Which Debit Card to use for Credit Card Bill Payment in June 2025

[Abhishek012]

Bro- id fc debit card still works for cc pymnt? Which platform could you suggest - ?

Zavo app and pay using IDFC Firstap RuPay Debit Card.

Read main post for Zavo app link.

 

[rakeshsajjan45]

Sbi VDC Wt is the updated % rewards points we are getting from today?

 

[siddiqsd24]

Zavo app and pay using IDFC Firstap RuPay Debit Card.

Read main post for Zavo app link.

To get 8k points how much we have to spend via idfc dc?

 

[rakeshsajjan45]

To get 8k points how much we have to spend via idfc dc?

1.6 lakh through first tap VDC

 

[6ix9ine]

Sbi VDC Wt is the updated % rewards points we are getting from today?

0.25% chavanni mil rhi hai ab, band kardo.

 

[Nikhilize]

Sbi VDC Wt is the updated % rewards points we are getting from today?

Pay all your bills in your birthday month for the max benefit. It's much easier now.

 

[6ix9ine]

View attachment 99533Pay all your bills in your birthday month for the max benefit. It's much easier now.

It's outdated, devaluation happened last night. It will take some time for updation on website.

 

[rakeshsajjan45]

It's outdated, devaluation happened last night. It will take some time for updation on website.

Yes maybe but according to this

View attachment 99533Pay all your bills in your birthday month for the max benefit. It's much easier now.

It's 0.5%

 

[s1t2y3a3m6]

0.25% chavanni mil rhi hai ab, band kardo.

Chavanni bhi nehi Mila mujhe 1 June se.
Pehle T+2 days pe hi mil jata tha har baar.

 

[wolf1008]

New loot -

Load money on Amazon full kyc Wallet UPI via Zomato.
Open Zomato app >> go to account/profile >> payment settings >> link Amazon wallet and add via credit/debit card.

check merchant name in my image i shared

IDFC visa/mastercard dc ✔️
Indusind/Indie dc ✔️
RBL Signature+ DC ✔️
RBL Enterprise DC - 5% upto 500 cb on flight category + milestone benefit. ✔️
Kotak 811 Super DC ✔️
Jupiter DC ✔️
Axis Burgundy DC ✔️
HDFC millennia DC - 2.5% upto 400 cb ✔️
HSBC Salary DC ✔️
FI DC - also 5% upto 250 extra cb trick again working this time for selected users (multiple times), add 5k to get 250 extra cb unlimited times ✔️

CC load - 4k (limit reset every 30 days from last transaction).
DC load 1 lakh per day or at a time and max 5-6 lakhs monthly.

Source: Arindam but ekbar khud bhi MCC Code verify kar lena.

View attachment 99179

Can we use Amazon pay to pay amex bill? If yes, can you please guide on how to?

 

[Anonymous ツ]

For SBI VDC - PhonePe, PayZapp, Navi, Paytm, MobiKwik, Freecharge, BillDesk, etc all of these are applicable for Rewards Points.

Also, all transactions on these platforms through SBI VDC use RUPAY Variant. Processing Fee are being charged on Visa & MasterCard variant by some Platforms.

Is SbI Unipay not giving RP now with SBI Virtual dc?

 

[anshbirani]

@Abhishek012 Brother I have a wealth debit card from IDFC, I believe as you suggested only Zavos works right now. Do you know what happens if we pay the bills via Canara Setu, directly via the card portal (eg Freecharge portal for Axis Bank ), can we fetch the reward points there? Any other portal that allows to make payments via Dc, I have the firststap as well so shouldn't be a problem

 

[darkjediknight]

Can we use Amazon pay to pay amex bill? If yes, can you please guide on how to?

Add money to amazon wallet and pay amex bill by scanning qr code on amex billdesk payment page.
But this add money via zomato trick is over now.

 

[Finchamp!]

That loot is already over.

So after reading this thread, it appears that the only options for CC Bill payment using IDFC Firsttap is Zavo, and, Goodscore, one of which involves a monthly fee, and both of which ask for PAN/ other personal details. The option through Phone Pe is entirely over. Correct?

 

[kalyan324]

So after reading this thread, it appears that the only options for CC Bill payment using IDFC Firsttap is Zavo, and, Goodscore, one of which involves a monthly fee, and both of which ask for PAN/ other personal details. The option through Phone Pe is entirely over. Correct?

Yes 💯 correct
Phonpe over
Good score i think u will be able use DC if bill is above 2lakh
Zavo asks pan and working right now

 

[Finchamp!]

Yes 💯 correct
Phonpe over
Good score i think u will be able use DC if bill is above 2lakh
Zavo asks pan and working right now

Goodscore also asks for PAN right?

 

[kalyan324]

Goodscore also asks for PAN right?

Didn't tried I think it asks

 

[VISION]

Goodscore also asks for PAN right?

yes it asks pan

 

[6ix9ine]

Is SbI Unipay not giving RP now with SBI Virtual dc?

From today, VDC = PDC. Devaluation happened last night, it's done n dusted now unless you want 0.25%.

 

[cardio_guycardio_guy is verified member.]

From today, VDC = PDC. Devaluation happened last night, it's done n dusted now unless you want 0.25%.

Still VDC = no AMC for card, PDC = Rs 200 + GST = Rs 236/- per year.
Just because virtual bonus points are gone, don't apply for PDC.