, 8000 welcome points for FIRST Wealth and 20000 welcome points for FIRST Private. *Valid only if you are using your Debit Card for the first time; that is, if you’ve never previously spent using your Debit Card before 14th July, 2023
3. 1X point for every Rs. 150 spent via debit card on offline purchase
2X points for FIRST Select, 3X points for FIRST Wealth and 4X points for FIRST Private
4. 2X points for every Rs. 150 spent via debit card all online purchases
3X points for FIRST Select, 4X points for FIRST Wealth and 6X points for FIRST Private
5. 10X reward points for every Rs. 150 spent via debit card on incremental monthly spends above Rs. 50,000 in a month
Applicable for monthly spends above Rs. 50,000 for FIRST Select on every Rs. 100, above Rs. 50,000 for FIRST Wealth on every Rs. 100 and above Rs. 50,000 for FIRST Private on every Rs. 100 (w.e.f. 1st December 2023).
Tabular:
With IDFC, Card Variant don't matter but your account variant decides your fate.
| S.No. | Account Variant | Max. Pts | Max. Spend |
| 1. | Normal Account | 8000 | Rs.1,60,000.00 |
| 2. | First Select | 30000 | Rs. 3,40,000.00 |
| 3. | First Wealth | 50000 | Rs. 5,36,660.00 |
| 4. | First Private | 500000 | Rs. 50,30,000.00 |
This is the most righteous use of AI 👍🏻😁.
pankaj1122
TF Premier
Zavo not allowing manual bill payment i e more than the bill amount generated by CC
Install the app in other mobile, I’ve paid bills twice with two mobiles opened za-vo at same time for single card.
pankaj1122
TF Premier
N
No..It is allowing multiple bill payments...eg if bill amount generated is 10000Rs..u can pay 10k multiple times...But u cannot pay 11000 rs by entering the amount Manually
Yeah, u can’t make payments more than bill amount. What’s your purpose though!
gunadeepak10
TF Select
Small doubt:
After 50k spends the reward rate is 10xpoints for 100 or 150?
Avatar Aang
TF Ace
Combined limit for both
Reward system for IDFC First Bank normal account -
2000 welcome reward points on IDFC First normal account transaction above Rs. 1000
Online transaction- earn 2 reward points for every Rs. 150 spend
Offline transaction- earn 1 reward point for every Rs. 150 spend
10X reward points (10 reward points per Rs. 150) for every Rs. 150 spent via debit card on incremental spends above Rs. 50,000 in a month.
IDFC First Bank Select account reward system-
4000 welcome reward points on first debit card transaction above Rs. 1000
Online transaction- earn 3 reward points for every Rs. 150 spend
Offline transaction- earn 2 reward point for every Rs. 150 spend
10X reward points (10 reward points per Rs. 100) for every Rs. 100 spent via debit card on incremental spends above Rs. 50,000 in a month.
IDFC First Bank Wealth account reward system-
8000 welcome reward points on first debit card transaction above Rs. 1000
Online transaction- earn 4 reward points for every Rs. 150 spend
Offline transaction- earn 3 reward point for every Rs. 150 spend
10X reward points (10 reward points per Rs. 100) for every Rs. 100 spent via debit card on incremental spends above Rs. 50,000 in a month.
IDFC First Bank Private account reward system-
20,000 welcome reward points on first debit card transaction above Rs. 1000
Online transaction- earn 6 reward points for every Rs. 150 spend
Offline transaction- earn 4 reward point for every Rs. 150 spend
10X reward points (10 reward points per Rs. 100) for every Rs. 100 spent via debit card on incremental spends above Rs. 50,000 in a month.
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